7631 Bent Tree Loop, FL
Stellar MLS

$377,900

7631 Bent Tree Loop

St Cloud, FL 34773

Active
3
Beds
2
Baths
1,515
Sq Ft
0.14
Acres
2026
Built
New construction$249/sqft
Single Family Residence

Property type

2026

Year built

9,583 sqft

Lot size

$249

Price / sq ft

$69/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Discover your future family home in this brand-new single-story residence featuring 3 bedrooms, 2 bathrooms, and an open-concept living space designed for comfort and functionality. Situated on an end lot with an oversized homesite, this property offers extra space and added privacy. Take advantage of PAID closing costs and up to $15,000 in FLEX Cash, which can be used to buy down your interest rate and/or cover prepaids, saving you thousands when using our preferred lender. This thoughtfully designed floor plan is perfect for family living, featuring an upgraded kitchen with granite countertops, a large island, and staggered 36" cabinets with crown molding. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Located in Harmony Central, residents enjoy a perfect blend of convenience and leisure, including a beautiful community pool with cabanas, no CDD, and a very low HOA. Secure your Adams Home today with just a $1,000 deposit!

Local Insight

At $249/sqft for new construction in a master-planned golf community, this is competitively priced, but you're paying for amenities and HOA ($69/month)—factor that into your long-term costs if golf and active adult lifestyle aren't priorities for you. The 0.14-acre lot is tight for the area, so you won't have much land flexibility, though being in Harmony Central (not waterfront) keeps it accessible compared to resort-core pricing. The real value question: whether Harmony's golf-centric culture and resort amenities justify staying tied to this community long-term, since resale appeal is highly dependent on finding another golf and active-adult lifestyle buyer.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,911
Property taxes$58
Home insurance (est.)$173
HOA dues$69

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 3, 2026
  2. Listed$369,900
    Mar 11, 2026
  3. Price increased$377,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Harmony Central
County
Osceola
Year built
2026
Living area
1,515 sq ft
Price/sq ft
$249
Building area
1,935 sq ft (Builder)
Lot size
9,583 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$698 (2025)
Parcel #
32-26-32-3666-000Q-0020
Zoning
RES
MLS #
O6389991

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Microwave, Range
Interior features
High Ceilings, In Wall Pest System
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$825 / Annually
Monthly HOA
$69/mo
Total monthly fees
$69/mo
Total annual fees
$825
HOA name
Beth Connor
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst12x14.1
Bedroom 2First9.9x10
Bedroom 3First9.9x10
Living RoomFirst18x18
KitchenFirst

Listing Details

Listing date
2026-03-11
On market date
2026-03-11
Original list price
$369,900
Occupant type
Vacant
MLS area
34773 - St Cloud (Harmony)
Listing AOR
Orlando Regional
Status changed
2026-06-03
Tax legal description
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK Q LOT 2

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Driving Directions to Harmony Central from Florida’s Turnpike: 1. Take Exit 244 for US-192 toward Kissimmee/St. Cloud. 2. Turn left onto US-192 E and continue through St. Cloud. 3. Turn left onto Narcoossee Rd (CR-15 N). 4. Turn right onto Schoolhouse Rd. 5. Turn left onto Sagefield Dr to enter Harmony Central.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 3:04 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA