240 Santa Rosa Drive, FL
Stellar MLS

$439,000

240 Santa Rosa Drive

Winter Haven, FL 33884

Pending
4
Beds
3
Baths
2,850
Sq Ft
0.28
Acres
1988
Built
Private poolFireplace$154/sqft360° tour
Single Family Residence

Property type

1988

Year built

12,350 sqft

Lot size

$154

Price / sq ft

$46/mo

HOA dues

155

Days on market

2

Garage spaces

X

Flood zone

About this home

Beautiful 4 bedroom, 2 1/2-bathroom, pool home with new roof (2024), septic (2024), A/C (2025) in gated Overlook Estates. Fresh price reduction, bring your offers! Experience the pinnacle of Florida living in this exceptional pool home, offering 2,850 sq ft of light-drenched space in the established Overlook Estates neighborhood, where privacy and prestige define the community. This is the rare opportunity you've been waiting for: a spacious, ultra-private luxury home in a top-tier location. Schedule your showing today and make this dream residence yours before it's gone.

Estimated monthly payment

Principal & interest$2,220
Property taxes$233
Home insurance (est.)$201
HOA dues$46

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history155 days on market

  1. Status: Pending
    May 29, 2026
  2. Listed$462,900
    Dec 24, 2025
  3. Price reduced$439,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
155
Subdivision
Overlook Ests Ph 3
County
Polk
Year built
1988
Living area
2,850 sq ft
Price/sq ft
$154
Building area
4,216 sq ft (Public Records)
Lot size
12,350 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$2,790 (2023)
Parcel #
26-28-35-662927-000220
Zoning
0
MLS #
L4958092

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, High Ceilings, PrimaryBedroom Upstairs, Split Bedroom, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
Two
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

HOA fee
$550 / Annually
Monthly HOA
$46/mo
Total monthly fees
$46/mo
Total annual fees
$550
HOA name
Overlook Estates
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please verify with HOA

Exterior & Construction

Exterior features
Fire Pit, Outdoor Shower, Rain Gutters, Storage
Construction materials
Frame, Wood Siding
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Electricity Connected, Fire Hydrant, Sprinkler Well

Community

Pets allowed
Yes

Schools

ElementaryElbert ElemGreatSchools ↗
MiddleDenison MiddleGreatSchools ↗
High SchoolWinter Haven SeniorGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2Second15x11
Bedroom 3Second13x11
Bedroom 4Second18x10
Bonus RoomFirst12x25
Dining RoomFirst14x11
Family RoomFirst28x15
KitchenFirst17x13
Living RoomFirst14x15
Primary BathroomSecond8x10
Primary BedroomSecond27x13
Bathroom 2Second8x10

Listing Details

Listing date
2025-12-24
On market date
2025-12-24
Original list price
$462,900
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Suncoast Tampa
Status changed
2026-05-29
Tax legal description
OVERLOOK ESTATES PHASE 3 PB 83 PG 50 LOT 22

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Hwy 27: Turn onto Dundee Rd. Follow to Carl Floyd Rd, then turn left. Follow to Overlook Dr., then veer right onto Wakulla. Overlook Estates will be the first community on the right. Once through the gates turn right and follow the road to the back of the community, and the home is on the right. From Cypress Gardens Blvd: Turn onto Overlook Dr., follow to Wakulla and turn left. Overlook Estates will be the first community on the right. Once through the gates turn right and follow the road to the back of the community, and the home is on the right.

Property sale history

Public records

240 SANTA ROSA DR, WINTER HAVEN 33884

  • Apr 2024$440,000

4,216 sq ft · Built 1988 · 0.3214 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 4:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA