7606 Bent Tree Loop, FL7606 Bent Tree Loop, FL7606 Bent Tree Loop, FL
Stellar MLS
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$355,000

7606 Bent Tree LoopSt Cloud, FL 34773

Listing updated: October 20, 2026 at 2:31 PM ET

Active
Stellar MLSListing courtesy of Adams Homes Realty, Inc. · Viviani Moreno De Segovia · MLS #O6404400 · Active · 407-523-1030
3
Beds
2
Baths
1,780
Sq Ft
0.2
Acres
2026
Built
◆New construction◆$199/sqft◆360° tour
Single Family Residence

Property type

2026

Year built

8,712 sqft

Lot size

$199

Price / sq ft

$76/mo

HOA dues

169

Days on market

2

Garage spaces

X500

Flood zone

About this home

Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $51,900; reduction already reflected in the advertised price. Imagine coming home, stepping onto the covered rear porch and enjoying a peaceful conservation backdrop with the comfort and savings of brand-new construction. Welcome to 7606 Bent Tree Loop. Now offered at $355,000, this move-in-ready Adams Home features a conservation backdrop, a generous 0.20-acre lot and flexible dining/office space. This 3-bedroom, 2-bath 1780A plan provides efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. A separate dining room provides added flexibility, while the covered rear porch extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 monthly—or approximately $48,038 over 20 years if the assessment remained unchanged. This comparison uses published FY2026 assessments for certain nearby properties; assessments vary by property and may change annually. The 20-year amount is a simple illustration assuming unchanged annual assessments, not guaranteed future savings. HOA fees and other property taxes are separate. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. Builder-paid closing costs, excluding prepaids, require a preferred lender. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

Estimated monthly payment

Principal & interest$1,795
Property taxes$69
Home insurance (est.)$163
HOA dues$76

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history169 days on market

  1. Status: Active
    May 4, 2026
  2. Listed$398,900
    May 4, 2026
  3. Price reduced$355,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
169
Subdivision
Harmony Central Ph 2
County
Osceola
Year built
2026
Living area
1,780 sq ft
Price/sq ft
$199
Building area
2,122 sq ft (Builder)
Lot size
8,712 sq ft
Lot category
0 to less than 1/4
Flood zone
X500
Garage
2 spaces
Annual taxes
$831 (2025)
Parcel #
32-26-32-3666-000P-0010
Zoning
RESI
MLS #
O6404400

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Microwave, Range
Interior features
High Ceilings, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East
New construction
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$908 / Annually
Monthly HOA
$76/mo
Total monthly fees
$76/mo
Total annual fees
$908
HOA name
Artemis Lifestyles
CDD
No
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Approval process
Contact HOA for info.

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary Bedroom
Primary Bathroom
Bedroom 2
Bedroom 3
Living Room
Kitchen
Dining Room
Balcony/Porch/Lanai

Listing Details

Listing date
2026-05-03
On market date
2026-05-04
Original list price
$398,900
Occupant type
Vacant
MLS area
34773 - St Cloud (Harmony)
Listing AOR
Orlando Regional
Status changed
2026-05-04
Tax legal description
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 1

Flood risk

Moderate riskFEMA Zone X500

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Driving Directions from Orlando International Airport to Harmony Central: Take SR-528 and exit on S. Narcoossee Rd and continue for approx. 15 miles then make left turn on US-192 East and continue for about 9 miles and look for Harmony Central entrance signage on left side. As soon you enter model home will be located on left side entrance.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 20, 2026 at 2:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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