500 Osceola Avenue, FL
Stellar MLS

$549,000

500 Osceola Avenue

Clearwater, FL 33755

Listing updated: May 12, 2026 at 10:01 AM ET

Active
2
Beds
2
Baths
1,450
Sq Ft
0
Acres
1974
Built
WaterfrontWater access$379/sqft360° tour
Condominium

Property type

1974

Year built

80,069 sqft

Lot size

$379

Price / sq ft

$1,280/mo

HOA dues

61

Days on market

X500*

Flood zone

About this home

Rare 2 Bedroom 2 Bath Open Waterfront View at Harbor Bluffs Waterfront in downtown Clearwater. The balcony overlooks St. Joseph's Sound Intercoastal Waterway from the entire length of this spacious 4th floor unit from every room with floor to ceiling windows in both bedrooms and living room. Enjoy waterfront breezes while entertaining or watching wildlife, boaters and gorgeous sunsets. Harbor Bluffs is a gated waterfront condo building with 2 elevators, an interior courtyard, fitness center, pool, dock and clubhouse, all overlooking the Intercoastal. One designated storage room on the 1st floor also conveys as well as one covered parking space. There is also guest parking. Kitchen is well equipped with an electric Kenmore Elite range that offers 2 ovens for baking, as well as a convection setting. Privacy is at a premium with a split bedroom floor plan and 2 separate entrances to the unit. Primary bedroom boasts dual closets and an ensuite bathroom with a walk-in shower. This property is located near vibrant downtown, home to Ruth Eckerd’s Capital Theater and Coachman’s Park Sound Venue, both with worldwide top performers. Listen to entertainers perform from the Sound Venue FROM THE COMFORT AND PRICACY OF YOUR BALCONY! Downtown has many popular delectable restaurants, as well as fabulous shopping, the Clearwater library, several banks, Clearwater Court House, Clearwater downtown Marina, Seminole boat ramp and Clearwater Playhouse. All within a short walking distance from Harbor Bluffs Condominium. Famous Clearwater beach is just over the Clearwater Memorial Causeway, as well as the Clearwater Aquarium, home to Winter and also the popular Island Way Grill Restaurant. Enjoy walks on the beach, sunsets, entertainment and other famous restaurants on Clearwater beach. Only a short drive to Dunedin, Tarpon Springs, Tampa and St. Petersburgh. Experience a tranquil lifestyle at Harbor Bluff with excitement around every corner. New electrical panel 2023, HVAC 2023. LG Thin Q front loading washer and dryer convey with purchase.

Estimated monthly payment

Principal & interest$2,776
Property taxes$654
Home insurance (est.)$252
HOA dues$1,280

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history61 days on market

  1. Status: Active
    Mar 12, 2026
  2. Listed$575,000
    Mar 12, 2026
  3. Price reduced$549,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
61
Subdivision
Harbor Bluffs Waterfront Condo
County
Pinellas
Year built
1974
Living area
1,450 sq ft
Price/sq ft
$379
Lot size
80,069 sq ft
Lot category
Non-Applicable
Flood zone
X500* (12103C0106J)
Annual taxes
$7,849 (2025)
Parcel #
09-29-15-35849-000-0406
MLS #
TB8479503

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, Split Bedroom, Thermostat
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Guest, Off Street, Open, Basement

HOA & Financial

HOA fee
$1,280 / Monthly
Monthly HOA
$1,280/mo
Total monthly fees
$1,280/mo
Total annual fees
$15,360
HOA name
Resource Property Management/Tad Johnson
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No more than 15% of the total units may be leased at any one time. Buyer to confirm additional lease restrictions with the Association.
Approval process
Application for Purchase or Lease must be signed and submitted to the Board, $100 application fee. Interview must occur 2 weeks before move-in. Buyer to confirm approval process with the association.

Exterior & Construction

Exterior features
Balcony, Hurricane Shutters, Sliding Doors, Storage
Construction materials
Block, Stucco
Roof
Built-Up
Foundation
Other
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Number Limit

Schools

ElementarySandy Lane Elementary-PNGreatSchools ↗
MiddleDunedin Highland Middle-PNGreatSchools ↗
High SchoolClearwater High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst14x25
KitchenFirst10x8
FoyerFirst11x5
Primary BedroomFirst11x15
Bedroom 2First11x14

Listing Details

Listing date
2026-03-12
On market date
2026-03-12
Original list price
$575,000
Occupant type
Vacant
MLS area
33755 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-03-12
Tax legal description
HARBOR BLUFFS WATERFRONT CONDO APT 406

Flood risk

Moderate riskFEMA Zone X500*Panel 12103C0106J

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From N Fort Harrison Ave and Jones St, turn West on Jones St. Turn right (North) onto N Osceola Ave. Building is on the left (West) side of the road.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 12, 2026 at 10:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA