430 Palm Island, FL430 Palm Island, FL430 Palm Island, FL
Stellar MLS
1 / 75

$1,984,000

430 Palm Island

Clearwater Beach, FL 33767

Listing updated: July 30, 2026 at 6:45 PM ET

Active
Stellar MLSListing courtesy of Coastal Properties Group International · Lindsay Irwin · MLS #TB8484148 · Active · 727-493-1555
4
Beds
4
Baths
2,780
Sq Ft
0.2
Acres
1968
Built
WaterfrontWater access$714/sqft360° tour
Single Family Residence

Property type

1968

Year built

8,904 sqft

Lot size

$714

Price / sq ft

No HOA

HOA dues

134

Days on market

2

Garage spaces

AE

Flood zone

About this home

Virtually Staged. Experience the ultimate waterfront lifestyle, where there's room for your boat, jet skis, and all the toys that make every day feel like a vacation. This beautifully updated, turnkey waterfront residence offers 2,780 square feet of thoughtfully designed living space with 4 spacious bedrooms and 3.5 bathrooms. A bright, open-concept floor plan creates the perfect setting for both everyday living and effortless entertaining. At the heart of the home is a chef-inspired kitchen featuring a brand-new Bosch gas range, refrigerator, and dishwasher (2025), a large center island with seating, and seamless flow into the living and dining areas. Extensive 2025 renovations have transformed the home, including a new metal roof, a thoughtfully designed room addition, solid wood triple crown molding, an expanded primary suite closet, an additional bedroom and bathroom, a welcoming new entryway, and a stylish coffee and wet bar. The luxurious primary suite has also been enhanced with a beautifully remodeled bathroom featuring a spacious walk-in shower with a newly added steam system for a spa-like experience. The expanded custom closet offers bright lighting, smart storage solutions, and an additional shoe closet with built-in racks to keep your wardrobe organized. New flooring throughout the home (excluding tiled areas) provides a fresh, modern feel, while a new Maytag gas washer and dryer add everyday convenience. Step outside to an exceptional waterfront outdoor living space designed for entertaining. The expansive patio features a built-in grill and bar, making it the perfect place to gather with family and friends after a day on the water. For boating enthusiasts, this property is exceptionally equipped with a dock rebuilt in 2020 with all new pilings, along with two boat lifts: a 16,000-pound lift (2020) and a 9,000-pound lift (2015), providing effortless access for multiple vessels and making sunset cruises, fishing trips, and days on the water easier than ever. Ideally located just minutes from the sugar-white sands of Clearwater Beach, this exceptional home offers the rare opportunity to enjoy luxury waterfront living with direct boating access while being close to one of Florida's most celebrated beach destinations. Furnishings are available for purchase, offering an easy move-in opportunity.

Estimated monthly payment

Principal & interest$10,032
Property taxes$809
Home insurance (est.)$909

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history134 days on market

  1. Status: Active
    Jun 10, 2026
  2. Listed$2,315,000
    Mar 12, 2026
  3. Price reduced$1,984,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
134
Subdivision
Island Estates Of Clearwater Unit 6-A
County
Pinellas
Year built
1968
Living area
2,780 sq ft
Price/sq ft
$714
Building area
3,324 sq ft (Public Records)
Lot size
8,904 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0102H)
Garage
2 spaces
Annual taxes
$9,713 (2025)
Parcel #
05-29-15-43416-000-0290
MLS #
TB8484148

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Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Luxury Vinyl, Travertine
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s), Wet Bar
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please contact LA for additional information.

Exterior & Construction

Exterior features
Outdoor Grill, Sidewalk
Construction materials
Concrete, Stucco
Roof
Metal, Tile
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First

Listing Details

Listing date
2026-03-09
On market date
2026-03-12
Original list price
$2,315,000
Occupant type
Owner
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-06-10
Tax legal description
ISLAND ESTATES OF CLEARWATER UNIT 6-A LOT 29

Flood risk

High riskFEMA Zone AEPanel 12103C0102H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Memorial Causeway to Island Way, North on Island Way to Palm Island SE, Right on Palm Island SE to address.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 30, 2026 at 6:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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