$395,000
1609 Bonita Bluff Court
Ruskin, FL 33570
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
MOVE IN READY! NO FLOOD INSURANCE REQUIRED & NO REAR NEIGHBORS! NEW HVAC (2024) - UPDATED STAINLESS STEEL APPLIANCES (2022) - LARGE FENCED LOT - LOW HOA & CDD! Step through the gated entrance of Mira Lago West and discover a private sanctuary where your backyard stretches into a vast community green space, free from neighboring views. No flood insurance required in Flood Zone X means real savings year after year, and with a brand-new HVAC system plus updated stainless appliances, this home delivers immediate comfort without the wait. A soaring two-story foyer welcomes you inside, opening to a chef's kitchen where granite countertops and a massive island invite effortless gatherings. Picture preparing meals while chatting with friends in the adjacent living area, the eat-in space alive with laughter during game nights or casual watch parties. Light pours through ample windows, highlighting modern fixtures and fans updated in 2022 that keep every room, including the living space and all bedrooms, perfectly cooled. Upstairs, four bedrooms await, including a generous primary suite with a large walk-in closet and an ensuite bath featuring a garden tub, separate shower with a new glass enclosure (2022), and serene finishes. A conveniently located laundry room sits in the hallway, simplifying daily life. Downstairs, an updated guest bath adds practicality for visitors. Outside, mature landscaping frames the front entry, just steps from the resort-style pool, newly upgraded playground (2025), and basketball courts. Your screened lanai overlooks the green expanse, with a paved area ready for barbecues under the stars. Golf-cart-friendly paths lead to community ponds, food truck nights, and activities in this low-HOA, low-CDD neighborhood bordering Bahia Beach Nature Preserve. Minutes from E.G. Simmons Regional Park's kayaking, fishing, and beaches, or a quick drive to I-75, MacDill AFB, and Downtown Tampa, it feels worlds away yet connected. This move-in-ready retreat invites you to settle in and truly unwind. Schedule your private showing today or contact us for more details, and start envisioning your new chapter here.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history88 days on market
- Status: ActiveMar 2, 2026
- Listed$395,000Mar 2, 2026
- Price increased$395,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 88
- Subdivision
- Mira Lago West Ph 1
- County
- Hillsborough
- Year built
- 2009
- Living area
- 2,324 sq ft
- Price/sq ft
- $170
- Building area
- 2,944 sq ft (Public Records)
- Lot size
- 6,293 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12057C0652J)
- Garage
- 2 spaces
- Annual taxes
- $5,567 (2024)
- Parcel #
- U-01-32-18-79F-000000-00086.0
- Zoning
- PD
- MLS #
- TB8481856
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
- Interior features
- Accessibility Features, Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Common Area, Electric Dryer Hookup, Upper Level, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air, Humidity Control
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level
HOA & Financial
- HOA fee
- $294 / Quarterly
- Monthly HOA
- $98/mo
- Total monthly fees
- $98/mo
- Total annual fees
- $1,176
- HOA name
- Jennifer Robertson
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, Other, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer/Buyer's Agent to verify leasing restrictions with HOA & County
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Private Mailbox, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Phone Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 6x15 |
| Kitchen | First | 19x13 |
| Dinette | First | |
| Living Room | First | 22x19 |
| Dining Room | First | 11x13 |
| Bathroom 2 | First | 4x8 |
| Primary Bedroom | Second | 13x18 |
| Primary Bathroom | Second | 10x9 |
| Bedroom 2 | Second | 12x16 |
| Bedroom 3 | Second | 12x12 |
| Bathroom 3 | Second | 8x7 |
| Bedroom 4 | Second | 12x13 |
| Laundry | Second | 6x5 |
Listing Details
- Listing date
- 2026-02-23
- On market date
- 2026-03-02
- Original list price
- $395,000
- Occupant type
- Owner
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-02
- Tax legal description
- MIRA LAGO WEST PHASE 1 LOT 86
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75 Take Exit 246 for Big Bend Road/CR-672 toward Apollo Beach/Ruskin, Head West on Big Bend Road (toward US-41for approximately 1.5 miles. Turn left (South) onto US-41 S/Tamiami Trail. Turn West on W Shell Point Rd from US 41 in Ruskin. Turn right (north) on 14th St NW then Left to Main Gate of Mira Lago (gate code required) then thru gate and turn left then 1st right on Bonita Bluff Ct to this beautiful home on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 10:18 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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