$644,900
10039 Smarty Jones Drive
Ruskin, FL 33573
Listing updated: June 24, 2026 at 9:43 AM ET
Listing courtesy of Century 21 Beggins Enterprises · Svetlana Shackleford · MLS #TB8480417 · Active · 813-658-2121Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Super motivated Seller! Dreaming of a bright white kitchen or a modern designer color? Seller is offering a credit toward painting the kitchen cabinets in the color of your choice. Check out this fabulous home featuring a spacious and functional floor plan with a POOL and peaceful WATER view. This 2 story home offers over 4,000 square feet with 5 bedrooms, 4 full bathrooms, a MEDIA room, and an oversized 3 car tandem garage. Major updates include a NEW ROOF in 2025, exterior paint in 2025, and a heated POOL in 2021, a 2-story screened lanai in 2022. As you enter, you are welcomed by a combined living and dining room with a modern fireplace. On the right is a flex room with a custom barn door that can be used as an office, man cave, etc. The kitchen is perfect for gatherings with granite countertops, an island, a food pantry, a custom vent hood, and stainless steel appliances. It opens to the large family room and a breakfast nook with a view of the pool and pond. The first floor also includes a bedroom and a full bathroom, which work well for guests or as a mother-in-law suite. Upstairs, you will find 4 additional bedrooms, 2 bathrooms, and a spacious primary suite that features a cozy fireplace, a sitting area, 2 walk-in closets, and access to a balcony. The primary bathroom includes double sinks, a garden tub, and a separate shower. The home theater room is ready for movie nights with comfortable custom seating, surround sound, a projection screen, and balcony access. Step outside to relax in your private heated pool and spa with waterfall features, custom tile, and a paver deck with plenty of covered seating where you can enjoy beautiful sunset views over the pond. Located in the popular Belmont community with amenities that include two pools, tennis courts, a basketball court, playground, clubhouse, walking trails, open green space, and a dog park. Check out the 3D tour to have a better feel of that fabulous property.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history119 days on market
- Status: ActiveFeb 25, 2026
- Listed$799,000Feb 25, 2026
- Price reduced$644,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 119
- Subdivision
- Belmont
- County
- Hillsborough
- Year built
- 2013
- Living area
- 4,328 sq ft
- Price/sq ft
- $149
- Building area
- 5,556 sq ft (Public Records)
- Lot size
- 7,631 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12057C0515H)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $13,428 (2025)
- Parcel #
- U-19-31-20-99D-000009-00012.0
- Zoning
- PD
- MLS #
- TB8480417
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 4
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- Northeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Tandem
HOA & Financial
- HOA fee
- $158 / Annually
- Monthly HOA
- $13/mo
- Total monthly fees
- $13/mo
- Total annual fees
- $158
- HOA name
- Tina Farrell
- CDD
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyers to verify with HOA
Exterior & Construction
- Exterior features
- Balcony, Hurricane Shutters, Lighting, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 13x18 |
| Living Room | First | 19x19 |
| Dining Room | First | 14x14 |
| Primary Bedroom | Second | 24x31 |
| Office | First | 10x13 |
Listing Details
- Listing date
- 2026-02-25
- On market date
- 2026-02-25
- Original list price
- $799,000
- Occupant type
- Owner
- MLS area
- 33573 - Sun City Center / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-25
- Tax legal description
- BELMONT PHASE 1A LOT 12 BLOCK 9
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Hwy 301, turn West on Paseo Al Mar Blvd, turn left on GAte Dancer Rd, take the first Exit to Celtic Ash Dr, Right on Smarty Jones Drive. Home is on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 9:43 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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