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$318,900

4490 Ayrshire Drive

Spring Hill, FL 34609

Listing updated: August 22, 2026 at 10:36 AM ET

Active

Listing courtesy of People'S Trust Realty · Kimberly Watson-Johnson · MLS #TB8508011 · Active · 727-946-0904

Beds

Baths

1,709

Sq Ft

0.25

Acres

2005

Built

◆3-car garage◆$187/sqft◆360° tour

Single Family Residence

Property type

2005

Year built

10,815 sqft

Lot size

$187

Price / sq ft

$13/mo

HOA dues

102

Days on market

Garage spaces

Flood zone

About this home

**2024 ROOF + 4 BEDROOMS + 3-CAR TANDEM GARAGE + CONSERVATION/NO REAR NEIGHBORS + GATED COMMUNITY + AMENITIES!** This 4-bedroom, 2-bath home offers 1,709 square feet of living space in the gated Sterling Hill community of Spring Hill. A functional split-bedroom floor plan provides separation between the primary suite and additional bedrooms, while the open living, dining and kitchen areas create an easy flow for everyday living and entertaining. The primary suite features generous closet space and a private en-suite bath. Three additional bedrooms offer plenty of flexibility for bedrooms, office space, hobbies or guests. Step outside to the covered lanai and enjoy the CONSERVATION BACKDROP WITH NO REAR NEIGHBORS—a standout feature that provides added privacy and a peaceful outdoor setting. The versatile 3-CAR TANDEM GARAGE provides valuable additional space for vehicles, storage, recreational equipment or a workshop area. Major updates include a NEW ROOF IN 2024 and A/C replaced in 2019. Sterling Hill offers an extensive selection of community amenities, including two clubhouses, two swimming pools, two fitness centers, tennis, pickleball, basketball and volleyball courts, playgrounds, splash pad, dog park, billiards, activity field and additional recreational spaces. Public water and sewer add everyday convenience. Conveniently located near shopping, dining, medical facilities and major roadways throughout Spring Hill. With FOUR BEDROOMS, a 2024 ROOF, 3-CAR TANDEM GARAGE, covered lanai, conservation setting with NO REAR NEIGHBORS and access to Sterling Hill's extensive amenities, this home delivers a combination of features that deserves a closer look. Schedule your private showing today!

Estimated monthly payment

Principal & interest$1,613

Property taxes$351

Home insurance (est.)$146

HOA dues$13

Down payment

20%

$63,780 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history102 days on market

Status: Active
May 12, 2026
Listed$355,000
May 12, 2026
Price reduced$318,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 102
Subdivision: Sterling Hill Ph 1a
County: Hernando
Year built: 2005
Living area: 1,709 sq ft
Price/sq ft: $187
Building area: 2,402 sq ft (Public Records)
Lot size: 10,815 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12053C0169D)
Garage: 3 spaces
Annual taxes: $4,212 (2025)
Parcel #: R09-223-18-3601-0130-0140
Zoning: RC1
MLS #: TB8508011

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features: High Ceilings, Open Floorplan
Laundry: Inside
Stories / Levels: One
Direction faces: Northwest

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 3
Attached garage: Yes

HOA & Financial

HOA fee: $150 / Annually
Monthly HOA: $13/mo
Total monthly fees: $13/mo
Total annual fees: $150
HOA name: Frankin / Sue
CDD: Yes
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Other
Construction materials: Block
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Other

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Kitchen	First	12x9.7
Living Room	First	13.4x16.8
Dining Room	First	10.6x12.7
Primary Bedroom	First	12.11x15.1
Bathroom 1	First	11.7x14.8
Bathroom 2	First	11.2x11.7
Office	First	11.5x11.6

Listing Details

Listing date: 2026-05-10
On market date: 2026-05-12
Original list price: $355,000
Occupant type: Vacant
MLS area: 34609 - Spring Hill/Brooksville
Listing AOR: Suncoast Tampa
Status changed: 2026-05-12
Tax legal description: STERLING HILL PH 1A BLK 13 LOT 14

Flood risk

Minimal riskFEMA Zone XPanel 12053C0169D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 19 East on Spring Hill Dr North on Barclay West on Elgin South on Sterling Hill BLvd West on Glenburn Dr West on Bainbridge Way south on Ayrshire dr

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 22, 2026 at 10:36 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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