430 Palm Island, FL

$1,999,000

430 Palm Island

Clearwater Beach, FL 33767

Active
4
Beds
4
Baths
2,780
Sq Ft
0.2
Acres
1968
Built
WaterfrontWater access$719/sqft360° tour
🏠Single Family Residence

Property type

🏗️1968

Year built

📐8,904 sqft

Lot size

📊$719

Price / sq ft

🏘️No HOA

HOA dues

📅80

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

One or more photo(s) has been virtually staged. Experience the ultimate Florida beach and boating lifestyle in this stunning waterfront home located in the exclusive community of Island Estates. A true boater’s paradise, this exceptional property offers effortless access to the Intracoastal Waterway and the sparkling waters of the Gulf of Mexico. Skip the stress of marinas and boat trailers — simply step outside and head straight to the water whenever you choose. With room for your boat, jet skis, and all your waterfront toys, every day feels like a vacation. Spanning 2,780 square feet, this beautifully updated residence features 4 spacious bedrooms and 3½ baths with a bright open floor plan designed for entertaining and everyday living. The chef’s kitchen is the heart of the home, complete with island bar seating, brand-new Bosch gas range, refrigerator, and dishwasher (2025), and seamless flow into the living and dining areas. Extensive upgrades completed in 2025 include a new metal roof, thoughtfully designed room addition, solid wood triple crown molding, expanded primary closet, additional bedroom and bath, new entryway, and a stylish coffee/wet bar. New flooring throughout the home, excluding tile, creates a fresh modern feel, while a new Maytag washer and gas dryer add convenience. Designed for relaxation and entertaining alike, the outdoor living spaces are ideal for hosting unforgettable weekends and gatherings with family and friends. The expansive patio features a built-in outdoor grill and bar, creating the perfect setting after a day on the water. Boating enthusiasts will appreciate the dock installed in 2020 with all new pilings, along with two boat lifts — a 16,000 lb lift (2020) and a 9,000 lb lift (2015) — making it easy to keep multiple vessels ready for sunset cruises or fishing adventures. Located just minutes from the white sands of Clearwater Beach, this exceptional property offers the rare opportunity to enjoy luxury waterfront living with direct boating access and world-class beaches nearby.

Estimated monthly payment

Principal & interest$10,108
Property taxes$809
Home insurance (est.)$916

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history80 days on market

  1. Status: Active
    Mar 12, 2026
  2. Listed$2,315,000
    Mar 12, 2026
  3. Price reduced$1,999,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
80
Subdivision
Island Estates Of Clearwater Unit 6-A
County
Pinellas
Year built
1968
Living area
2,780 sq ft
Price/sq ft
$719
Building area
3,324 sq ft (Public Records)
Lot size
8,904 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0102H)
Garage
2 spaces
Annual taxes
$9,713 (2025)
Parcel #
05-29-15-43416-000-0290
MLS #
TB8484148

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Luxury Vinyl, Travertine
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s), Wet Bar
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Grill, Sidewalk
Construction materials
Concrete, Stucco
Roof
Metal, Tile
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First

Listing Details

Listing date
2026-03-09
On market date
2026-03-12
Original list price
$2,315,000
Occupant type
Owner
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-03-12
Tax legal description
ISLAND ESTATES OF CLEARWATER UNIT 6-A LOT 29

Flood risk

High riskFEMA Zone AEPanel 12103C0102H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Memorial Causeway to Island Way, North on Island Way to Palm Island SE, Right on Palm Island SE to address.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA