$319,000
17990 100th Terrace
Summerfield, FL 34491
Listing updated: May 19, 2026 at 3:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Perfectly positioned on a quiet cul-de-sac and overlooking the golf course, this exceptional residence captures breathtaking panoramic views of the #1 GREEN and 2nd TEE BOX in the highly sought after 55+ Gated Golf Community of SPRUCE CREEK SOUTH, ideally located just moments from THE VILLAGES, FLORIDA. This beautifully appointed, FULLY FURNISHED 3 Bedroom, 2 Bath home welcomes you with an immediate sense of warmth and elegance the moment you step inside, offering the true essence of Florida living. Designed for both comfort and style, the home Features gorgeous LAMINATE Flooring, refined CROWN MOLDING, and PLANTATION SHUTTERS throughout, creating a polished and cohesive look. The inviting Florida room and covered patio provide the perfect setting to relax or entertain while enjoying serene golf course views and Florida’s year round sunshine. Thoughtfully maintained, this home offers peace of mind with a NEW ROOF (2023) and an HVAC (2015). Life in Spruce Creek South is nothing short of vibrant, with an array of amenities designed to enhance every day. Residents enjoy access to billiards, bocce, softball fields, tennis and pickleball courts, a welcoming restaurant, and countless social clubs that bring neighbors together. Golf enthusiasts can take advantage of the course just outside their door, while convenient golf cart access makes it effortless to reach nearby shopping, dining, medical facilities, and entertainment. This is more than just a home, t’s the retirement lifestyle you’ve been dreaming of, where every day feels like a getaway. Don’t miss the opportunity to make this extraordinary property your own. Comes completely furnished.
Local Insight
At $171/sqft in a 55+ community, this is genuinely affordable for the market, though you're trading square footage and lot size—just under a quarter acre—for lower carrying costs and an established community with predictable expenses. The 1992 construction and location in Summerfield means you're getting distance from the urban core, so factor commute time if you're not fully retired, but the X flood zone is a real advantage if insurance costs matter to you. The $178 monthly HOA is reasonable for a gated active adult community, but verify what amenities and services that actually covers before you commit.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history39 days on market
- Status: ActiveApr 10, 2026
- Listed$349,900Apr 10, 2026
- Price reduced$319,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 39
- Subdivision
- Spruce Creek South
- County
- Marion
- Year built
- 1992
- Living area
- 1,870 sq ft
- Price/sq ft
- $171
- Building area
- 2,912 sq ft (Public Records)
- Lot size
- 10,019 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $3,482 (2025)
- Parcel #
- 6004-001-026
- Zoning
- R1
- MLS #
- OM722484
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $178 / Monthly
- Monthly HOA
- $178/mo
- Total monthly fees
- $178/mo
- Total annual fees
- $2,136
- HOA name
- Tracey Brown
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- One occupant must be at least 55 and no one under the age of 19.
- Approval process
- Must complete application and submit along with drivers license to HOA prior to renting, and purchasing.
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public, Sewer Connected, Underground Utilities
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12x11 |
| Dining Room | First | 12x11 |
| Living Room | First | 27x15 |
| Primary Bedroom | First | 15x13 |
| Bedroom 2 | First | 13x12 |
| Bedroom 3 | First | 13x12 |
| Balcony/Porch/Lanai | First | 10x20 |
Listing Details
- Listing date
- 2026-04-10
- On market date
- 2026-04-10
- Original list price
- $349,900
- Occupant type
- Vacant
- MLS area
- 34491 - Summerfield
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-04-10
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 179 SPRUCE CREEK SOUTH IV BLK A LOT 26
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Headed North on Hwy 441 / US 27 from The Villages, turn LEFT at the main entrance of SPRUCE CREEK SOUTH onto SE 176th Street, LEFT SE 102nd Terrace, RIGHT SE 178th Street, road curves to left and turns into SE 100th Terrace, property straight ahead in the cul-de-sac.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 19, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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