$3,900,000
306 Harbor Drive
Indian Rocks Beach, FL 33785
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to 306 Harbor Drive in Indian Rocks Beach—a custom-built waterfront pool home on the Intracoastal Waterway offering over 4,500 sq ft, 5 bedrooms, 4 baths, a private dock with a 25,000 lb boat lift, and direct Gulf access. From the moment you enter, wide-open water views take over, visible from nearly every main living space. Built by its original builder-owner, this home was designed for true coastal living, boating, and entertaining. The oversized primary suite (27x37) features a fireplace, private waterfront balcony, and a spa-style bath with soaking tub, dual vanities, and walk-in shower. The main living area flows into a chef’s kitchen with custom wood cabinetry, granite countertops, large island, walk-in pantry, and butler’s pantry connecting to a coffered-ceiling formal dining room. A flexible bedroom with water views works perfectly as a home office or guest suite. The lower level offers a bonus/social room opening to the pool deck, plus a full bath for seamless indoor-outdoor living. Enjoy a saltwater pool, heated spa, and expansive waterfront space designed for sunset nights and entertaining. Additional features include a private elevator to all levels, rooftop terrace with panoramic Intracoastal views, 5-car garage with optional climate-controlled gym, smart home features, high ceilings, and no HOA. This home performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are allowed, creating strong income potential, and current flood insurance is under $1,800 per year. Located just a short walk to the beach, Brown Park, tennis courts, restaurants, and local favorites, this is a rare opportunity to own a luxury waterfront home with deep water access in one of Pinellas County’s most desirable coastal communities.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history62 days on market
- Status: ActiveJan 22, 2026
- Listed$1,989,000Jan 22, 2026
- Price increased$3,900,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 62
- Cumulative DOM
- 251
- Subdivision
- Indian Beach Re-Revised 5th Add
- County
- Pinellas
- Year built
- 2004
- Living area
- 4,571 sq ft
- Price/sq ft
- $853
- Building area
- 7,104 sq ft (Public Records)
- Lot size
- 9,013 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0112H)
- Garage
- 5 spaces
- Pool
- Private pool
- Annual taxes
- $24,526 (2024)
- Parcel #
- 06-30-15-42120-000-0030
- MLS #
- TB8467679
Interior Details
- Bedrooms
- 5
- Full bathrooms
- 4
- Flooring
- Carpet, Ceramic Tile, Wood
- Appliances
- Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
- Interior features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Coffered Ceiling(s), Dry Bar, Eat-in Kitchen, Elevator, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- Three Or More
- Direction faces
- Southwest
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Garage spaces
- 5
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify rental restrictions with City of Indian Rocks Beach
- Approval process
- Verify process with City of Indian Rocks Beach
Exterior & Construction
- Exterior features
- Balcony, Hurricane Shutters, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco, Frame
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Third | 27x37 |
| Primary Bathroom | Third | 18x14 |
| Bedroom 2 | Third | 17x14 |
| Bedroom 3 | Third | 15x14 |
| Bedroom 4 | Second | 14x14 |
| Bedroom 5 | Second | 14x14 |
| Kitchen | Second | 15x17 |
| Living Room | Second | 18x18 |
| Dining Room | Second | 17x13 |
| Dinette | Second | 9x13 |
| Laundry | Third | 10x7 |
Listing Details
- Listing date
- 2026-01-22
- On market date
- 2026-01-22
- Original list price
- $1,989,000
- Occupant type
- Owner
- MLS area
- 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-22
- Tax legal description
- INDIAN BEACH RE-REVISED 5TH ADD LOT 3
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 19, head West on East Bay Drive. Take Left at Gulf Blvd, Left on 27th Ave N, Left on Bay Blvd, Right on Harbor Dr, 2nd House on Left
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 25, 2026 at 10:54 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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