$436,000

10205 Saint Francis Terrace

Palmetto, FL 34221

Active
2
Beds
2
Baths
1,698
Sq Ft
0.13
Acres
2015
Built
$257/sqft
🏠Single Family Residence

Property type

🏗️2015

Year built

📐5,732 sqft

Lot size

📊$257

Price / sq ft

🏘️$520/mo

HOA dues

📅26

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome to your coastal retreat — where sun-kissed light, gentle breezes, and laid-back elegance await. Step inside this airy, coastal-inspired home and let your imagination set sail. From the moment you enter, you're greeted by a bright and open living space that flows effortlessly to a tranquil lanai, perfect for morning coffee or sunset lounging. Beyond the large sliding glass doors, enjoy a spacious backyard that backs up to serene conservation land — your own private slice of nature. The living room is filled with natural light, thanks to two generously sized windows, and offers the perfect backdrop for cozy coastal furnishings. The primary suite is a true seaside sanctuary, featuring a trio of bay windows that invite in soft light and offer views of the outdoors. A modern retractable ceiling fan with dual light settings adds both function and flair. The ensuite bath is spa-like, with a walk-in shower featuring a built-in seat, dual vanities with abundant counter space, and direct access to a walk-in closet with built-in shelving — and yes, there's attic access too. The dining room is bright and inviting, framed by a picture window that captures the beauty of the day. The kitchen is thoughtfully designed for both style and function, featuring stainless steel appliances, a double sink, ample lighting, and generous cabinet space — 15 upper cabinets, 12 lowers, and 6 drawers to be exact. A fixed window fills the space with natural light, making every meal prep a pleasure. The second bedroom offers comfort and versatility, with a walk-in closet, retractable ceiling fan, and pocket-door access to the second full bathroom, complete with a tub/shower combo and easy access from the hallway. Across the hall, you’ll find a spacious office — or creative space — with another fixed window and a ceiling fan to keep the ocean-inspired vibes going strong. Laundry is tucked away in a private room with ample shelving, and the two-car garage offers plenty of space and additional attic access. The community? It's your coastal clubhouse dream come true. The HOA includes landscaping, cable, and exclusive access to the Amenity Center — featuring a resort-style pool, lap pool, bubbling spa, fire pit, 24-hour fitness room, tennis courts, pickleball, corn hole, massage room, billiards, library, event space, and a calendar full of activities like dancing, bingo, and live shows. Don’t miss the opportunity to live the laid-back lifestyle you’ve been dreaming of — this coastal haven is calling your name.

Estimated monthly payment

Principal & interest$2,205
Property taxes$92
Home insurance (est.)$200
HOA dues$520

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history26 days on market

  1. Status: Active
    Apr 6, 2026
  2. Listed$436,000
    Apr 6, 2026
  3. Price increased$436,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
26
Subdivision
Artisan Lakes Esplanade Ph I Sp A-D
County
Manatee
Year built
2015
Living area
1,698 sq ft
Price/sq ft
$257
Building area
2,256 sq ft (Public Records)
Lot size
5,732 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12081C0157E)
Garage
2 spaces
Annual taxes
$1,105 (2025)
Parcel #
610903359
Zoning
PDMU
MLS #
A4688993

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, In Wall Pest System, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Guest

HOA & Financial

HOA fee
$1,560 / Quarterly
Monthly HOA
$520/mo
Total monthly fees
$520/mo
Total annual fees
$6,240
HOA name
Catherine Gangloff
CDD
Yes
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify all leasing restrictions with the association.

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Concrete, Tile
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Natural Gas Connected, Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst15x16
Dining RoomFirst13x15
KitchenFirst10x14
Primary BedroomFirst12x18
Primary BathroomFirst10x13
Bedroom 2First13x13
Bathroom 2First6x8
DenFirst11x11
LaundryFirst6x11
Balcony/Porch/LanaiFirst15x17

Listing Details

Listing date
2026-04-06
On market date
2026-04-06
Original list price
$436,000
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2026-04-06
Tax legal description
LOT 47 ARTISAN LAKES ESPLANADE PH I SP A,B,C&D PI#6109.0335/9

Flood risk

Minimal riskFEMA Zone XPanel 12081C0157E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Moccasin Wallow Road, Turn onto Artisan Lakes Pkwy, At the traffic circle, take the 3rd exit onto Cobble Park Pl, Turn left onto Craftsman Park Way, Turn left onto St Francis Terrace, Home will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 2, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA