2900 Cove Cay Drive, FL

$227,000

2900 Cove Cay Drive

Clearwater, FL 33760

Active
2
Beds
2
Baths
1,070
Sq Ft
1.6
Acres
1981
Built
Water access1.6 acres$212/sqft360° tour
🏠Condominium

Property type

🏗️1981

Year built

📐69,706 sqft

Lot size

📊$212

Price / sq ft

🏘️$731/mo

HOA dues

📅40

Days on market

🌊X500

Flood zone

About this home

Welcome to the top floor of this beautifully maintained 2-bedroom, 2-bath condominium located in the desirable gated community of Cove Cay in Clearwater. This bright and spacious residence features ceramic tile flooring throughout the home, elegant crown molding, and a functional open layout ideal for both everyday living and entertaining. The living and dining areas offer abundant natural light and open to a private screened lanai where you can enjoy peaceful views of the golf course and surrounding greenery. The primary bedroom suite includes a private ensuite bathroom, generous closet space, and direct access to the lanai. The second bedroom and full bathroom provide comfortable accommodations for guests or a home office. The kitchen offers ample cabinet storage and workspace, while the home also features a private laundry room with full-size washer and dryer and additional closet storage. Located within the secure, guard-gated Cove Cay community, residents enjoy resort-style amenities including a heated community pool and hot tub, clubhouse, beautifully maintained grounds, and scenic walking areas. The community also features the Cove Cay Golf Club with an 18-hole golf course and an on-site marina with access to Tampa Bay for boating enthusiasts. Conveniently located near shopping, dining, airports, and the Gulf beaches, this property offers the perfect combination of comfort, convenience, and Florida lifestyle living.

Estimated monthly payment

Principal & interest$1,148
Property taxes$81
Home insurance (est.)$104
HOA dues$731

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history40 days on market

  1. Status: Active
    Mar 13, 2026
  2. Listed$229,000
    Mar 13, 2026
  3. Price reduced$227,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
40
Subdivision
Cove Cay Village Iv
County
Pinellas
Year built
1981
Living area
1,070 sq ft
Price/sq ft
$212
Lot size
69,706 sq ft
Lot category
1 to less than 2
Flood zone
X500 (12103C0136H)
Annual taxes
$968 (2025)
Parcel #
29-29-16-18706-003-0440
MLS #
TB8485247

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Laundry
Laundry Closet, Other, Same Floor As Condo Unit
Stories / Levels
Three Or More
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

HOA fee
$731 / Monthly
Monthly HOA
$731/mo
Total monthly fees
$731/mo
Total annual fees
$8,772
HOA name
JULIE NICHOLS
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Rentals may not be less than 91 days. You may not rent your unit more than 2 times in a calendar year. please contact HOA office for additional information and restrictions
Approval process
$100 if application is received with more than 14 days before closing $150 if received less than 14 days before closing. contact HOA for additional information/ confirm 727-535-5403

Exterior & Construction

Exterior features
Balcony, Lighting, Private Entrance, Sidewalk, Sliding Doors
Construction materials
Concrete, Stucco
Roof
Concrete
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Phone Available, Public, Water Connected

Community

Pets allowed
No

Schools

ElementaryBelcher Elementary-PNGreatSchools ↗
MiddleOak Grove Middle-PNGreatSchools ↗
High SchoolPinellas Park High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst15x12
Bedroom 2First10x12
KitchenFirst
DinetteFirst5x8
Living RoomFirst13x15
Dining RoomFirst9x9
Balcony/Porch/LanaiFirst6x20
LaundryFirst

Listing Details

Listing date
2026-03-09
On market date
2026-03-13
Original list price
$229,000
Occupant type
Owner
MLS area
33760 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-03-13
Tax legal description
COVE CAY VILLAGE IV CONDO PHASE 3 BLDG 3, UNIT 7B TOGETHER WITH THE USE OF CARPORT 3-24

Flood risk

Moderate riskFEMA Zone X500Panel 12103C0136H

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 19 S. Make a U turn at Whitney Blvd, Right into Cove Cay, see Guard.. continue to 3rd building on the left 2900 park in guest parking. walk -up into building take elevator to 7th floor. Exit left to 7B.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 22, 2026 at 2:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA