
$1,050,000
556 Fern Drive
Crystal River, FL 34428
Listing updated: August 22, 2026 at 8:51 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
“Quintessential” (representing the most perfect, ideal, or typical example of a quality or class) is the perfect word to describe this Crystal River waterfront pool home. This property is very much a representative of the perfect, or ideal, scenario that one could ask for in a waterfront pool home. It’s not situated high atop stilts, nor does it have a waterway that is restricted by a bridge or extremely shallow water depth. It’s also built on pilings that were driven to bedrock in the ground to resist settling. These 3 items alone make this property highly desirable, but when you couple them with the ideal location and an impressive list of amenities, you should be able to understand and agree with the quintessential reference that I’ve made. Magnolia Shores is a walkable community located just a few blocks from downtown Crystal River. This means easy access to everything the downtown district has to offer, including annual festivals, locally owned restaurants/bars, and shops. Year-round activities happen in this district, and you’d have easy access to them all. Local access to events and happenings is great, but what about those quiet times we all need and crave? In a world full of to-do lists, schedules, and appointments, everyone needs that special place they call sanctuary. The new owner of this home will get just that. Call it what you want: a sanctuary, or a slice of paradise away from it all. This house doesn’t need much to make it feel like home. Downstairs, you will find a generously sized master suite complemented by a large bathroom equipped with a garden tub, dual vanities, and a large walk-in closet. The living room, family room, and kitchen can also be found downstairs, and each of them overlooks the pool deck and waterway. Also downstairs is a den/office that is currently set up as a 4th bedroom. Upstairs, you will find the guest bedrooms, a guest bathroom, and a large open loft. This description and the pictures should tell the story of a large, comfortable home that offers more than enough space for you to entertain or simply spread out. No waterfront home description is complete without talking about the waterside amenities. As comfortable as this home is on the inside, it may be even more comfortable on the outside for water enthusiasts. Along with a pool and pool deck just made for parties/entertaining, you’ll find a covered boat slip with a 13,000-lb lift, a fish-cleaning station, and a jet ski slip/lift. Staying cool and accessing the water were never easier. Choices exist, but some are better than others. Come see why this property is the best choice. No short-term or vacation rentals allowed. This description was written by a human who has experienced the home and can speak intelligently about it. No regurgitated AI slop here.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveAug 20, 2026
- Listed$1,050,000Aug 20, 2026
- Price increased$1,050,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 2
- Subdivision
- Magnolia Shores
- County
- Citrus
- Year built
- 2008
- Living area
- 2,970 sq ft
- Price/sq ft
- $354
- Building area
- 3,783 sq ft (Public Records)
- Lot size
- 11,572 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12017C0188E)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $9,121 (2025)
- Parcel #
- 17E-18S-20-0060-000D0-0030
- Zoning
- RW
- MLS #
- TB8539934
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Hardwood
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Indoor Grill, Microwave
- Interior features
- Ceiling Fans(s), High Ceilings, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- Northwest
- Fireplace
- Yes
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- no short-term or vacation rentals
Exterior & Construction
- Exterior features
- Private Yard
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-08-20
- On market date
- 2026-08-20
- Original list price
- $1,050,000
- Occupant type
- Owner
- MLS area
- 34428 - Crystal River
- Listing AOR
- Suncoast Tampa
- Home warranty
- Yes
- Status changed
- 2026-08-20
- Tax legal description
- MAGNOLIA SHORES BLKS C D & E PB 3 PG 5 LOT 3 BLK D
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Suncoast Blvd(Hwy 19) to west on NW 6th Street to left on NW Fern Drive to home on Left
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 22, 2026 at 8:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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