$449,900
615 10th Avenue
St Petersburg, FL 33701
Listing updated: May 27, 2026 at 11:05 AM ET
Listing courtesy of Compass Florida Llc · Zach Steinberger · MLS #TB8469782 · Active · 727-339-7902Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Widely regarded as one of the most desirable residences in Whispering Waters, St. Petersburg’s premier 55+ waterfront community, this exceptional ground-floor unit offers a rare blend of elegance, convenience, and water views. Designed to live like a two-bedroom, the living space incorporates a queen Murphy bed with built-in shelving and an extensive drawer system, creating a comfortable and highly functional second sleeping area. Thoughtfully designed for effortless living, the home features three screened lanais, creating a seamless indoor-outdoor lifestyle rarely found in condominium living. Enjoy the ease of garage access just steps from your back door, making daily errands and grocery runs refreshingly convenient. Impact-rated windows and doors provide enhanced energy efficiency, insurance savings, and the peace of mind that today’s most discerning buyers demand. Inside, refined details such as crown molding throughout add timeless sophistication, while a custom Murphy bed conveys—offering both functionality and understated luxury. The all-inclusive monthly condo fee covers all utilities, delivering exceptional value and true lock-and-leave living. The building itself is impeccably managed, with SIRS and Milestone inspections completed and fully funded reserves, reinforcing Whispering Waters’ reputation as one of the best-run communities in all of Pinellas County. Offered with flexible terms and the option to convey fully furnished, this residence is ideal for those seeking turnkey convenience without compromise. A rare opportunity to secure one of the finest units in the community—this is waterfront living at its most effortless and refined.
Local Insight
At $486/sqft for a 1959 unit in a 55+ community, you're paying a premium largely for the amenities and lifestyle rather than square footage—worth it if the pool and water views matter to you, but factor in potential maintenance costs on a 65-year-old building. The X500 flood zone is actually good news (minimal risk), and the lack of HOA fees is a real advantage, though you should verify what building upkeep actually costs and whether reserves are adequate for a structure this age. Location-wise, you're right on 10th Avenue in downtown St. Pete, so noise and traffic could be considerations despite the water frontage appeal.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history119 days on market
- Status: ActiveJan 28, 2026
- Listed$479,000Jan 28, 2026
- Price reduced$449,900
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 119
- Subdivision
- Whispering Waters Condo
- County
- Pinellas
- Year built
- 1959
- Living area
- 925 sq ft
- Price/sq ft
- $486
- Lot size
- 135,359 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- X500* (12103C0217H)
- Garage
- 1 spaces
- Pool
- Private pool
- Annual taxes
- $6,245 (2024)
- Parcel #
- 17-31-17-97068-005-0010
- MLS #
- TB8469782
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Tile
- Appliances
- Cooktop, Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- No
HOA & Financial
- Total monthly fees
- $1,185/mo
- Total annual fees
- $14,220
- HOA name
- GREEN ACRES PROPERTIES/SHELLEY STANGE/JEN GAY
- CDD
- No
- Min lease term
- 1-2 Years
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- BUYER TO VERIFY LEASE RESTRICTIONS WITH ASSOCIATION
- Approval process
- BUYER TO VERIFY LEASE RESTRICTIONS WITH ASSOCIATION
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Private Entrance, Sidewalk, Sliding Doors, Storage
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water view
- Yes
- Road surface
- Asphalt, Brick
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Primary Bedroom | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-01-28
- On market date
- 2026-01-28
- Original list price
- $479,000
- Occupant type
- Tenant
- MLS area
- 33701 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-28
- Tax legal description
- WHISPERING WATERS CONDO (UNRECORDED) BLDG 5, APT 1 TOGETHER WITH THE USE OF GARAGE 18
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 10th Ave NE, condo is on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 27, 2026 at 11:05 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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