551 Grand Cayman Circle, FL

$325,000

551 Grand Cayman Circle

Lakeland, FL 33803

Active
2
Beds
2
Baths
1,260
Sq Ft
0.11
Acres
1995
Built
Water accessFireplace$258/sqft360° tour
🏠Single Family Residence

Property type

🏗️1995

Year built

📐4,914 sqft

Lot size

📊$258

Price / sq ft

🏘️$315/mo

HOA dues

📅106

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome to Villas on the Lake, a sought-after lakefront community on scenic Kelly Lake, where relaxed living meets an active, resort-style lifestyle. Residents enjoy an impressive lineup of amenities including a clubhouse, lakefront dock and boat ramp, sparkling pool, fitness room, shuffleboard, and tennis courts—perfect for staying social and enjoying Florida living at its best. This move-in ready, well-maintained 2-bedroom, 2-bath home offers an easy, open floor plan with a bright sunroom/den—an ideal spot to relax with morning coffee, read a book, or entertain friends. Ceramic tile flooring throughout provides a clean, cohesive look and effortless maintenance. The updated kitchen features warm maple wood cabinetry, granite countertops, a stainless steel sink, newer appliances, and a cozy breakfast nook. Deep pantry-style cabinetry offers excellent storage and keeps everything neatly tucked away. The spacious primary suite includes a walk-in closet, mounted TV (included), and window treatments. The primary bath has been tastefully updated with a wood vanity, granite countertop, decorative bowl sink, and a walk-in shower with a glass door. A nicely updated guest bath with a pedestal sink adds charm and convenience for visitors. Additional highlights include a 2-car garage with pull-down attic access, washer and dryer included, A/C and water heater (2008), and roof and gutters replaced in 2010. Enjoy truly low-maintenance living in a friendly, lakefront community—schedule your private showing today and start enjoying the lifestyle you deserve. (Price adjustment because of a posting error)

Estimated monthly payment

Principal & interest$1,643
Property taxes$116
Home insurance (est.)$149
HOA dues$315

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history106 days on market

  1. Status: Active
    Jan 16, 2026
  2. Listed$325,000
    Jan 16, 2026
  3. Price increased$325,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
106
Subdivision
Villas By Lake
County
Polk
Year built
1995
Living area
1,260 sq ft
Price/sq ft
$258
Building area
1,800 sq ft (Public Records)
Lot size
4,914 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0480G)
Garage
2 spaces
Annual taxes
$1,391 (2025)
Parcel #
23-28-36-139032-000470
Zoning
RES
MLS #
L4958574

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$945 / Quarterly
Monthly HOA
$315/mo
Total monthly fees
$315/mo
Total annual fees
$3,780
HOA name
Dave Rhinehart
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No
Lease restrictions
Yes
Additional lease restrictions
Buyer or Buyers Agent should verify all lease restrictions with the HOA directly.
Approval process
Buyer or Buyers Agent should verify any approval process with the HOA directly.

Exterior & Construction

Exterior features
Lighting, Sidewalk
Construction materials
Block, Brick
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst13x15
Dining RoomFirst11x13
Florida RoomFirst9x11
KitchenFirst12x10
DinetteFirst9.5x6
Primary BedroomFirst12x15
Primary BathroomFirst5x11
Bedroom 2First10.5x14
Bathroom 2First5x9

Listing Details

Listing date
2026-01-16
On market date
2026-01-16
Original list price
$325,000
Occupant type
Owner
MLS area
33803 - Lakeland
Listing AOR
Sarasota - Manatee
Status changed
2026-01-16
Tax legal description
VILLAS BY-THE-LAKE PB 87 PGS 37 & 38 LOT 47 & INT IN REC AREA & COMMON AREAS

Flood risk

Minimal riskFEMA Zone XPanel 12105C0480G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West on N Parkway Frontage Rd to Villas By The Lake, North on Caribbean Dr to Grand Caymen Circle to 551.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 2, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA