$560,000

4912 Catalpa Drive

St Cloud, FL 34772

Active
3
Beds
3
Baths
2,208
Sq Ft
0.14
Acres
2017
Built
Water access55+ community$254/sqft
🏠Single Family Residence

Property type

🏗️2017

Year built

📐6,000 sqft

Lot size

📊$254

Price / sq ft

🏘️$310/mo

HOA dues

📅9

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome to paradise in the highly sought-after, gated Twin Lakes community in St. Cloud where luxury and resort-style living come together in one immaculate and beautiful home. From the moment you arrive you will love the charming covered Front Porch - the perfect place to enjoy your morning coffee. Inside a bright, open layout unfolds with tray ceilings, wood-look plank flooring and elegant plantation shutters. This meticulously maintained home features a newly installed (July 2024) tankless water heater. The spacious Great Room is ideal for entertaining, while the super-cute Pocket Office offers a quiet, efficient workspace. The Gourmet Kitchen is a true showpiece, featuring 42" cabinetry, extensive glass backsplash, vented hood, stainless steel appliances, built-in wall oven, and abundant granite countertops. The island Breakfast Bar is stunning! A huge walk-in Pantry and generously sized Laundry Room add to the exceptional functionality of this home. The Primary Suite is light, airy and beautifully appointed with a tray ceiling, transom window, plantation shutters and a luxurious Bathroom offering a frameless glass shower with two shower heads and an expansive granite vanity with exceptional countertop space. The Powder Room is perfectly placed for guests and the layout includes three bedrooms - one currently set up as a Den. Step outside to nearly 370 square feet of covered outdoor living space, an incredible extension of the home. The brick-paved Patio overlooks an idyllic, peaceful view with no rear neighbors, creating a private retreat that feels like your own slice of paradise. Electric sun blinds to the Sliding Doors and the Screened-in Patio provide shade and comfort at the touch of a button. Twin Lakes offers a lifestyle like no other, with a resort-style pool, clubhouse, fitness center, scenic lakes, walking trails, and the must-see Community Garden. Twin Lakes is known for its vibrant, welcoming atmosphere with a full-time lifestyle director who curates an active social calendar filled with Seminars, Lunch and Learn Events, Trivia, Karaoke and Bingo Nights, to name a few. Enjoy Tennis and Pickleball lessons, or dive into one of the many clubs - Mahjong, Bunco, Crafts, Billiards, Ceramics, Quilting, Line Dancing, Genealogy, Poker, Stitch and Sew! Spend an afternoon on the tranquil shores of Live Oak Lake, Jon Boat and Pontoon Boat use is available through the Association. This is more than just a home, it’s a fantastic lifestyle upgrade in a thriving 55+ community. With privacy, high ceilings and an open layout, this residence offers the perfect blend of elegance, comfort and resort-style living. It's a fabulous opportunity to own a home that truly feels like a private retreat.

Estimated monthly payment

Principal & interest$2,832
Property taxes$710
Home insurance (est.)$257
HOA dues$310

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history9 days on market

  1. Status: Active
    May 12, 2026
  2. Listed$560,000
    May 12, 2026
  3. Price increased$560,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
9
Subdivision
Twin Lakes Ph 1
County
Osceola
Year built
2017
Living area
2,208 sq ft
Price/sq ft
$254
Building area
3,218 sq ft (Public Records)
Lot size
6,000 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0280G)
Garage
2 spaces
Annual taxes
$8,518 (2025)
Parcel #
17-26-31-5261-0001-1000
Zoning
RES
MLS #
O6405805

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Tile
Appliances
Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Range Hood, Tankless Water Heater, Wine Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric, Heat Pump, Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$310 / Monthly
Monthly HOA
$310/mo
Total monthly fees
$310/mo
Total annual fees
$3,720
HOA name
Amanda Martineau
CDD
Yes
Homestead exemption
Yes
Min lease term
6 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with HOA
Approval process
Verify with HOA

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
FoyerFirst8x6
KitchenFirst15x14
Living RoomFirst28x11
Dining RoomFirst13x14
Primary BedroomFirst14x16
Primary BathroomFirst13x11
Bedroom 2First11x11
Bedroom 3First10x11

Listing Details

Listing date
2026-05-12
On market date
2026-05-12
Original list price
$560,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-05-12
Tax legal description
TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 100

Flood risk

Minimal riskFEMA Zone XPanel 12097C0280G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 192 travel south on Hickory Tree Rd to Twin Lakes. Turn into Twin Lakes at Twin Lakes Blvd follow road over the bridge, turn left onto W. Fountainwood Dr. turn left onto Promise St, turn right onto Catalpa Dr, house is located on the left hand side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 21, 2026 at 12:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA