$389,900
403 Harbor Ridge Drive
Palm Harbor, FL 34683
Listing updated: June 10, 2026 at 12:58 PM ET
Listing courtesy of Jason Mitchell Real Estate Flo · Bryan Rada · MLS #TB8510696 · Active · 754-307-0607Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Wow and Welcome Home to you new Townhouse in the highly sought after Harbor Ridge of Palm Harbor! This corner lot is one of the largest in the community with a serene overlooking the pond! This is a MOTIVATED SELLER! Will make a Buyer's concession for the Appliances and Carpet upstairs. This has mature trees, offering the kind of tranquil water views and hand a custom paver back porch and includes a pond front grill / relaxing spot! This beautifully detailed and immaculately maintained 1700 square foot townhouse will have you feeling at home the moment you step foot in the door. The gourmet kitchen boasts solid birch cabinetry, granite counters and high-end Kenmore Elite Appliances. The hardwood floors glean perfection and lead your eyes directly to the pond view. The bedrooms upstairs are separated by a long hallway with laundry closet and plenty of closet space. The master has a fantastic pond view and large walk in closet and the bathroom was updated with glass shower doors. The guest bedrooms are spacious and accommodating. The windows and garage door are hurricane impact proof. Roof is new in 3/5/25 and HVAC new in 7/1/22. This is a beautiful unit on the largest lot with the greatest pond view!!!
Local Insight
At $229/sqft in Harbor Ridge, you're getting decent value for a 2012 townhouse with water views, but that $420 monthly HOA is substantial—factor in roughly $5,000 annually on top of your mortgage and taxes before deciding if the location and amenities justify it. The X500 flood zone is actually favorable (minimal risk), which helps protect your long-term equity, though you'll want to verify whether flood insurance is still required by your lender. The real question is whether a smaller lot (0.11 acres) and townhouse living works for your lifestyle, since you're paying near single-family prices in this market.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history19 days on market
- Status: ActiveMay 22, 2026
- Listed$399,900May 22, 2026
- Price reduced$389,900
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 19
- Subdivision
- Harbor Ridge Of Palm Harbor
- County
- Pinellas
- Year built
- 2012
- Living area
- 1,700 sq ft
- Price/sq ft
- $229
- Lot size
- 4,970 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12103C0057H)
- Garage
- 2 spaces
- Annual taxes
- $6,530 (2025)
- Parcel #
- 23-27-15-36302-000-0170
- Zoning
- RPD-5
- MLS #
- TB8510696
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Wood
- Appliances
- Cooktop, Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Water Filtration System, Water Purifier, Water Softener
- Interior features
- Eat-in Kitchen, High Ceilings, Stone Counters, Thermostat
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $420 / Monthly
- Monthly HOA
- $420/mo
- Total monthly fees
- $420/mo
- Total annual fees
- $5,040
- HOA name
- Angela Johnson
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Approval is required
- Approval process
- Application and background check
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Sewer Connected
Community
- Pets allowed
- Breed Restrictions
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12x15 |
| Primary Bedroom | Second | |
| Bedroom 2 | Second | 11x12 |
| Bedroom 3 | Second | 13x14 |
| Living Room | First | 15x16 |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-05-22
- On market date
- 2026-05-22
- Original list price
- $399,900
- Occupant type
- Vacant
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Osceola
- Status changed
- 2026-05-22
- Tax legal description
- HARBOR RIDGE OF PALM HARBOR LOT 17
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 19 North turn west on Klosterman Ave - south on Alt 19 to Harbor Ridge Townhomes is 1/4 mile south on the right onto Harbor Ridge Boulevard follow to address unit on the left side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 10, 2026 at 12:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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