$295,000
108 Twin Lake Circle
Umatilla, FL 32784
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this well-maintained home in Twin Lakes Estates, a desirable 55+ gated lakeside community known for its friendly atmosphere and active lifestyle. Enjoy a clubhouse with social events, a community pool, and scenic walking and biking trails. The home features a spacious driveway, two-car garage, and an inviting open-concept layout perfect for relaxing or entertaining. Sliding glass doors lead to an enclosed Florida room—ideal for morning coffee or enjoying Florida’s sunshine year-round—plus a sunny patio perfect for grilling or creating your own outdoor retreat. The kitchen offers 42-inch wood cabinetry, a built-in pantry, ample counter space, and flows seamlessly into the dining area. A split floor plan provides privacy, with a spacious primary suite featuring a walk-in closet and en-suite bath with soaking tub. Two additional bedrooms and a full bath are perfect for guests. Additional highlights include an indoor laundry room with extra storage and convenient garage access. **NO LEASING ALLOWED**. Ideally located near shopping, dining, parks, medical facilities, major toll roads, and just a short drive to Orlando attractions and the airport.Come see it for yourself and discover why so many love calling Twin Lakes Estates home. *SOLD AS IS* with right to inspect. **It is the buyer's sole responsibility to confirm all restrictions with HOA, Community, City and/or County guidelines/rules.**
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history54 days on market
- Status: ActiveMar 21, 2026
- Listed$309,900Mar 20, 2026
- Price reduced$295,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 54
- Subdivision
- Umatilla Twin Lake Estates Sub
- County
- Lake
- Year built
- 2001
- Living area
- 1,277 sq ft
- Price/sq ft
- $231
- Building area
- 1,931 sq ft (Public Records)
- Lot size
- 10,085 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x
- Garage
- 2 spaces
- Annual taxes
- $1,573 (2025)
- Parcel #
- 01-18-26-2000-000-03500
- Zoning
- PUD
- MLS #
- V4947781
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Kitchen/Family Room Combo, Living Room/Dining Room Combo
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $600 / Annually
- Monthly HOA
- $50/mo
- Total monthly fees
- $50/mo
- Total annual fees
- $600
- HOA name
- Gail Schmidt
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
- Lease restrictions
- Yes
- Additional lease restrictions
- It is the buyer's sole responsibility to confirm all City/County and HOA restrictions.
- Approval process
- Contact HOA
Exterior & Construction
- Exterior features
- Balcony, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- None
- Utilities
- Cable Connected, Electricity Available
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 1 | First | 10x10 |
| Bedroom 2 | First | |
| Primary Bedroom | First | |
| Dining Room | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-03-20
- On market date
- 2026-03-20
- Original list price
- $309,900
- Occupant type
- Vacant
- MLS area
- 32784 - Umatilla / Dona Vista
- Listing AOR
- Orlando Regional
- Status changed
- 2026-03-21
- Tax legal description
- UMATILLA TWIN LAKE ESTATES SUB LOT 35 PB 43 PGS 97-98 ORB 3016 PG 1529
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
SR-19 North to Umatilla. (L) Twin Lake circle, home on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 13, 2026 at 10:28 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA