$1,950,000
864 N Osceola Ave
Clearwater, FL 33755
Listing updated: April 7, 2026 at 9:51 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Experience elevated waterfront living in this exceptional new construction townhome offering stunning sunset views and direct access to a private marina. Thoughtfully designed with both style and function in mind, the residence features a striking white-oak floating staircase and a private elevator providing seamless access to every level. Soaring tray ceilings with accent lighting, luxury vinyl plank flooring, and an open-concept layout create a bright, modern feel, complemented by expansive balconies that showcase beautiful water views. The chef-inspired kitchen is ideal for entertaining and everyday living with a five-burner gas cooktop, built-in oven and microwave, a large pantry, solid wood shaker cabinetry with pull-out shelving, expansive quartz countertops with a breakfast bar, and a wine refrigerator. The primary suite is a private retreat with its own balcony, dual walk-in closets, and a spa-style ensuite featuring double vanities and a spacious walk-in shower with frameless glass. Water views can be enjoyed from nearly every vantage point, and the rooftop level truly sets this townhome apart, featuring a bonus room and second kitchen, folding glass doors that open to a patio with an Ipe wood deck, and a built-in gas grill with cabinetry, perfect for entertaining or relaxing while enjoying the sunsets. Additional highlights include a two-car garage and a large storage room, all conveniently located just minutes from downtown Dunedin, approximately one mile from the Dunedin Causeway, and about a 20-minute drive to Clearwater Beach, with Tampa and St. Petersburg both roughly 35 minutes away.
Local Insight
At $587/sqft for brand-new construction in Marina Bay, you're paying a premium that's justified by the waterfront location and amenities, but that $1,200 monthly HOA is substantial and worth stress-testing against your long-term budget—especially in a flood zone AE property where insurance costs can fluctuate. The real trade-off here is density: you're getting water access and new finishes on a postage-stamp lot (0.03 acres) in a master-planned community, so this is about lifestyle and location rather than land or privacy. Before committing, verify what that HOA actually covers and get current flood insurance quotes, since waterfront townhouses in AE zones can surprise buyers with rising premiums.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history114 days on market
- Status: ActiveDec 14, 2025
- Listed$2,050,000Dec 14, 2025
- Price reduced$1,950,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 114
- Subdivision
- Marina Bay Master Condo
- County
- Pinellas
- Year built
- 2024
- Living area
- 3,323 sq ft
- Price/sq ft
- $587
- Building area
- 4,673 sq ft (Builder)
- Lot size
- 1,332 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Garage
- 2 spaces
- Annual taxes
- $8,400 (2023)
- Parcel #
- 09-29-15-55249-000-0030
- MLS #
- TB8456435
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Tile, Vinyl
- Appliances
- Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room, Upper Level
- Stories / Levels
- Three Or More
- Direction faces
- South
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Zoned
- Cooling
- Central Air, Zoned
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Ground Level
HOA & Financial
- HOA fee
- $1,200 / Monthly
- Monthly HOA
- $1,200/mo
- Total monthly fees
- $1,200/mo
- Total annual fees
- $14,400
- HOA name
- Kathy Bramhall
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer responsible to confirm any leasing restrictions or regulations with City of Clearwater and HOA.
Exterior & Construction
- Exterior features
- Balcony, French Doors, Lighting, Outdoor Grill, Sidewalk, Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Membrane
- Foundation
- Pillar/Post/Pier
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Natural Gas Available, Natural Gas Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Second | |
| Living Room | Second | |
| Primary Bedroom | Third | |
| Primary Bathroom | Third | |
| Bonus Room | Upper |
Listing Details
- Listing date
- 2025-12-14
- On market date
- 2025-12-14
- Original list price
- $2,050,000
- Occupant type
- Vacant
- MLS area
- 33755 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-12-14
- Tax legal description
- MARINA BAY MASTER CONDO LOT 3
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Cleveland and Ft Harrison Ave, go North on N Fort Harrison Ave, turn left on Seminole St, park in the Seminole Boat Ramp/Clearwater Tides Marina parking lot. Enter through the pedestrian gate across the grassy park area toward the townhome.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 7, 2026 at 9:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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