


$377,900
7631 Bent Tree Loop
St Cloud, FL 34773
Listing updated: August 7, 2026 at 5:49 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
No CDD, builder-paid closing costs, flexible financing options, and up to $20,000 in Flex Cash make this move-in ready waterfront home an exceptional opportunity for buyers looking to maximize value while saving thousands! Wake up to peaceful pond views and enjoy the beauty of Florida living from your covered lanai with no rear neighbors. Whether you're sipping your morning coffee, watching the sunset, or entertaining family and friends, this spacious backyard provides the perfect setting to relax and enjoy the outdoors. This beautifully designed single-story home features 3 bedrooms, 2 bathrooms, and an open-concept layout that offers both comfort and functionality. The spacious kitchen overlooks the family and dining areas and showcases granite countertops, a large center island, staggered 36-inch cabinets with crown molding, and abundant workspace, perfect for everyday living and entertaining. The private owner's suite offers a peaceful retreat with a generous walk-in closet and en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or growing families. Located in the highly desirable Harmony Central community, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, and top-rated Harmony schools—all with no CDD fees and a low HOA. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's beautiful east coast beaches, you'll enjoy the perfect balance of peaceful living and everyday convenience. Builder-paid closing costs (excluding prepaids), up to $20,000 in Flex Cash, and a $1,000 deposit to secure your home make this an incredible opportunity. Flex Cash may be used toward prepaid closing expenses or to help buy down your interest rate when financing through the preferred lender. Backed by a 1-year builder warranty and a 10-year structural warranty, this move-in ready home offers the lifestyle, location, and value today's buyers have been waiting for.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history65 days on market
- Status: ActiveJun 3, 2026
- Listed$369,900Mar 11, 2026
- Price increased$377,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 65
- Subdivision
- Harmony Central
- County
- Osceola
- Year built
- 2026
- Living area
- 1,515 sq ft
- Price/sq ft
- $249
- Building area
- 1,935 sq ft (Builder)
- Lot size
- 9,583 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $698 (2025)
- Parcel #
- 32-26-32-3666-000Q-0020
- Zoning
- RES
- MLS #
- O6389991
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range
- Interior features
- High Ceilings, In Wall Pest System
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- South
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $825 / Annually
- Monthly HOA
- $69/mo
- Total monthly fees
- $69/mo
- Total annual fees
- $825
- HOA name
- Beth Connor
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x14.1 |
| Bedroom 2 | First | 9.9x10 |
| Bedroom 3 | First | 9.9x10 |
| Living Room | First | 18x18 |
| Kitchen | First |
Listing Details
- Listing date
- 2026-03-11
- On market date
- 2026-03-11
- Original list price
- $369,900
- Occupant type
- Vacant
- MLS area
- 34773 - St Cloud (Harmony)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-03
- Tax legal description
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK Q LOT 2
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Driving Directions to Harmony Central from Florida’s Turnpike: 1. Take Exit 244 for US-192 toward Kissimmee/St. Cloud. 2. Turn left onto US-192 E and continue through St. Cloud. 3. Turn left onto Narcoossee Rd (CR-15 N). 4. Turn right onto Schoolhouse Rd. 5. Turn left onto Sagefield Dr to enter Harmony Central.
More homes like this


$372,900
7569 Bent Tree Loop
St Cloud, FL 34773
3 bd · 2 ba · 1,415 sqft
Harmony Central
MLS ID #O6414061, ADAMS HOMES REALTY, INC.
Listing provided by Stellar MLS


$372,900
7625 Bent Tree Loop
St Cloud, FL 34773
3 bd · 2 ba · 1,415 sqft
Harmony Central
MLS ID #O6379790, ADAMS HOMES REALTY, INC.
Listing provided by Stellar MLS


$385,000
4026 Sagefield Dr
St Cloud, FL 34773
4 bd · 3 ba · 2,202 sqft
Harmony Central
MLS ID #O6351854, ADAMS HOMES REALTY, INC.
Listing provided by Stellar MLS


$410,000
4002 Sagefield Dr.
St Cloud, FL 34773
4 bd · 3 ba · 2,335 sqft
Harmony Central
MLS ID #O6352888, ADAMS HOMES REALTY, INC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 7, 2026 at 5:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA