$395,900
7552 Bent Tree Loop
St Cloud, FL 34771
Listing updated: August 13, 2026 at 5:07 PM ET
Listing courtesy of Adams Homes Realty, Inc. · Viviani Moreno De Segovia · MLS #O6372864 · Active · 407-523-1030Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
**$20,000 PRICE REDUCTION + 4.99 FHA RATE + UP TO $15,000 FLEX CASH!** An exceptional opportunity to own a BRAND-NEW, MOVE-IN READY 3-bedroom, 2-bath home with **NO CDD** and only **$1,000 deposit to secure it!** Additional closing cost assistance may also be available for qualified buyers. **Estimated monthly PITIA: $2,582 | Estimated cash to close: $14,350.** Financing, payment, and cash-to-close estimates are subject to buyer qualification and lender terms. Designed for comfort and functionality, this home features impressive **10-foot ceilings** that create a bright, open atmosphere and a thoughtfully designed floor plan perfect for everyday living and entertaining. The kitchen serves as the heart of the home with a spacious center island, while the separate formal dining room offers additional flexibility and can easily function as a home office or flex space. The spacious primary suite provides a private retreat with vaulted ceilings and **peaceful conservation views**, offering added privacy and a tranquil natural backdrop. Two generously sized secondary bedrooms provide plenty of space for family, guests, or additional workspace. **NEW CONSTRUCTION + $20K PRICE REDUCTION + 4.99 FHA + UP TO $15K FLEX CASH + NO CDD!** Opportunities with this combination of savings and incentives are limited. **Schedule your showing TODAY and secure this home with only $1,000 deposit before this opportunity is gone!***Financing incentives available to qualified buyers through preferred lender and subject to loan program requirements, availability, terms, and conditions. Flex Cash usage is subject to applicable program guidelines.*
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history214 days on market
- Status: ActiveJan 12, 2026
- Listed$387,900Jan 11, 2026
- Price increased$395,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 214
- Subdivision
- Harmony Central Ph 2
- County
- Osceola
- Year built
- 2026
- Living area
- 1,780 sq ft
- Price/sq ft
- $222
- Building area
- 2,122 sq ft (Builder)
- Lot size
- 6,098 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X 500
- Garage
- 2 spaces
- Annual taxes
- $831 (2025)
- Parcel #
- 32-26-32-3666-000O-0070
- Zoning
- X 500
- MLS #
- O6372864
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
- New construction
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $825 / Annually
- Monthly HOA
- $69/mo
- Total monthly fees
- $69/mo
- Total annual fees
- $825
- HOA name
- Beth Connor
- CDD
- No
- Min lease term
- 7 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Dining Room | First | |
| Primary Bedroom | First | |
| Bedroom 3 | First | |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2026-01-10
- On market date
- 2026-01-11
- Original list price
- $387,900
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-01-12
- Tax legal description
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 7
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Narcoossee Rd take 192 East for 8 miles towards Melbourne, continue past Harmony High-school and Harmony Main, Harmony Central will be located on your left.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 13, 2026 at 5:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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