


$3,250,000
12620 Lake Sawyer LaneWindermere, FL 34786
Listing updated: October 20, 2026 at 7:52 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Finding a MODERN, CUSTOM-BUILT LAKEFRONT HOME in Windermere, set on approximately ONE ACRE with NO HOA, is an increasingly rare opportunity. Add exceptional PRIVACY, your own PRIVATE BOAT DOCK with TWO BOAT LIFTS, extensive high-end upgrades and beautiful lake views, and this home truly stands apart. Offering approximately 4,200 square feet of thoughtfully designed living space, this striking contemporary residence combines luxurious finishes with an effortless indoor-outdoor lifestyle, all within minutes of Windermere's everyday conveniences. From the moment you enter, the home's clean architectural lines, expansive windows and natural light create an immediate sense of space and connection to the outdoors. Beautiful PORCELAIN TILE flooring flows throughout the main level, while warm WOOD FLOORING upstairs complements the modern design. At the heart of the home is a stunning GOURMET KITCHEN featuring contrasting granite countertops, extensive CUSTOM BLUM BIRCH CABINETRY with premium aluminum detailing, and an impressive suite of WOLF APPLIANCES, including a six-burner gas range top, convection steam oven, dual-fan convection oven and warming oven. A built-in coffee station, generous pantry storage and cleverly concealed cabinetry complete this exceptional space. The adjoining living area is anchored by a dramatic 72-INCH GAS FIREPLACE, creating an inviting setting for both everyday living and entertaining. The MAIN-FLOOR PRIMARY SUITE is a peaceful retreat, with large windows framing beautiful lake views and direct access to the lanai. Two separate custom-fitted walk-in closets provide exceptional storage, while the luxurious en-suite bathroom features a freestanding soaking tub, separate oversized shower, dual vanities and elegant FLOOR-TO-CEILING PORCELAIN TILE. Upstairs, THREE ADDITIONAL EN-SUITE BEDROOMS provide excellent privacy and comfort for family and guests. The expansive LOFT area offers an additional living and entertaining space, complete with a fitted kitchenette, granite countertops and mini refrigerator. Multiple oversized patio doors open onto both a front balcony and a generous REAR TERRACE OVERLOOKING THE LAKE, creating a wonderful setting for morning coffee, evening drinks or simply enjoying the peaceful surroundings. Outside, the lifestyle is every bit as impressive. Approximately 80 FEET OF LAKEFRONT, a PRIVATE DOCK WITH TWO BOAT LIFTS and a beautifully secluded setting create your own waterfront escape. The spacious LANAI features MOTORISED SCREENS, allowing indoor and outdoor living to flow seamlessly together. There's also ample room to create a spectacular POOL AND OUTDOOR ENTERTAINING AREA if desired. And as the sun goes down, enjoy views of the DISNEY FIREWORKS illuminating the evening sky. Beyond its beautiful design, this home has been built and equipped with exceptional attention to quality, comfort and efficiency. Notable features include IMPACT-RATED WINDOWS AND DOORS, enhanced interior insulation, a WHOLE-HOUSE NATURAL GAS GENERATOR, TWO RINNAI TANKLESS WATER HEATERS, motorized window shades, extensive custom storage and a THREE-CAR GARAGE with insulated doors. The generous homesite also offers potential for future expansion. Perfectly positioned in WINDERMERE with NO HOA, the property offers a rare combination of PRIVACY, WATERFRONT LIVING and everyday convenience, with easy access to shopping, dining, schools, major roadways and Orlando's world-famous attractions.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 20, 2026
- Listed$3,250,000Oct 20, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Acreage
- County
- Orange
- Year built
- 2021
- Living area
- 4,200 sq ft
- Price/sq ft
- $774
- Building area
- 5,870 sq ft (Public Records)
- Lot size
- 49,230 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- AE* (12095C0380H)
- Garage
- 3 spaces
- Annual taxes
- $11,268 (2025)
- Parcel #
- 24-23-27-0000-00-032
- Zoning
- A-1
- MLS #
- S5157983
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 5
- Half bathrooms
- 1
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- Northeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Other
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | ||
| Kitchen | ||
| Primary Bedroom | ||
| Bedroom 2 | ||
| Bedroom 3 | ||
| Bedroom 4 | ||
| Loft |
Listing Details
- Listing date
- 2026-10-20
- On market date
- 2026-10-20
- Original list price
- $3,250,000
- Occupant type
- Owner
- MLS area
- 34786 - Windermere
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-20
- Tax legal description
- COMM NW COR SE1/4 OF NW1/4 RUN S 497.44FT E 3.87 FT S 74 DEG E 516.85 FT S 48 DEG E 57.23 FT FOR POB TH RUN S 48 DEG E107.32 FT S 579.48 FT W 80 FT N 651.02 FT TO POB (SUBECT TO AN EASEMENT FOR RD R/W OVER N 30 FT) SEC 24-23-27
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading south on SR-535, turn left at intersection with Ficquette Road. After 1 mile turn right onto South Lake Sawyer Lane. Property is third on left.
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