$378,000
520 Whistling Duck Trail
St Cloud, FL 34771
Listing updated: August 23, 2026 at 4:56 PM ET
Listing courtesy of Lpt Realty, Llc · Susan Soto · MLS #O6395015 · Active · 877-366-2213Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
RENT TO OWN. This Beautiful 3 bedroom 2 bathroom home located in the new community of Silver Springs! Amazing floor plan with a loft on the second floor. Open Concept, great for family entertainment. Livingroom, kitchen and dining area on the first floor. The back yard has a Beautiful water view that is great for morning coffee and relaxation! All three bedrooms are on the second floor. Amazing location, 10 minutes from Lake Nona and Lake Nona's Medical City, Hospitals, schools, restaurants and shopping. Near Orlando International Airport. Easy access to toll roads 528 and 417.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history139 days on market
- Status: ActiveApr 6, 2026
- Listed$380,000Apr 6, 2026
- Price reduced$378,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 139
- Subdivision
- Silver Springs
- County
- Osceola
- Year built
- 2023
- Living area
- 1,724 sq ft
- Price/sq ft
- $219
- Building area
- 2,336 sq ft (Public Records)
- Lot size
- 5,227 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0115G)
- Garage
- 2 spaces
- Annual taxes
- $5,282 (2025)
- Parcel #
- 28-25-31-5037-0001-0330
- Zoning
- X
- MLS #
- O6395015
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- PrimaryBedroom Upstairs
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
HOA & Financial
- HOA fee
- $105 / Monthly
- Monthly HOA
- $105/mo
- Total monthly fees
- $105/mo
- Total annual fees
- $1,260
- HOA name
- Community Mgmt Professionals
- CDD
- No
- Min lease term
- 8-12 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please contact the HOA regarding the lease restrictions
Exterior & Construction
- Construction materials
- Block, Cement Siding, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Kitchen | First | |
| Great Room | First | |
| Loft | First |
Listing Details
- Listing date
- 2026-04-03
- On market date
- 2026-04-06
- Original list price
- $380,000
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-04-06
- Tax legal description
- SILVER SPRINGS 2 PB 31 PGS 73-74 LOT 33
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FL-417 Toll N, exit 22 for County Rd 15/Narcoossee Rd to Jones Rd, S Zuni Rd to Meredrew Ln
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 23, 2026 at 4:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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