491 Whistling Duck Trail, FL

$424,995

491 Whistling Duck Trail

St Cloud, FL 34771

Active
4
Beds
3
Baths
2,328
Sq Ft
0.17
Acres
2023
Built
$183/sqft360° tour
Single Family Residence

Property type

2023

Year built

7,405 sqft

Lot size

$183

Price / sq ft

$125/mo

HOA dues

336

Days on market

2

Garage spaces

NA

Flood zone

About this home

Reduced 75k for a quick sale!! Welcome to this exquisite two-story home located at Silver Springs in St. Cloud,FL! Embrace eco-friendly living and enjoy cost savings on your utility bills, thanks to Meritage Homes, an Energy Star builder! Inside this 4-bedroom, 2.5-bathroom home you’ll find an open plan concept with all bedrooms located upstairs for your privacy! The kitchen features white cabinets and elegant granite countertops! The property also boasts ceramic tile throughout the first floor, while the second floor showcases beautiful wood/laminate flooring. Also, the staircase has been recently upgraded with wood and cast iron railing! On the second floor, you’ll find a loft/den area, perfect for your entertainment system, work area or even a cozy reading room!. All stainless steel appliances are included, along with a premium water softener system! Silver Springs has NO CDD and offers many amenities, including a resort-style pool, a clubhouse, and playgrounds! Conveniently located just minutes from Lake Nona Medical City, this property is close to everything the Lake Nona area has to offer! The home is vacant, so come see it today!

Estimated monthly payment

Principal & interest$2,149
Property taxes$443
Home insurance (est.)$195
HOA dues$125

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history336 days on market

  1. Status: Active
    Jan 24, 2026
  2. Listed$499,995
    May 30, 2025
  3. Price reduced$424,995

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
336
Subdivision
Silver Springs
County
Osceola
Year built
2023
Living area
2,328 sq ft
Price/sq ft
$183
Building area
2,852 sq ft (Public Records)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
NA
Garage
2 spaces
Annual taxes
$5,320 (2024)
Parcel #
28-25-31-5037-0001-0280
Zoning
R1
MLS #
O6313749

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Ceramic Tile, Laminate, Wood
Appliances
Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer, Water Softener
Interior features
Kitchen/Family Room Combo, Split Bedroom, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$125 / Monthly
Monthly HOA
$125/mo
Total monthly fees
$125/mo
Total annual fees
$1,500
HOA name
Community Management Professionals
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See Rules and Regulations

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Phone Available

Community

Pets allowed
Yes

Schools

ElementaryAVOYAGER K-8GreatSchools ↗
MiddleAVOYAGER K-8GreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst14x10
Living RoomFirst14x14
LoftSecond11x10
Primary BedroomSecond14x15
Bedroom 2Second10x13
Bedroom 3Second10x12
Bedroom 4Second10x12
Dining RoomFirst10x10

Listing Details

Listing date
2025-05-30
On market date
2025-05-30
Original list price
$499,995
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Status changed
2026-01-24
Tax legal description
SILVER SPRINGS 2 PB 31 PGS 73-74 LOT 28

Flood risk

Zone NAFEMA Zone NA

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Narcoossee Road turn on Jones Rd. then Right on S. Zuni, then Left on Whistling Duck. Property will be on your right side

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 3, 2026 at 9:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA