$449,000
109 4th Avenue
Mulberry, FL 33860
Listing updated: September 23, 2026 at 4:01 PM ET
Listing courtesy of Keller Williams Realty Smart · Tina Heim, PA · MLS #L4957046 · Active · 863-577-1234Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
HUGE IMMEDIATE EQUITY OPPORTUNITY! PRICED EXTREMELY LOWER THAN CURRENT APPRAISAL! SELLERS SAY SELL! WATERFRONT HIDDEN GEM can be INCOME PRODUCING PROPERTY! Imagine waking up every day to sparkling water views, peaceful surroundings, and the perfect place to create lifelong memories. This beautiful waterfront property now the perfect time to make your move! Wildlife, Boat Days, Sunset Nights! Repositioned for the new owners! MAIN HOME, GUEST HOUSE AND WATER! Discover a truly unique triple-level retreat designed for privacy, nature, and year-round outdoor living. A long private drive leads to this secluded sanctuary surrounded by sparkling water and abundant wildlife living. The main residence features 3 bedrooms and 2.5 baths, with expansive windows, skylights, and multiple living areas capturing breathtaking water views. The chef’s kitchen offers generous workspace and a sun-filled eat-in nook overlooking the water. A bright sunroom extends the living space, perfect for relaxing or entertaining. The main level includes a formal dining room with built-in shelving (ideal as a study), half bath, and a large interior utility/storage room that can also function as a home office. The lower level hosts the family room/den and the primary suite, both offering direct water access and waterfront views. Upstairs are two spacious bedrooms, a guest bath, and additional attic storage. A separate guest home at the front of the property—currently under renovation—offers excellent flexibility for multi-generational living, guests, or income potential, while maintaining privacy between residences. Ideal for fishing, kayaking, canoeing, and enjoying the outdoors, with room for boats, RVs, and recreational toys. Conveniently located near shopping and dining, with Mulberry Dock & Park adjacent to the property. Own a private waterfront estate—schedule your private showing today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history246 days on market
- Status: ActiveSep 23, 2026
- Listed$499,000Nov 8, 2025
- Price reduced$449,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 246
- Subdivision
- L N Pipkins Add
- County
- Polk
- Year built
- 1990
- Living area
- 3,059 sq ft
- Price/sq ft
- $147
- Building area
- 3,939 sq ft (Owner)
- Lot size
- 301,888 sq ft
- Lot category
- 5 to less than 10
- Flood zone
- AE (12105C0490G)
- Garage
- 1 spaces
- Annual taxes
- $6,330 (2024)
- Parcel #
- 23-30-01-000000-044150
- Zoning
- IND
- MLS #
- L4957046
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Laminate, Linoleum, Parquet, Wood
- Appliances
- Dishwasher, Disposal, Range, Range Hood, Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Central Vaccum, Eat-in Kitchen, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- West
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Circular Driveway, Driveway, Garage, Workshop in Garage
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Storage
- Construction materials
- Vinyl Siding, Frame
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Concrete, Gravel
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Public
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 17x14 |
| Bedroom 2 | Third | 17x15 |
| Bedroom 3 | Third | 18x15 |
| Kitchen | Second | 13x18 |
| Living Room | Second | 29x17 |
| Library | First | 17x13 |
| Dining Room | Second | 18x13 |
| Laundry | Second | 12x13 |
Listing Details
- Listing date
- 2025-11-08
- On market date
- 2025-11-08
- Original list price
- $499,000
- Occupant type
- Owner
- MLS area
- 33860 - Mulberry
- Listing AOR
- Lakeland
- Status changed
- 2026-09-23
- Tax legal description
- BEG SE COR OF LOT 10 BLK 8 OF L N PIPKINS ADD RUN E 605 FT N 300 FT E 10 FT FOR BEG RUN N 320 FT E 691PT43 FT S 320 FT W 100 FT S 300 FT W 401PT43 FT N 300 FT W 190 FT TO BEG LESS HWY R/W & LESS BEG SW COR OF LOT 13 BLK F MULBERRY HTS RUN W 501.43 FT N 300 FT TO POB RUN W 190 FT N 160 FT E 190 FT S 160 FT TO POB
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From E State Road 60 W, take a left onto NE 4th Ave and the home will be down a driveway on your right-hand side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 23, 2026 at 4:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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