$859,900
5870 Alligator Lake Shore
St Cloud, FL 34771
Listing updated: June 8, 2026 at 9:27 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
SELLER ASSISTING WITH BUYER FINANCING, 2/1 BUYDOWN ON THE INTEREST RATE! TWO LAKEFRONT LOTS, ONE HOME!... for now! FISHERMAN'S PARADISE! Welcome to your piece of paradise on the shores of the Alligator chain of lakes. All you will say is Wow! to the natural Florida landscape as you drive into this community with majestic oak trees lining the streets leading up to the home. This home is a boater's dream come true located right on Alligator Lake. You can enjoy these waters directly from your own private covered boat dock with lift and be in open water in minutes! This home is well appointed with many luxuries and multiple indoor/outdoor areas. The home has had the floor plan renovated to an open floor plan and all windows have also been upgraded. There are three spacious bedrooms with a split plan for your privacy and two full bathrooms. As you enter the home, you will find the spacious foyer, the formal dining room to the right, then the open concept kitchen and family room. The kitchen is spacious and new with beautiful extended cabinets, stone countertops, SS appliances, and breakfast island. The large family room features a wood fireplace and views through the Florida room to the lake. The master bedroom is very spacious with a walk-in closet. The master bathroom has a shower-tub combo. The guest rooms have lots of space and large closets as well. The home also features a deep 2-car garage. Property is 1.38 acres. The whole lot has been split (home lot .78 acre, vacant lot .6 acre) and surveyed to accommodate another home, with the vacant lot having its own seawall and access to the boat dock. The home also features a brand-new water filtration system and a full hurricane shutter package as well. This home is only minutes from downtown St Cloud, dining, schools and hospitals. Orlando International Airport, Disney, Universal, Sea World and Atlantic Ocean Beaches are all within an hour away! Schedule your appointment to see your future home today!! Alligator Lake is a 3400-acre lake with direct canal access to 5 more lakes (Lizzie, Brick, Center, Trout, Coon) for a total of 5500 acres of pristine bass fishing in the Alligator chain of lakes!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history120 days on market
- Status: ActiveJun 8, 2026
- Listed$925,000Feb 6, 2026
- Price reduced$859,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 120
- Subdivision
- Alligator Lakeshore
- County
- Osceola
- Year built
- 1969
- Living area
- 2,064 sq ft
- Price/sq ft
- $417
- Building area
- 2,938 sq ft (Public Records)
- Lot size
- 60,113 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- AE (12097C0280G)
- Garage
- 2 spaces
- Annual taxes
- $1,839 (2025)
- Parcel #
- 10-26-31-0000-0180-0000
- Zoning
- RS-1
- MLS #
- S5143297
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
- Interior features
- Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Oversized, Parking Pad, Workshop in Garage
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Fire Pit
- Construction materials
- Block
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Brick
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 7x12 |
| Dining Room | First | 11x14 |
| Kitchen | First | 12x18 |
| Living Room | First | 15x22 |
| Primary Bedroom | First | 15x15 |
| Bedroom 2 | First | 15x15 |
| Bedroom 3 | First | 13x15 |
| Florida Room | First | 10x22 |
| Balcony/Porch/Lanai | First | 14x17 |
Listing Details
- Listing date
- 2026-02-06
- On market date
- 2026-02-06
- Original list price
- $925,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Osceola
- Status changed
- 2026-06-08
- Tax legal description
- COM 520.1 FT W AND 1935 FT S OF NE COR OF NW 1/4, SELY ALONG HWY 323.2 FT TO POC, RAD 5693.58 FT, CENT ANG 01 DEG, (CH BEARING S79-26-32E 20.45 FT), SLY ALONG CURVE TO R/W LINE OF US HWY 441 & TO POB; CON'T ALONG POC, CURVE TO RIGHT, RAD 5693.58 FT, CENT ANG 02 DEG, (CH BEARING S78-07-12E 242 FT), S01-26-17E 356.26 FT TO TOP OF BANK OF ALLIGATOR LAKE, S54-54-16W 92.47 FT, N14-32-00W 356.45 FT, S80-08-00W 78.69 FT, N01-32-00W 127.68 FT TO SLY R/W LINE OF US 441 & TO POB
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
HEAD EAST ON 192, MAKE A RIGHT ON ALLIGATOR LAKESHORE WEST, HOME IS ON THE RIGHT , ***SIGN IN YARD***
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 8, 2026 at 9:27 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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