$455,000

2540 Harmonia Hammock Road

Harmony, FL 34773

Active
5
Beds
3
Baths
2,626
Sq Ft
0.13
Acres
2023
Built
$173/sqft360° tour

About this home

Beautiful 5BR Home | Premium Conservation Lot | Loaded with Upgrades! Welcome to this stunning 5-bedroom, 3 bath home located in the desirable Harmony West community! Situated on a large premium lot backing to a peaceful conservation area, this open-concept home offers both privacy and modern living. CDD TAXES ARE INCLUDED IN THE PROPETY TAXES. Main Features: • First-floor bedroom with nearby full bath – ideal for guests or in-laws • Gourmet kitchen with Quartz countertops, stainless steel appliances, breakfast bar, and a large walk-in pantry • Versatile flex room – perfect for a home office, gym, or playroom • Upstairs owner’s suite with dual walk-in closets and a spacious en-suite bath • Three additional bedrooms on second floor, full bath, and a large loft for extra living space Owner-Upgraded Highlights: • Plantation shutters throughout • Stylish lighting & ceiling fans • Epoxy-coated garage floor • Water softener system • Gutters • Oversized brick patio in the backyard – great for entertaining Community Amenities: Just a short walk to Harmony West’s 5,000 sq. ft. resort-style pool, sun shelf, splash pad, fitness center, and clubhouse. Don’t miss this move-in-ready gem—schedule your private showing today!

Estimated monthly payment

$3,034/mo

Principal & interest$2,301
Property taxes$488
Home insurance (est.)$209
HOA dues$37

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history182 days on market

  1. Status: Active
    Apr 27, 2026
  2. Listed$455,000
    Oct 18, 2025
  3. Price increased$455,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
182
Subdivision
Villages At Harmony Ph 1c-2
County
Osceola
Year built
2023
Living area
2,626 sq ft
Price/sq ft
$173
Building area
3,083 sq ft (Builder)
Lot size
5,663 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0285G)
Garage
2 spaces
Annual taxes
$5,859 (2024)
Parcel #
24-26-31-3495-0001-3880
Zoning
PD
MLS #
O6353734

Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer, Water Softener
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
Southeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$110 / Quarterly
Monthly HOA
$37/mo
Total monthly fees
$37/mo
Total annual fees
$440
HOA name
ASSOCIATION SOLUTIONS OF CENTRAL FLORIDA
CDD
Yes
Homestead exemption
Yes
Min lease term
1-2 Years
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
ANY AND ALL INFO TO BE VERIFIED BY BUYER OR BUYERS AGENT WITH HOA.
Approval process
ANY AND ALL INFO TO BE VERIFIED BY BUYER OR BUYERS AGENT WITH HOA.

Exterior & Construction

Exterior features
Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗
MiddleHarmony MiddleGreatSchools ↗
High SchoolHarmony HighGreatSchools ↗

School data from listing agent. Verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond13x20
Bedroom 1First11.8x10.8
Bedroom 2Second12.4x11.4
Bedroom 4Second11x11.8
Bedroom 5Second11x11.8
LoftSecond11x12
KitchenFirst11.3x13.6
Dining RoomFirst11.3x10.2
Living RoomFirst15.1x15.4
DenFirst12x11.4

Listing Details

Listing date
2025-10-18
On market date
2025-10-18
Original list price
$455,000
Occupant type
Owner
MLS area
34773 - St Cloud (Harmony)
Listing AOR
Suncoast Tampa
Status changed
2026-04-27
Tax legal description
VILLAGES AT HARMONY PH 1C-2 PB 30 PGS 198-199 LOT 388

Location

Flood zone
X(12097C0285G)

Directions

13th St. (US-192 E / US-441 S). Turn left on to Botanic Blvd continue 1 mile past Club House and Cranes Roost Rd. and Harmonia Hammock Rd, make U turn and in 400 ft take right on Harmonia Hammock Rd, house on right side

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 27, 2026 at 3:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA