$388,900
441 Harbor Ridge Drive
Palm Harbor, FL 34683
Listing updated: June 20, 2026 at 2:06 PM ET
Listing courtesy of Lpt Realty, Llc · Angie Haddon · MLS #TB8508907 · Active · 877-366-2213Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to coastal living in the heart of Palm Harbor! Perfectly positioned in one of North Pinellas County’s most desirable areas, this beautifully renovated end-unit townhome offers the ideal combination of comfort, convenience, and waterfront scenery. Located just minutes from Downtown Palm Harbor, the famous Sponge Docks of Tarpon Springs, Gulf beaches, shopping, dining, medical facilities, and top local parks, this home puts everything you love about Florida living right at your fingertips. Conveniently located near the community entrance, residents can easily access the local trolley route for a fun and easy ride south toward Clearwater Beach or north toward the shops, restaurants, and waterfront attractions of Tarpon Springs. Overlooking a peaceful pond with tranquil water views from multiple rooms, this spacious 3-bedroom, 2.5-bathroom townhome features approximately 1,700 square feet of thoughtfully updated living space. From the moment you walk in, you’ll notice the open-concept layout, gorgeous wood flooring, and natural light pouring through hurricane impact windows and oversized triple sliding glass doors. The beautifully updated kitchen features solid wood cabinetry, granite countertops, stainless steel appliances, and a movable island perfect for entertaining or additional prep space. The living and dining room combination flows seamlessly to the screened lanai and additional paver patio, creating the perfect indoor-outdoor setup to enjoy the serene pond views. Upstairs, bamboo flooring runs throughout all three spacious bedrooms. The primary suite offers stunning water views, a beautifully updated bathroom with a walk-in shower, and an oversized custom walk-in closet with built-in shelving. Additional upstairs features include a full guest bathroom with granite countertops, a dedicated laundry room, and extra hallway storage. This end-unit also offers a two-car garage, additional built-in storage shelving, and major system updates including a 2025 water heater. The roof, AC, and electrical panel were all original to the 2013 construction, and the HOA has advised roof replacement is planned for 2027. Exterior painting was completed by the HOA in 2022. The $420 monthly HOA provides exceptional value and includes cable/internet, water/sewer, trash removal, exterior maintenance, lawn/common area maintenance, exterior painting, roof repair/replacement per HOA guidelines, sidewalk/driveway/front walkway power washing, and access to the community pool.
Local Insight
At $229/sqft for a 2013 townhouse with water views in Harbor Ridge, you're getting decent value for the Palm Harbor market, though that $420 monthly HOA is substantial and worth factoring into your long-term carrying costs. The X500 flood zone designation means no flood insurance required, which is a real advantage in this area, but the tiny 0.07-acre lot means you're paying for proximity and amenities rather than land or privacy. Schools here are solid, but if resale is a consideration, confirm whether this specific unit has direct water views—that detail can significantly affect buyer appeal since it's your main selling point.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history33 days on market
- Status: ActiveMay 19, 2026
- Listed$395,000May 18, 2026
- Price reduced$388,900
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 33
- Subdivision
- Harbor Ridge Of Palm Harbor
- County
- Pinellas
- Year built
- 2013
- Living area
- 1,700 sq ft
- Price/sq ft
- $229
- Lot size
- 3,062 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12103C0057H)
- Garage
- 2 spaces
- Annual taxes
- $7,155 (2025)
- Parcel #
- 23-27-15-36302-000-0240
- Zoning
- RPD-5
- MLS #
- TB8508907
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Bamboo, Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Closet, Upper Level
- Stories / Levels
- Two
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $420 / Monthly
- Monthly HOA
- $420/mo
- Total monthly fees
- $420/mo
- Total annual fees
- $5,040
- HOA name
- Angela Johnson
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer/buyer’s agent to verify all HOA rules, fees, restrictions, insurance requirements, transfer requirements, leasing restrictions, and any approval/application requirements directly with HOA/management company.
- Approval process
- Per HOA docs reviewed, leasing requires HOA approval and additional rental restrictions apply.
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Bathroom 2 | Second | |
| Bathroom 3 | First | |
| Kitchen | First | |
| Living Room | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-05-18
- On market date
- 2026-05-18
- Original list price
- $395,000
- Occupant type
- Owner
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-19
- Tax legal description
- HARBOR RIDGE OF PALM HARBOR LOT 24
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US Highway 19 N: Head west on Tampa Road. Turn right onto Alt 19 / S Pinellas Avenue. Turn left onto Harbor Ridge Drive. Continue to 441 Harbor Ridge Drive. Property will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 20, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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