$4,950,000
4650 Ridge View Road
Palm Harbor, FL 34684
Listing updated: June 12, 2026 at 12:51 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
"PRICE ADJUSTMENT" "Tucked away on a quiet and beautiful 1 acre lot on Lake Tarpon, this stunning residence offers magnificent water views from nearly every room with one of the most private entrances and lot in the area. This newer home (6yrs) blends, charm and modern comfort, with the light filled rooms, open floor plan features begin upon entering by way of the Porte-cochere through custom designed double entry doors to a foyer with 20 foot soaring ceiling & retractable chandelier with piano alcove and light-filled conversation room featuring a fireplace to start the presentation of an absolutely stunning home. Craftsmanship is showcased throughout this home, from the millwork around all door openings, baseboards, coffered ceilings, to the 10 foot designer highlighted doors to each room, custom cabinetry in the kitchen, butler's pantry, bathrooms, game room and full sized & equipped laundry rooms. The combined family room, breakfast room and kitchen features coffered ceilings, spectacular views of the covered dock with lift, fire pit & seating overlooking the approximately 2600 acre Lake Tarpon as well as the sparkling open pool area featuring an outstanding gourmet outdoor kitchen for all those year round outdoor get togethers. In-home dining begins in the elegant dining room and becomes a reality in the Chef's dream kitchen with top of the line appliances, including Sub Zero refrigerator, GE Monogram gas range w pot filler, cabinet microwave and dishwasher encompassed by personally designed cabinetry with granite counters. Huge walk-in pantry accommodates all the necessary items needed to entertain guests and family for those spectacular parties to come. The owners suite features a morning coffee bar area with an adjacent reading room plus its own balcony with breathtaking views of the lake, private back yard and glistening pool area. The owner's bath is a fabulous place to spend the day, with all the accoutrements of a high end Spa! The owner's closets (2) are beyond comparable to any others with more than ample space for all personal belongings, shoe gallery & more. Family gatherings or parties of any kind can find their way to accommodate many guests in this beautifully appointed game room with pool table, game table with large stock area bar. A 1000 bottle Wine Room constructed with concrete block walls with vapor barrier paint & insulation create a true wine room makes it a real treat for the wine connoisseur or collector. Each of the additional bedrooms have their own ensuite full bath with 2 of them having their own private balcony overlooking the beautiful lake. Finishing the day would be to enjoy a movie in your own 8 seat home theater just adjacent to the game room with additional insulation and soundproofing. The 3 car oversized garage will accommodate oversized vehicles with driveway parking for a multitude of vehicle parking. The built-in staircase to the floored attic, makes for easy storage of additional belongings & access. Outdoor features include a beautiful wraparound porch, lush landscaping (watered by lake), private paved, tree lined driveway, no HOA or fees for living the most enjoyable life possible. Safe Room constructed of reinforced concrete that affords safety and security. The aforementioned description doesn't totally describe this beautiful and stunning home but seeing is believing. Come see to believe for yourself and be SOLD! Being in the heart of Palm Harbor close to everything."
Local Insight
At $632/sqft for a 2019-built waterfront home in Palm Harbor, you're paying a premium that's justified by the water access and no flood zone risk, but you should verify the exact waterfront type—whether it's bay, gulf, or canal—since that dramatically affects long-term value and insurance. The nearly one-acre lot and zero HOA dues give you genuine privacy and control, though the $4.95M price point means carrying costs and property taxes will be substantial, so run those numbers carefully against comparable waterfront sales in the area from the past 12 months.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history95 days on market
- Status: ActiveMar 10, 2026
- Listed$5,200,000Mar 9, 2026
- Price reduced$4,950,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 95
- Subdivision
- Acreage
- County
- Pinellas
- Year built
- 2019
- Living area
- 7,836 sq ft
- Price/sq ft
- $632
- Building area
- 11,977 sq ft (Public Records)
- Lot size
- 41,495 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12103C0076H)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $35,454 (2025)
- Parcel #
- 19-27-16-00000-430-0200
- Zoning
- R-2
- MLS #
- TB8482036
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 5
- Half bathrooms
- 2
- Flooring
- Ceramic Tile, Hardwood, Tile, Wood
- Appliances
- Bar Fridge, Built-In Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Softener
- Interior features
- Ceiling Fans(s), Central Vaccum, Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- No
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Fire Pit, Outdoor Grill, Outdoor Kitchen, Private Entrance, Sliding Doors
- Construction materials
- HardiPlank Type, Frame
- Roof
- Shingle
- Foundation
- Pillar/Post/Pier, Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Canal/Lake For Irrigation
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Natural Gas Available, Public, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x14 |
| Dining Room | First | 16x18 |
| Primary Bedroom | Second | 25x19 |
| Primary Bathroom | Second | 16x19 |
| Foyer | First | 19x24 |
| Office | Second | 18x16 |
| Game Room | First | 31x17 |
| Media Room | First | 19x14 |
| Kitchen | First | 19x16 |
| Family Room | First | 29x18 |
| Dinette | First | 17x12 |
| Bedroom 2 | Second | 19x14 |
| Bedroom 3 | Second | 17x13 |
| Bedroom 4 | Second | 25x14 |
| Laundry | First | 20x11 |
Listing Details
- Listing date
- 2026-03-09
- On market date
- 2026-03-09
- Original list price
- $5,200,000
- Occupant type
- Owner
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-10
- Tax legal description
- PART OF GOVT LOT 4 IN SE 1/4 OF SEC 19-27-16 DESC FROM S 1/4 COR OF SEC TH N00D39'12"W 1266.41FT TH S89D21'33.5"E 910.64FT FOR POB TH S00D39'12"E 30FT TH S89D21'33.5"E 240FT TH S00D39'12"E 90FT TH S89D21'33.5"E 400FT(S) TO SHORE LINE TH NW'LY 161 FT(S) ALG SHORE TO POINT S89D21'33.5"E OF POB TH N89D21'33.5"W 535FT(S) TO POB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
North on US 19 to East (right) on Rita Lane to right on Ridge View Rd.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 12, 2026 at 12:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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