433 Paula Drive, FL
Stellar MLS

$395,000

433 Paula Drive

Dunedin, FL 34698

Active
2
Beds
3
Baths
1,290
Sq Ft
0
Acres
1975
Built
WaterfrontWater access$306/sqft
Condominium

Property type

1975

Year built

$306

Price / sq ft

$1,090/mo

HOA dues

201

Days on market

AE

Flood zone

About this home

Discover this stunning second-floor condo featuring 2 bedrooms, 2.5 bathrooms, and nearly 1,300 square feet of open living space with breathtaking water views. Impeccably maintained, this home is ready to welcome you to paradise in style! The extraordinary galley kitchen boasts newer SS appliances, Itlalian tiles and ample counter space for cooking and entertaining. The utility room is conveniently located off the kitchen. The bamboo floors flow seamlessly through the living and dining areas. A striking wood-burning fireplace warms up the living room, adding charm and comfort. Step through the sliding glass doors onto your private deck overlooking the canal, where you can enjoy all the wildlife and watch boats glide by just yards from the Intracoastal Waterway. Upstairs, the serene primary bedroom features a private en suite bath, while the spacious secondary bedroom also offers its own en suite and abundant natural light. Additional features include one covered and one uncovered parking space, a downstairs storage unit. The community offers incredible amenities including a kayak rack and launch pad, elevator, clubhouse, and pool—all recently renovated to perfection. Located in the sought-after South Paula Point, this exceptional waterfront community is just minutes from Honeymoon Island, Caladesi Island, downtown Dunedin, and the Pinellas Trail for biking, walking, or running. All ages welcome, and very pet friendly!

Local Insight

At $306/sqft with waterfront access in Dunedin, this is reasonably priced for the location, but that $1,090 monthly HOA is steep and worth factoring into your true carrying costs—make sure you understand what it covers and whether it's likely to increase given the building's 1975 construction. Being in AE flood zone means flood insurance is mandatory and could run $1,200+ annually, which combined with the HOA significantly impacts affordability compared to similarly-priced non-waterfront units inland. The real question for buyers is whether direct water access justifies those recurring costs, or if you'd be better served looking at non-waterfront condos in the area where HOA fees tend to run $400-600.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,997
Property taxes$256
Home insurance (est.)$181
HOA dues$1,090

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history201 days on market

  1. Status: Active
    Oct 19, 2025
  2. Listed$435,000
    Oct 19, 2025
  3. Price reduced$395,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
201
Subdivision
South Paula Point Condo
County
Pinellas
Year built
1975
Living area
1,290 sq ft
Price/sq ft
$306
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
AE (12103C0066H)
Annual taxes
$3,076 (2024)
Parcel #
15-28-15-84357-000-0270
MLS #
TB8439356

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Interior Details

Bedrooms
2
Full bathrooms
2
Half bathrooms
1
Flooring
Bamboo, Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Solid Wood Cabinets, Stone Counters
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Covered, Guest
Carport
Yes

HOA & Financial

HOA fee
$1,090 / Monthly
Monthly HOA
$1,090/mo
Total monthly fees
$1,090/mo
Total annual fees
$13,080
HOA name
727-204-4766
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Check with HOA
Approval process
Check with HOA

Exterior & Construction

Exterior features
Balcony, Outdoor Grill, Sliding Doors, Sprinkler Metered, Storage
Construction materials
Stucco
Roof
Other
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Concrete

Utilities

Sewer
Public Sewer
Water source
Canal/Lake For Irrigation
Utilities
BB/HS Internet Available, Cable Available, Public

Community

Pets allowed
Yes

Schools

ElementarySan Jose Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolDunedin High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst9x12
Living RoomFirst15x16
Primary BathroomFirst
Primary BedroomSecond15x13

Listing Details

Listing date
2025-10-18
On market date
2025-10-19
Original list price
$435,000
Occupant type
Owner
MLS area
34698 - Dunedin
Listing AOR
Suncoast Tampa
Status changed
2025-10-19
Tax legal description
SOUTH PAULA POINT CONDO APT 27

Flood risk

High riskFEMA Zone AEPanel 12103C0066H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

CURLEW PASS ALT 19, TURN LEFT TO SOUTH PAULA CONDOMINIUMS; 2ND BUILDING TO UNIT 27

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 8, 2026 at 11:12 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA