420 Valley Stream Drive, FL

$1,175,000

420 Valley Stream Drive

Geneva, FL 32732

Active
4
Beds
3
Baths
3,677
Sq Ft
5
Acres
2004
Built
WaterfrontWater accessPrivate poolFireplace3-car garage5 acres$320/sqft360° tour
🏠Single Family Residence

Property type

🏗️2004

Year built

📐217,805 sqft

Lot size

📊$320

Price / sq ft

🏘️$175/mo

HOA dues

📅33

Days on market

🚗3

Garage spaces

🌊A and X

Flood zone

About this home

NEW PRICE . . . Welcome to Seminole Woods and to the architecturally intriguing design of this Arthur Rutenberg built home on five wooded acres with over 200 feet of frontage on a private picturesque pond. This spacious single-story home offers four well placed bedrooms, a front-of-the-home office, and a large DR, LR, Kitchen and Family room. As you approach this home for the first time you're struck by the two Tuscan influenced pillars, the high arches over the windows and front entry, and the two wide bay windows on either side of the pillars. The custom designed features continue as you discover the interior: please notice among the many designer upgrades the high recessed tray ceilings, again the Tuscan pillars, the rich crown molding throughout, the wall niches and built-in shelves. From the living room, breakfast nook, kitchen and family room you can enjoy the panoramic view of the pool, and beyond it, down the hill, the private nature-framed pond. The screen enclosed infinity edged pool has a fountain and a heated in-ground spa and is surrounded by genuine fieldstone decking. For your peace of mind, the roof was new in November, 2021; the two air conditioners new in 2020 & 2024; the Generac whole-house generator in May, 2025; the pool heater and pool pump in 2020 & 2022 respectively; and the pool and decking were serviced and leak checked early this year. Seminole Woods is an equestrian community and a nature lover' s dream. Amenities include miles of trails for horses and hikers, and a gated park on full-use skiable Buck Lake with a dock and boat launch, a picnic pavilion, sports courts and playground.

Estimated monthly payment

Principal & interest$5,941
Property taxes$574
Home insurance (est.)$539
HOA dues$175

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history33 days on market

  1. Status: Active
    Apr 23, 2026
  2. Listed$1,250,000
    Apr 22, 2026
  3. Price reduced$1,175,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
33
Subdivision
Seminole Woods 5 Ac Dev
County
Seminole
Year built
2004
Living area
3,677 sq ft
Price/sq ft
$320
Building area
4,839 sq ft (Public Records)
Lot size
217,805 sq ft
Lot category
5 to less than 10
Flood zone
A and X (12117C0185F)
Garage
3 spaces
Pool
Private pool
Annual taxes
$6,884 (2024)
Parcel #
20-20-32-3AF-0830-0000
Zoning
A-5
MLS #
O6400938

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Hardwood
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Gas Water Heater, Microwave, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Circular Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Parking, Off Street, Oversized, RV Access/Parking, Garage

HOA & Financial

HOA fee
$2,100 / Annually
Monthly HOA
$175/mo
Total monthly fees
$175/mo
Total annual fees
$2,100
HOA name
Bono Property Management --- Mike Bono
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Consult property manager and Seminole County for current requirements.

Exterior & Construction

Exterior features
Private Mailbox, Sliding Doors, Sprinkler Metered
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Private, See Remarks
Utilities
Cable Available, Electricity Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Family RoomFirst24x18
KitchenFirst17x15
Dining RoomFirst17x12
DinetteFirst10x9
Living RoomFirst17x15
OfficeFirst14x11
Primary BedroomFirst21x14
Primary BathroomFirst23x10
Bedroom 2First13x13
Bathroom 2First12x7
Bedroom 3First12x12
Bedroom 4First12x12
LaundryFirst13x8

Listing Details

Listing date
2026-04-21
On market date
2026-04-22
Original list price
$1,250,000
Occupant type
Vacant
MLS area
32732 - Geneva
Listing AOR
Orlando Regional
Status changed
2026-04-23
Tax legal description
SEC 28 TWP 20S RGE 32E FROM NW COR RUN S 449.22 FT S 68 DEG 41 MIN 17 SEC E 190.60 FT S 35 DEG 28 MIN 12 SEC E 865.01 FT S 51 DEG 15 MIN 47 SEC E 200 FT S 192.47 FT TO POB RUN S 495.57 FT S 68 DEG 46 MIN 26 SEC W 483.65 FT NLY ALONG CURVE 528.82 FT N 71 DEG 41 MIN 55 SEC E 465.51 FT TO BEG (5 AC)

Flood risk

High riskFEMA Zone A AND XPanel 12117C0185F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

You can take Geneva Rd. either from SR-46 north of Seminole Woods or from Oviedo on the south. Take Geneva Rd to west onto Seminole Woods Blvd. Enter there at the guard gate. (Remember, you can't enter without a pre-registered appointment.) Take Seminole Woods Blvd. to the first right turn on Pine Hill Blvd. Take Pine Hill (past the first sign that says Valley Stream) and go to the SECOND stop sign (almost a mile), then turn left on Valley Stream Dr. , and take it about a third of a mile to the house on the right.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 25, 2026 at 5:43 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA