10039 Smarty Jones Drive, FL
Stellar MLS

$649,900

10039 Smarty Jones Drive

Ruskin, FL 33573

Active
5
Beds
4
Baths
4,328
Sq Ft
0.18
Acres
2013
Built
WaterfrontWater accessPrivate poolFireplace3-car garage$150/sqft
Single Family Residence

Property type

2013

Year built

7,631 sqft

Lot size

$150

Price / sq ft

$13/mo

HOA dues

96

Days on market

3

Garage spaces

X

Flood zone

About this home

Check out this fabulous home featuring a spacious and functional floor plan with a POOL and peaceful WATER view. This 2 story home offers over 4,000 square feet with 5 bedrooms, 4 full bathrooms, a MEDIA room, and an oversized 3 car tandem garage. Major updates include a NEW ROOF in 2025, exterior paint in 2025, and a heated POOL in 2021, a 2-story screened lanai in 2022. As you enter, you are welcomed by a combined living and dining room with a modern fireplace. On the right is a flex room with a custom barn door that can be used as an office, man cave, etc. The kitchen is perfect for gatherings with granite countertops, an island, a food pantry, a custom vent hood, and stainless steel appliances. It opens to the large family room and a breakfast nook with a view of the pool and pond. The first floor also includes a bedroom and a full bathroom, which work well for guests or as a mother-in-law suite. Upstairs, you will find 4 additional bedrooms, 2 bathrooms, and a spacious primary suite that features a cozy fireplace, a sitting area, 2 walk-in closets, and access to a balcony. The primary bathroom includes double sinks, a garden tub, and a separate shower. The home theater room is ready for movie nights with comfortable custom seating, surround sound, a projection screen, and balcony access. Step outside to relax in your private heated pool and spa with waterfall features, custom tile, and a paver deck with plenty of covered seating where you can enjoy beautiful sunset views over the pond. Located in the popular Belmont community with amenities that include two pools, tennis courts, a basketball court, playground, clubhouse, walking trails, open green space, and a dog park. Check out the 3D tour to have a better feel of that fabulous property.

Estimated monthly payment

Principal & interest$3,286
Property taxes$1,119
Home insurance (est.)$298
HOA dues$13

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history96 days on market

  1. Status: Active
    Feb 25, 2026
  2. Listed$799,000
    Feb 25, 2026
  3. Price reduced$649,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
96
Subdivision
Belmont
County
Hillsborough
Year built
2013
Living area
4,328 sq ft
Price/sq ft
$150
Building area
5,556 sq ft (Public Records)
Lot size
7,631 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12057C0515H)
Garage
3 spaces
Pool
Private pool
Annual taxes
$13,428 (2025)
Parcel #
U-19-31-20-99D-000009-00012.0
Zoning
PD
MLS #
TB8480417

Interior Details

Bedrooms
5
Full bathrooms
4
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
Northeast
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Tandem

HOA & Financial

HOA fee
$158 / Annually
Monthly HOA
$13/mo
Total monthly fees
$13/mo
Total annual fees
$158
HOA name
Tina Farrell
CDD
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyers to verify with HOA

Exterior & Construction

Exterior features
Balcony, Hurricane Shutters, Lighting, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementaryBelmont Elementary SchoolGreatSchools ↗
MiddleEisenhower-HBGreatSchools ↗
High SchoolSumner High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst13x18
Living RoomFirst19x19
Dining RoomFirst14x14
Primary BedroomSecond24x31
OfficeFirst10x13

Listing Details

Listing date
2026-02-25
On market date
2026-02-25
Original list price
$799,000
Occupant type
Owner
MLS area
33573 - Sun City Center / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-02-25
Tax legal description
BELMONT PHASE 1A LOT 12 BLOCK 9

Flood risk

Minimal riskFEMA Zone XPanel 12057C0515H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Hwy 301, turn West on Paseo Al Mar Blvd, turn left on GAte Dancer Rd, take the first Exit to Celtic Ash Dr, Right on Smarty Jones Drive. Home is on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 10:06 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA