$424,985
491 Whistling Duck Trail
St Cloud, FL 34771
Listing updated: June 26, 2026 at 11:05 PM ET
Listing courtesy of Ct Homes Realty Corporation · Fernando Orsini · MLS #O6313749 · Active · 407-578-6545Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Reduced 75k for a quick sale!! Welcome to this exquisite two-story home located at Silver Springs in St. Cloud,FL! Embrace eco-friendly living and enjoy cost savings on your utility bills, thanks to Meritage Homes, an Energy Star builder! Inside this 4-bedroom, 2.5-bathroom home you’ll find an open plan concept with all bedrooms located upstairs for your privacy! The kitchen features white cabinets and elegant granite countertops! The property also boasts ceramic tile throughout the first floor, while the second floor showcases beautiful wood/laminate flooring. Also, the staircase has been recently upgraded with wood and cast iron railing! On the second floor, you’ll find a loft/den area, perfect for your entertainment system, work area or even a cozy reading room!. All stainless steel appliances are included, along with a premium water softener system! Silver Springs has NO CDD and offers many amenities, including a resort-style pool, a clubhouse, and playgrounds! Conveniently located just minutes from Lake Nona Medical City, this property is close to everything the Lake Nona area has to offer! The home is vacant, so come see it today!
Local Insight
At $183/sqft for a 2023 build, this property is priced well below the broader Central Florida market, making it worth a serious look if you're in St. Cloud specifically—but that value hinges on whether you're committed to the area, since it's decidedly not tourist-corridor Kissimmee and resale typically moves slower in smaller towns. The Silver Springs subdivision and newer construction are legitimate draws for families eyeing the Voyager schools, but the tight 0.17-acre lot and $125 monthly HOA mean you're paying for location stability and new construction, not land or privacy, so make sure the floorplan actually works for your household before the price anchors your decision.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history390 days on market
- Status: ActiveJan 24, 2026
- Listed$499,995May 30, 2025
- Price reduced$424,985
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 390
- Subdivision
- Silver Springs
- County
- Osceola
- Year built
- 2023
- Living area
- 2,328 sq ft
- Price/sq ft
- $183
- Building area
- 2,852 sq ft (Public Records)
- Lot size
- 7,405 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- NA
- Garage
- 2 spaces
- Annual taxes
- $5,320 (2024)
- Parcel #
- 28-25-31-5037-0001-0280
- Zoning
- R1
- MLS #
- O6313749
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Ceramic Tile, Laminate, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer, Water Softener
- Interior features
- Kitchen/Family Room Combo, Split Bedroom, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $125 / Monthly
- Monthly HOA
- $125/mo
- Total monthly fees
- $125/mo
- Total annual fees
- $1,500
- HOA name
- Community Management Professionals
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Rules and Regulations
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Phone Available
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 14x10 |
| Living Room | First | 14x14 |
| Loft | Second | 11x10 |
| Primary Bedroom | Second | 14x15 |
| Bedroom 2 | Second | 10x13 |
| Bedroom 3 | Second | 10x12 |
| Bedroom 4 | Second | 10x12 |
| Dining Room | First | 10x10 |
Listing Details
- Listing date
- 2025-05-30
- On market date
- 2025-05-30
- Original list price
- $499,995
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-01-24
- Tax legal description
- SILVER SPRINGS 2 PB 31 PGS 73-74 LOT 28
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Narcoossee Road turn on Jones Rd. then Right on S. Zuni, then Left on Whistling Duck. Property will be on your right side
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 26, 2026 at 11:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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