5431 Sandy Shell Drive, FL
Stellar MLS

$615,000

5431 Sandy Shell Drive

Apollo Beach, FL 33572

Listing updated: May 28, 2026 at 9:13 AM ET

Active
4
Beds
2
Baths
2,603
Sq Ft
0.27
Acres
2008
Built
WaterfrontPrivate pool$236/sqft
Single Family Residence

Property type

2008

Year built

11,554 sqft

Lot size

$236

Price / sq ft

$10/mo

HOA dues

106

Days on market

2

Garage spaces

X, AE

Flood zone

About this home

Imagine coming home from a busy day, to a peaceful expansive pond view while unwinding in the heated pool and catching one of Florida’s beautiful sunsets. Situated on an oversized ¼-acre lot in peaceful Harbour Isles, this property offers noticeable space between homes and a true sense of privacy. This move in ready home has been thoughtfully upgraded for Florida living with IMPACT-RATED windows (2023) and a WHOLE HOUSE GENERATOR (2025) connected to a buried 500-gallon propane tank – no wrestling with storm shutters or weeks without power here. Major improvements include an architectural ROOF (2022), HVAC system (2021), WATER HEATER (2020), blown-in attic insulation, and a reclaimed water irrigation system. Inside, luxury vinyl plank flooring flows seamlessly throughout the open-concept main living areas, offering both style and durability. The large kitchen features granite countertops, solid wood cabinetry, center island and stainless steel appliances, creating a functional and inviting space for everyday living and entertaining. The versatile floor plan offers 4 bedrooms, including a flexible 4th bedroom ideal for a home office, den, or guest suite. The fully fenced backyard is an outdoor oasis, complete with a 10x10 (Tuff) Shed with electricity and an open patio featuring a motorized awning, creating a perfect space for outdoor living and entertaining in the Florida climate. Harbour Isles, with a LOW $10 monthly HOA, is known for its quiet residential feel and spacious homesites, making it a strong option for buyers seeking peaceful living in South Shore Tampa Bay while still enjoying easy access to everyday conveniences. Just minutes from E.G. Simmons Regional Park, residents can enjoy boating, kayaking, fishing, and scenic waterfront trails. Community amenities include a clubhouse, resort-style pool, fitness center, playground, and sidewalks throughout the neighborhood. Convenient Apollo Beach location with quick access to I-75, US-41, and Hwy 301, making commuting to Tampa, MacDill AFB, Brandon, Bradenton, and Sarasota easy while still enjoying a relaxed coastal lifestyle near marinas, waterfront dining, and outdoor recreation.

Estimated monthly payment

Principal & interest$3,110
Property taxes$764
Home insurance (est.)$282
HOA dues$10

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history106 days on market

  1. Status: Active
    Feb 11, 2026
  2. Listed$630,000
    Feb 11, 2026
  3. Price reduced$615,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
106
Subdivision
Harbour Isles Ph 1
County
Hillsborough
Year built
2008
Living area
2,603 sq ft
Price/sq ft
$236
Building area
3,319 sq ft (Public Records)
Lot size
11,554 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X, AE (12057C0656J)
Garage
2 spaces
Pool
Private pool
Annual taxes
$9,168 (2025)
Parcel #
U-33-31-19-81P-000023-00004.0
Zoning
PD
MLS #
TB8474243

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$120 / Annually
Monthly HOA
$10/mo
Total monthly fees
$10/mo
Total annual fees
$120
HOA name
Wise Property Management
CDD
Yes
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer/Buyer's agent to verify all leasing restrictions with the HOA

Exterior & Construction

Exterior features
Awning(s), Lighting, Private Mailbox, Rain Gutters, Sidewalk, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Propane, Public, Sprinkler Recycled, Underground Utilities

Community

Pets allowed
Yes

Schools

ElementaryDoby Elementary-HBGreatSchools ↗
MiddleEisenhower-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst16x17
Primary BedroomFirst20x22
Family RoomFirst24x12
Bedroom 4First12x16
Bedroom 2First14x12
Bedroom 3First11x11
Dining RoomFirst16x14
Living RoomFirst16x21

Listing Details

Listing date
2026-02-06
On market date
2026-02-11
Original list price
$630,000
Occupant type
Owner
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-02-11
Tax legal description
HARBOUR ISLES PHASE 1 LOT 4 BLOCK 23

Flood risk

Zone X, AEFEMA Zone X, AEPanel 12057C0656J

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US HWY 41, turn onto Spindle Shell Way, L onto Sandy Shell Drive to 5431 on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 9:13 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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