28960 Gin Lane, FL28960 Gin Lane, FL28960 Gin Lane, FL
Stellar MLS
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$750,000

28960 Gin Lane

Punta Gorda, FL 33982

Listing updated: July 4, 2026 at 1:04 PM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Realty · Michele Weed · MLS #A4693519 · Active · 941-907-1033
3
Beds
3
Baths
2,321
Sq Ft
0.96
Acres
2022
Built
Water access3-car garage$323/sqft
Single Family Residence

Property type

2022

Year built

41,974 sqft

Lot size

$323

Price / sq ft

$233/mo

HOA dues

1

Day on market

3

Garage spaces

AE

Flood zone

About this home

Virtually Staged. Experience elevated coastal-inspired living in this exquisite 3-bedroom, 3-bath residence nestled within the gated Estates on Peace River boasting WATERFRONT ACCESS. This neighborhood is where luxury, privacy, and waterfront access blend seamlessly. Enjoy an ASSIGNED BOAT SLIP, a private community boat launch, and tiki hut pavilion. This thoughtfully designed home with a modern neutral palette, the home welcomes you with soaring ceilings, crown molding, beautiful 8-foot single-panel doors, 5-inch baseboard trim, and a blend of LVP and 48 inch porcelain tile throughout. At the heart of the home, the designer kitchen impresses with its oversized island, quartz countertops accented by a stylish backsplash, premium stainless steel appliances, and solid wood soft-close cabinetry adorned with stylish hardware. Enjoy a private walk in butler’s pantry for added space and convenience. Whether entertaining or enjoying everyday living, this space is as inviting as it is refined. An added WHOLE-HOUSE REVERSE OSMOSIS SYSTEM enhances comfort and convenience throughout. The primary retreat is a serene sanctuary, offering generous space and a spa-like en-suite bathroom with an expansive frameless walk-in shower, dual vanities, and a spacious walk-in closet with custom-built cabinets and wood shelving. Two additional bedrooms and baths provide comfort and privacy for guests, while a spacious laundry room with cabinetry and storage adds everyday ease. Don't miss the additional DEN flex space, perfect for an office, play room, or entertainment zone. Step outside to the covered back patio and expansive backyard, set on an almost 1 acre lot, that invites outdoor living and future possibilities. Additional notable features include a NEW WELL AND PUMP SYSTEM (2024), impact windows, a tankless water heater, irrigation system, starlink satellite, and 25 gauge metal roof, further elevating the home’s value and peace of mind. The Estates on Peace River is a rare, master-planned enclave of 28.9+ acre parcels. Ideally positioned, this home offers convenient access to boating, fishing, and kayaking along the Peace River, with easy passage to Charlotte Harbor and the Gulf of Mexico. Nearby historic downtown Punta Gorda provides vibrant waterfront dining, easy access to the PG AIRPORT, boutique shopping, golf courses, parks, and marinas, while Southwest Florida’s renowned beaches, and cultural attractions are all within reach. This is luxury living close to the water—where tranquility, elegance, and an exceptional location come together beautifully. Don’t wait to make this one yours!

Estimated monthly payment

Principal & interest$3,792
Property taxes$1,204
Home insurance (est.)$344
HOA dues$233

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 3, 2026
  2. Listed$750,000
    Jul 3, 2026
  3. Price increased$750,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
The Estates On Peace River
County
Charlotte
Year built
2022
Living area
2,321 sq ft
Price/sq ft
$323
Building area
3,722 sq ft (Public Records)
Lot size
41,974 sq ft
Lot category
1/2 to less than 1
Flood zone
AE (12015C0088G)
Garage
3 spaces
Annual taxes
$14,449 (2025)
Parcel #
402314227006
Zoning
RE1
MLS #
A4693519

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer, Whole House R.O. System
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$233 / Monthly
Monthly HOA
$233/mo
Total monthly fees
$233/mo
Total annual fees
$2,796
HOA name
G.F. Business Services
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify all lease restrictions per HOA guidelines.

Exterior & Construction

Exterior features
Outdoor Shower, Rain Gutters
Construction materials
Block, HardiPlank Type
Roof
Metal
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Well
Utilities
Electricity Connected, Sewer Connected, Sprinkler Recycled, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryEast ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst18x21
KitchenFirst18x15
Primary BedroomFirst14x16
Primary BathroomFirst
Bathroom 1First
Bathroom 2First
Bedroom 2First
Bedroom 3First
OfficeFirst

Listing Details

Listing date
2026-07-03
On market date
2026-07-03
Original list price
$750,000
Occupant type
Vacant
MLS area
33982 - Punta Gorda
Listing AOR
Sarasota - Manatee
Status changed
2026-07-03
Tax legal description
EPR 000 0000 0006 THE ESTATES ON PEACE RIVER LT 6 4357/933 3179436

Flood risk

High riskFEMA Zone AEPanel 12015C0088G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Rt 17 to Palm Shores. Enter community on Smugglers Lane. Follow to Gin Lane.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 4, 2026 at 1:04 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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