$1,149,900
10561 104th Circle
Oxford, FL 34484
Listing updated: July 20, 2026 at 4:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
5.12 fenced acres • Gated community • 6 miles to The Villages • Horse & livestock friendly • Includes 3D walkthrough & video tour Rare opportunity to own a custom-built 2023 block home on 5.12 fully fenced acres in the gated Sumter Crossing community in Oxford, Florida, approximately 6 miles from The Villages and minutes from Wildwood, US-301, Florida's Turnpike, and I-75. Zoned for equine and bovine, this property offers flexibility for horse enthusiasts, livestock, hobby farming, recreational use, or buyers seeking acreage with room to expand. Designed for comfort and efficiency, this 3,088-square-foot residence features 10-foot ceilings, 8-foot interior doors, luxury vinyl plank flooring, and an open-concept layout centered around a brick wood-burning fireplace with gas starter. The chef's kitchen features quartz countertops, a 48-inch gas range, oversized island, custom cabinetry, wine bar, walk-in pantry, and built-in coffee station. The primary suite includes a custom walk-in closet with premium organization. Additional custom features include built-in bookshelves, custom cabinetry, and a mudroom bench. Enjoy outdoor living with a covered brick-paver lanai featuring a full summer kitchen and a fully fenced property offering space for horses, livestock, recreation, gardening, or future improvements. Energy-efficient upgrades include Icynene spray-foam attic insulation, injected-foam block construction on the front elevation, dual gas tankless water heaters, a Generac 24kW whole-home generator, buried 1,000-gallon propane tank, salt-filtration water softener, private well, septic system, and a 3-zone HVAC system. The oversized 2.5-car garage features epoxy flooring, dual EV charging pre-wiring, a dedicated mechanical room, second attic access, and a 100-amp electrical junction box ready for a future barn, workshop, detached garage, or guest house, subject to applicable approvals. The smart-home package includes connected locks, thermostats, garage controls, video doorbell, and smoke/carbon monoxide detection. Conveniently located in Sumter County, this property offers quick access to shopping, dining, medical facilities, golf, and entertainment in The Villages, while maintaining the privacy of a gated acreage community. Whether you're searching for a horse property, equestrian estate, acreage home, hobby farm, or custom-built home, this move-in-ready property combines modern construction, energy-efficient systems, quality finishes, and usable land in a prime Central Florida location. Includes 3D walkthrough and professional video tour.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history203 days on market
- Status: ActiveJun 19, 2026
- Listed$1,249,900Dec 2, 2025
- Price reduced$1,149,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 203
- Subdivision
- Sumter Xing
- County
- Sumter
- Year built
- 2023
- Living area
- 3,088 sq ft
- Price/sq ft
- $372
- Building area
- 4,504 sq ft (Public Records)
- Lot size
- 223,027 sq ft
- Lot category
- 5 to less than 10
- Flood zone
- X500 (12119C0066D)
- Garage
- 2 spaces
- Annual taxes
- $5,161 (2025)
- Parcel #
- C24B010
- Zoning
- X
- MLS #
- OM714193
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Wine Refrigerator
- Interior features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Same Floor As Condo Unit, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage
HOA & Financial
- HOA fee
- $1,100 / Annually
- Monthly HOA
- $92/mo
- Total monthly fees
- $92/mo
- Total annual fees
- $1,100
- HOA name
- Janel Ortengren
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, Other
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Lease restrictions should be verified directly with the HOA
- Approval process
- Approval process should be verified directly with the HOA
Exterior & Construction
- Exterior features
- French Doors, Outdoor Kitchen, Private Entrance, Private Mailbox, Sidewalk, Sprinkler Metered
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Cable Connected, Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Living Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2025-12-02
- On market date
- 2025-12-02
- Original list price
- $1,249,900
- Occupant type
- Owner
- MLS area
- 34484 - Oxford
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-06-19
- Tax legal description
- LOT 10 SUMTER CROSSING PB 8 PGS 9-9D
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From The Villages – Lake Sumter Landing, head north on Old Mill Run and turn left onto Arnold Palmer Blvd. Continue to Buena Vista Blvd and turn right. Drive north for several miles, then turn left onto County Road 466A. Continue west, then turn right onto US-301 N. After about 1 mile, turn right onto NE 104th Trail into Sumter Crossing. Follow the road to NE 104th Circle and the home will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 20, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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