$395,000

1609 Bonita Bluff Court

Ruskin, FL 33570

Active
4
Beds
3
Baths
2,324
Sq Ft
0.14
Acres
2009
Built
$170/sqft
🏠Single Family Residence

Property type

🏗️2009

Year built

📐6,293 sqft

Lot size

📊$170

Price / sq ft

🏘️$98/mo

HOA dues

📅88

Days on market

🚗2

Garage spaces

🌊X500

Flood zone

About this home

MOVE IN READY! NO FLOOD INSURANCE REQUIRED & NO REAR NEIGHBORS! NEW HVAC (2024) - UPDATED STAINLESS STEEL APPLIANCES (2022) - LARGE FENCED LOT - LOW HOA & CDD! Step through the gated entrance of Mira Lago West and discover a private sanctuary where your backyard stretches into a vast community green space, free from neighboring views. No flood insurance required in Flood Zone X means real savings year after year, and with a brand-new HVAC system plus updated stainless appliances, this home delivers immediate comfort without the wait. A soaring two-story foyer welcomes you inside, opening to a chef's kitchen where granite countertops and a massive island invite effortless gatherings. Picture preparing meals while chatting with friends in the adjacent living area, the eat-in space alive with laughter during game nights or casual watch parties. Light pours through ample windows, highlighting modern fixtures and fans updated in 2022 that keep every room, including the living space and all bedrooms, perfectly cooled. Upstairs, four bedrooms await, including a generous primary suite with a large walk-in closet and an ensuite bath featuring a garden tub, separate shower with a new glass enclosure (2022), and serene finishes. A conveniently located laundry room sits in the hallway, simplifying daily life. Downstairs, an updated guest bath adds practicality for visitors. Outside, mature landscaping frames the front entry, just steps from the resort-style pool, newly upgraded playground (2025), and basketball courts. Your screened lanai overlooks the green expanse, with a paved area ready for barbecues under the stars. Golf-cart-friendly paths lead to community ponds, food truck nights, and activities in this low-HOA, low-CDD neighborhood bordering Bahia Beach Nature Preserve. Minutes from E.G. Simmons Regional Park's kayaking, fishing, and beaches, or a quick drive to I-75, MacDill AFB, and Downtown Tampa, it feels worlds away yet connected. This move-in-ready retreat invites you to settle in and truly unwind. Schedule your private showing today or contact us for more details, and start envisioning your new chapter here.

Estimated monthly payment

Principal & interest$1,997
Property taxes$464
Home insurance (est.)$181
HOA dues$98

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history88 days on market

  1. Status: Active
    Mar 2, 2026
  2. Listed$395,000
    Mar 2, 2026
  3. Price increased$395,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
88
Subdivision
Mira Lago West Ph 1
County
Hillsborough
Year built
2009
Living area
2,324 sq ft
Price/sq ft
$170
Building area
2,944 sq ft (Public Records)
Lot size
6,293 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12057C0652J)
Garage
2 spaces
Annual taxes
$5,567 (2024)
Parcel #
U-01-32-18-79F-000000-00086.0
Zoning
PD
MLS #
TB8481856

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
Interior features
Accessibility Features, Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Common Area, Electric Dryer Hookup, Upper Level, Washer Hookup
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air, Humidity Control

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level

HOA & Financial

HOA fee
$294 / Quarterly
Monthly HOA
$98/mo
Total monthly fees
$98/mo
Total annual fees
$1,176
HOA name
Jennifer Robertson
CDD
Yes
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, Other, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer/Buyer's Agent to verify leasing restrictions with HOA & County

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Private Mailbox, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Phone Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryThompson ElementaryGreatSchools ↗
MiddleShields-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst6x15
KitchenFirst19x13
DinetteFirst
Living RoomFirst22x19
Dining RoomFirst11x13
Bathroom 2First4x8
Primary BedroomSecond13x18
Primary BathroomSecond10x9
Bedroom 2Second12x16
Bedroom 3Second12x12
Bathroom 3Second8x7
Bedroom 4Second12x13
LaundrySecond6x5

Listing Details

Listing date
2026-02-23
On market date
2026-03-02
Original list price
$395,000
Occupant type
Owner
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2026-03-02
Tax legal description
MIRA LAGO WEST PHASE 1 LOT 86

Flood risk

Moderate riskFEMA Zone X500Panel 12057C0652J

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75 Take Exit 246 for Big Bend Road/CR-672 toward Apollo Beach/Ruskin, Head West on Big Bend Road (toward US-41for approximately 1.5 miles. Turn left (South) onto US-41 S/Tamiami Trail. Turn West on W Shell Point Rd from US 41 in Ruskin. Turn right (north) on 14th St NW then Left to Main Gate of Mira Lago (gate code required) then thru gate and turn left then 1st right on Bonita Bluff Ct to this beautiful home on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 10:18 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA