7631 Bent Tree Loop, FL7631 Bent Tree Loop, FL7631 Bent Tree Loop, FL
Stellar MLS
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$377,900

7631 Bent Tree Loop

St Cloud, FL 34773

Listing updated: August 7, 2026 at 5:49 PM ET

Active
Stellar MLSListing courtesy of Adams Homes Realty, Inc · Jannette Rodriguez · MLS #O6389991 · Active · 850-469-0977
3
Beds
2
Baths
1,515
Sq Ft
0.14
Acres
2026
Built
New construction$249/sqft
Single Family Residence

Property type

2026

Year built

9,583 sqft

Lot size

$249

Price / sq ft

$69/mo

HOA dues

65

Days on market

2

Garage spaces

X

Flood zone

About this home

No CDD, builder-paid closing costs, flexible financing options, and up to $20,000 in Flex Cash make this move-in ready waterfront home an exceptional opportunity for buyers looking to maximize value while saving thousands! Wake up to peaceful pond views and enjoy the beauty of Florida living from your covered lanai with no rear neighbors. Whether you're sipping your morning coffee, watching the sunset, or entertaining family and friends, this spacious backyard provides the perfect setting to relax and enjoy the outdoors. This beautifully designed single-story home features 3 bedrooms, 2 bathrooms, and an open-concept layout that offers both comfort and functionality. The spacious kitchen overlooks the family and dining areas and showcases granite countertops, a large center island, staggered 36-inch cabinets with crown molding, and abundant workspace, perfect for everyday living and entertaining. The private owner's suite offers a peaceful retreat with a generous walk-in closet and en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or growing families. Located in the highly desirable Harmony Central community, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, and top-rated Harmony schools—all with no CDD fees and a low HOA. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's beautiful east coast beaches, you'll enjoy the perfect balance of peaceful living and everyday convenience. Builder-paid closing costs (excluding prepaids), up to $20,000 in Flex Cash, and a $1,000 deposit to secure your home make this an incredible opportunity. Flex Cash may be used toward prepaid closing expenses or to help buy down your interest rate when financing through the preferred lender. Backed by a 1-year builder warranty and a 10-year structural warranty, this move-in ready home offers the lifestyle, location, and value today's buyers have been waiting for.

Estimated monthly payment

Principal & interest$1,911
Property taxes$58
Home insurance (est.)$173
HOA dues$69

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history65 days on market

  1. Status: Active
    Jun 3, 2026
  2. Listed$369,900
    Mar 11, 2026
  3. Price increased$377,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
65
Subdivision
Harmony Central
County
Osceola
Year built
2026
Living area
1,515 sq ft
Price/sq ft
$249
Building area
1,935 sq ft (Builder)
Lot size
9,583 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$698 (2025)
Parcel #
32-26-32-3666-000Q-0020
Zoning
RES
MLS #
O6389991

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Microwave, Range
Interior features
High Ceilings, In Wall Pest System
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$825 / Annually
Monthly HOA
$69/mo
Total monthly fees
$69/mo
Total annual fees
$825
HOA name
Beth Connor
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst12x14.1
Bedroom 2First9.9x10
Bedroom 3First9.9x10
Living RoomFirst18x18
KitchenFirst

Listing Details

Listing date
2026-03-11
On market date
2026-03-11
Original list price
$369,900
Occupant type
Vacant
MLS area
34773 - St Cloud (Harmony)
Listing AOR
Orlando Regional
Status changed
2026-06-03
Tax legal description
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK Q LOT 2

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Driving Directions to Harmony Central from Florida’s Turnpike: 1. Take Exit 244 for US-192 toward Kissimmee/St. Cloud. 2. Turn left onto US-192 E and continue through St. Cloud. 3. Turn left onto Narcoossee Rd (CR-15 N). 4. Turn right onto Schoolhouse Rd. 5. Turn left onto Sagefield Dr to enter Harmony Central.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 7, 2026 at 5:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA