3050 Crump Road, FL

$769,000

3050 Crump Road

Winter Haven, FL 33881

Active
4
Beds
3
Baths
2,397
Sq Ft
1.08
Acres
1982
Built
WaterfrontWater accessPrivate poolIn-law suiteFireplace1.08 acres$321/sqft
Single Family Residence

Property type

1982

Year built

47,075 sqft

Lot size

$321

Price / sq ft

No HOA

HOA dues

119

Days on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to this exceptional lakefront property at 3050 Crump Rd in Winter Haven, offering space, versatility, and direct access to the lifestyle Central Florida is known for. Situated on approximately 1.08 acres along Lake Hamilton, this residence combines a thoughtfully updated main home with a private guest studio, outdoor living, and boating amenities. The main home features three bedrooms and two bathrooms with an open and functional layout. A bonus room with built in entertainment cabinetry and surround sound opens through double sliding doors to the pool deck, creating seamless indoor-outdoor living. The living room showcases beautiful wood beams, a wood burning brick fireplace, and triple sliding glass doors overlooking the pool and lake. Tile flooring runs throughout the main living areas, with wood flooring in the bedrooms. The kitchen is designed for everyday living and entertaining, featuring granite countertops, updated cabinetry with pullouts, a large island, built in desk space, wine refrigerator, stainless steel appliances, and a built-in oven/microwave combination. A separate guest studio apartment adds flexibility, complete with a kitchenette and triple sliding glass doors leading directly to the pool area. This space is ideal for guests, extended household needs, or flexible use. Outdoor features include a screened pool with new heater and an 8-foot depth, a spa that conveys, and a gas fireplace on the patio with underground piping in place (propane tank has been removed, but can easily be replaced by the new homeowner). The pool screen was recently replaced. The property includes a private boat dock and lift, allowing easy access to Lake Hamilton and nearby lakefront restaurants by water. Additional highlights include fruit trees in the front yard, RV parking for up to 31 feet with additional storage space, and a metal roof. Practical upgrades and systems include a new air conditioning system installed July 2024 with annual maintenance, water softener, well for irrigation, public water for the home, an inside laundry room, and a 2-car garage. The hot water heater was installed in 2011. Septic service was last completed June 2023. Solar panels are leased at $381.75 per month, with an average Duke Energy bill of approximately $30 per month. Televisions in the main living areas convey, excluding bedrooms. This lakefront retreat offers privacy, functionality, and a connection to the water, all set along beautiful winding roads in a peaceful Winter Haven setting.

Estimated monthly payment

Principal & interest$3,888
Property taxes$904
Home insurance (est.)$352

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history119 days on market

  1. Status: Active
    Feb 2, 2026
  2. Listed$799,900
    Feb 2, 2026
  3. Price reduced$769,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
119
Subdivision
Magnolia Shores
County
Polk
Year built
1982
Living area
2,397 sq ft
Price/sq ft
$321
Building area
3,357 sq ft (Public Records)
Lot size
47,075 sq ft
Lot category
1 to less than 2
Flood zone
AE
Garage
2 spaces
Pool
Private pool
Annual taxes
$10,845 (2025)
Parcel #
27-28-19-829600-000180
Zoning
R-1A
MLS #
L4959091

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Tile, Wood
Appliances
Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Softener, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
South
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric, Solar
Cooling
Central Air, Mini-Split Unit(s)

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Boat, Driveway, Garage Door Opener, Garage Faces Side, RV Carport, RV Access/Parking

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Fire Pit, Private Mailbox, RV Hookup, Sliding Doors, Storage
Construction materials
Frame, Wood Siding
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Canal/Lake For Irrigation, Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sprinkler Well, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst18x17
Dining RoomFirst18x8
Bonus RoomFirst21x13
Primary BedroomFirst17x13
KitchenFirst19x11

Listing Details

Listing date
2026-02-01
On market date
2026-02-02
Original list price
$799,900
Occupant type
Owner
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
Lakeland
Status changed
2026-02-02
Tax legal description
MAGNOLIA SHORES PB 46 PGS 20 & 21 LOT 18 & WLY 1/2 OF LOT 19

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

DUNDEE RD TO COUNTRY CLUB RD S, TURN R ON CRUMP RD, DESTINATION ON LEFT IN 1.4 MILES

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 2:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA