$549,000
500 Osceola Avenue
Clearwater, FL 33755
Listing updated: May 12, 2026 at 10:01 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Rare 2 Bedroom 2 Bath Open Waterfront View at Harbor Bluffs Waterfront in downtown Clearwater. The balcony overlooks St. Joseph's Sound Intercoastal Waterway from the entire length of this spacious 4th floor unit from every room with floor to ceiling windows in both bedrooms and living room. Enjoy waterfront breezes while entertaining or watching wildlife, boaters and gorgeous sunsets. Harbor Bluffs is a gated waterfront condo building with 2 elevators, an interior courtyard, fitness center, pool, dock and clubhouse, all overlooking the Intercoastal. One designated storage room on the 1st floor also conveys as well as one covered parking space. There is also guest parking. Kitchen is well equipped with an electric Kenmore Elite range that offers 2 ovens for baking, as well as a convection setting. Privacy is at a premium with a split bedroom floor plan and 2 separate entrances to the unit. Primary bedroom boasts dual closets and an ensuite bathroom with a walk-in shower. This property is located near vibrant downtown, home to Ruth Eckerd’s Capital Theater and Coachman’s Park Sound Venue, both with worldwide top performers. Listen to entertainers perform from the Sound Venue FROM THE COMFORT AND PRICACY OF YOUR BALCONY! Downtown has many popular delectable restaurants, as well as fabulous shopping, the Clearwater library, several banks, Clearwater Court House, Clearwater downtown Marina, Seminole boat ramp and Clearwater Playhouse. All within a short walking distance from Harbor Bluffs Condominium. Famous Clearwater beach is just over the Clearwater Memorial Causeway, as well as the Clearwater Aquarium, home to Winter and also the popular Island Way Grill Restaurant. Enjoy walks on the beach, sunsets, entertainment and other famous restaurants on Clearwater beach. Only a short drive to Dunedin, Tarpon Springs, Tampa and St. Petersburgh. Experience a tranquil lifestyle at Harbor Bluff with excitement around every corner. New electrical panel 2023, HVAC 2023. LG Thin Q front loading washer and dryer convey with purchase.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history61 days on market
- Status: ActiveMar 12, 2026
- Listed$575,000Mar 12, 2026
- Price reduced$549,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 61
- Subdivision
- Harbor Bluffs Waterfront Condo
- County
- Pinellas
- Year built
- 1974
- Living area
- 1,450 sq ft
- Price/sq ft
- $379
- Lot size
- 80,069 sq ft
- Lot category
- Non-Applicable
- Flood zone
- X500* (12103C0106J)
- Annual taxes
- $7,849 (2025)
- Parcel #
- 09-29-15-35849-000-0406
- MLS #
- TB8479503
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor, Split Bedroom, Thermostat
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Covered, Guest, Off Street, Open, Basement
HOA & Financial
- HOA fee
- $1,280 / Monthly
- Monthly HOA
- $1,280/mo
- Total monthly fees
- $1,280/mo
- Total annual fees
- $15,360
- HOA name
- Resource Property Management/Tad Johnson
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- No more than 15% of the total units may be leased at any one time. Buyer to confirm additional lease restrictions with the Association.
- Approval process
- Application for Purchase or Lease must be signed and submitted to the Board, $100 application fee. Interview must occur 2 weeks before move-in. Buyer to confirm approval process with the association.
Exterior & Construction
- Exterior features
- Balcony, Hurricane Shutters, Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Built-Up
- Foundation
- Other
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Number Limit
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x25 |
| Kitchen | First | 10x8 |
| Foyer | First | 11x5 |
| Primary Bedroom | First | 11x15 |
| Bedroom 2 | First | 11x14 |
Listing Details
- Listing date
- 2026-03-12
- On market date
- 2026-03-12
- Original list price
- $575,000
- Occupant type
- Vacant
- MLS area
- 33755 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-12
- Tax legal description
- HARBOR BLUFFS WATERFRONT CONDO APT 406
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From N Fort Harrison Ave and Jones St, turn West on Jones St. Turn right (North) onto N Osceola Ave. Building is on the left (West) side of the road.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 12, 2026 at 10:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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