$400,000
514 Winterside Drive
Apollo Beach, FL 33572
Listing updated: June 22, 2026 at 4:07 PM ET
Listing courtesy of Lpt Realty, Llc · Jason Harris · MLS #TB8506781 · Active · 877-366-2213Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Experience the ultimate Florida resort lifestyle in this stunning West Bay-built home located in the exclusive, gated Bay Breeze enclave of the MiraBay community. This meticulously maintained residence features a bright, open-concept floor plan highlighted by gorgeous wide-plank wood flooring, soaring ceilings, and elegant crown molding throughout the main living areas. The gourmet kitchen is a chef's dream, boasting granite countertops, premium wood cabinetry, and a new refrigerator installed in 2022. Significant recent mechanical upgrades provide total peace of mind, including a new Lennox A/C and gas furnace (2022) and a new washer and dryer (2022). Retreat to the spacious primary suite or utilize the versatile den—complete with French doors—as a quiet home office or third bedroom. Outside, enjoy morning coffee on the charming covered front porch overlooking the community green or utilize the rare and spacious detached 3-car garage for you golf cart or your fun car. Best of all, the HOA covers lawn maintenance, water, and trash, giving you more time to enjoy MiraBay’s world-class amenities, including a 135-acre lagoon, resort-style heated pools with water slides, a state-of-the-art fitness center, and tennis and pickleball courts, and the convenient poolside Galley Café for sunset drinks and dining.
Local Insight
At $222/sqft for a 2012 build in Mirabay, you're paying a reasonable rate for the area, but the $383 monthly HOA is substantial—factor that into your true cost of ownership, especially since it typically increases over time. The X500 flood zone designation means this property has minimal flood risk, which is a genuine plus in this part of Florida, and the 3-car garage is practical for a family or anyone needing extra storage. The 0.13-acre lot is tight, so if outdoor space matters to you, this should be a priority to see in person and compare against similar homes in the community.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history45 days on market
- Status: ActiveMay 8, 2026
- Listed$425,000May 8, 2026
- Price reduced$400,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 45
- Subdivision
- Mirabay Parcels 21 & 23
- County
- Hillsborough
- Year built
- 2012
- Living area
- 1,803 sq ft
- Price/sq ft
- $222
- Building area
- 2,688 sq ft (Public Records)
- Lot size
- 5,625 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12057C0656J)
- Garage
- 3 spaces
- Annual taxes
- $7,371 (2026)
- Parcel #
- U-32-31-19-97F-000073-00006.0
- Zoning
- PD
- MLS #
- TB8506781
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Wood
- Appliances
- Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $383 / Monthly
- Monthly HOA
- $383/mo
- Total monthly fees
- $399/mo
- Total annual fees
- $4,786
- HOA name
- Stacey Gardner
- CDD
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See HOA Guidelines
Exterior & Construction
- Exterior features
- Courtyard, Private Mailbox, Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Sprinkler Meter, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 15x13 |
| Primary Bathroom | First | |
| Bedroom 2 | First | 12x10 |
| Living Room | First | 18x15 |
| Dining Room | First | 13x12 |
| Kitchen | First | 15x12 |
Listing Details
- Listing date
- 2026-05-08
- On market date
- 2026-05-08
- Original list price
- $425,000
- Occupant type
- Vacant
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-08
- Tax legal description
- MIRABAY PARCELS 21 AND 23 LOT 6 BLOCK 73
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
On U.S. 41 north of Ruskin, MiraBay entry is on the highway's southbound side. Take the first left toward clubhouse, left again on Manns Harbour Drive, check in at security gate, then follow to second left on Winterside Drive.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 4:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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