204 Palmetto Street, FL
Stellar MLS

$1,599,000

204 Palmetto Street

New Smyrna Beach, FL 32168

Listing updated: June 2, 2026 at 8:55 AM ET

Active
5
Beds
7
Baths
3,080
Sq Ft
0.18
Acres
1916
Built
Private poolIn-law suite$519/sqft
Single Family Residence

Property type

1916

Year built

7,966 sqft

Lot size

$519

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Beautifully restored historic two-story property located in the heart of highly sought after downtown New Smyrna Beach, Florida. This home is currently operating as a high income producing short-term rental with 5 years of proven reliable rental history and potential to easily increase earnings. This exceptional multi-use property features several layouts controlled by lockouts within the main home, offering endless flexibility for investors, business owners, or residential living. Step outside into your own private tropical oasis featuring a luxurious pool and relaxation area designed for entertaining and resort style enjoyment. The detached oversize garage includes an additional upstairs apartment that can function as a spacious two bedroom, two bath residence for additional income potential. In addition, the garage is already equipped with rough-in plumbing so it can be converted to additional living space but is currently being used as an oversized two car garage. Electric is also upgraded and ready for an EV charging station if desired. The entire property has been thoughtfully renovated, blending historic charm with modern upgrades and exceptional attention to detail throughout. Whether you are looking for a primary residence, an income producing property, multi-generational living, mixed use opportunity, or a combination of all 4, this rare downtown gem offers unlimited possibilities. Located in the heart of historic downtown just steps away from restaurants, shopping, entertainment, the intercoastal waterway, and under 2 miles to the beach; this spectacular property is truly one of a kind. You do not want to miss the opportunity to own this beautiful masterpiece in one of the most desired areas of New Smyrna Beach!! No stone was left unturned in this Beauty!!

Estimated monthly payment

Principal & interest$8,085
Property taxes$757
Home insurance (est.)$733

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 1, 2026
  2. Listed$1,599,000
    Jun 1, 2026
  3. Price increased$1,599,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Andrews Prop
County
Volusia
Year built
1916
Living area
3,080 sq ft
Price/sq ft
$519
Building area
3,800 sq ft (Estimated)
Lot size
7,966 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$9,083 (2025)
Parcel #
744138212480
Zoning
MULTI USE
MLS #
NS1088315

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Interior Details

Bedrooms
5
Full bathrooms
6
Half bathrooms
1
Flooring
Concrete, Luxury Vinyl, Tile
Appliances
Dishwasher, Dryer, Freezer, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Interior features
Ceiling Fans(s), High Ceilings, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Laundry Room
Stories / Levels
Two
Direction faces
East
In-law suite
Yes

Heating & Cooling

Heating
Central, Other
Cooling
Central Air, Mini-Split Unit(s)

Parking

Garage spaces
2
Attached garage
No

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Courtyard, Lighting, Private Entrance, Private Yard, Rain Gutters, Sliding Doors
Construction materials
Block, Cement Siding, Stucco, Frame
Roof
Metal, Shingle
Foundation
Crawlspace, Slab
Pool
Private pool
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected

Schools

ElementaryRead Pattillo ElemGreatSchools ↗
MiddleNew Smyrna Beach MiddlGreatSchools ↗
High SchoolNew Smyrna Beach HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond14.51x13.14
Bedroom 2Second14.11x13.14
Bedroom 3First11.21x10
Bedroom 4First13.3x14.1
KitchenFirst13.34x14.73
Dining RoomFirst14.53x13.37
Garage ApartmentSecond30.58x22.45
LaundryFirst16.4x6.75
Living RoomFirst14.5x13.5

Listing Details

Listing date
2026-06-01
On market date
2026-06-01
Original list price
$1,599,000
Occupant type
Owner
MLS area
32168 - New Smyrna Beach
Listing AOR
New Smyrna Beach Board of Realtors
Status changed
2026-06-01
Tax legal description
LOT 248 BLK 21 ANDREWS NEW SMYRNA PER OR 5099 PG 0454 PER OR 5383 PG 0473 PER OR 5386 PG 2883 PER OR 7321 PG 0035 PER OR 7795 PG 3135 PER OR 8197 PG 4213

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 195 take exit 249 toward New Smyrna Beach and head east on State Road 44. Turn left onto Palmetto Street, property will be located on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 8:55 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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