870 Spinnaker Way, FL

$945,000

870 Spinnaker Way

Kissimmee, FL 34746

Active
5
Beds
5
Baths
4,566
Sq Ft
0.28
Acres
2015
Built
WaterfrontWater access3-car garage$207/sqft360° tour
Single Family Residence

Property type

2015

Year built

12,197 sqft

Lot size

$207

Price / sq ft

$165/mo

HOA dues

220

Days on market

3

Garage spaces

X

Flood zone

About this home

Stunning Water front luxury single house located in the perfect Bellalago Community, a 24-hour guarded gated neighborhood, access to Lake Tohopekaliga, chain of lakes to East Lake Tohopekaliga and Cypress Lake. Premium Lot in the heart of community. Cul-de-sac. Great Privacy. Featured with 5-bedroom & 4.5-bathroom & Loft/Retreat & Den/Office & 3 Car Garage. Master bedroom and 2nd bedroom suit downstairs. Loft and 3rd bedroom suit and other two bedroom upstairs. Lots of upgrades, including huge paved screened back yard, outdoor summer kitchen, gourmet kitchen, upgraded laundry room, trail ceilings in living room and master bedroom. Open-concept floor plan. Abundant natural light throughout the whole house. Step into the house you will be impressed by the amazing living room with completely open four sliding doors lead to grand paved back yard with breathtaking water view. Sides of the foyer are separated formal dining room and bonus room/den/office, well-equipped gourmet kitchen with upgraded countertop, center island, custom cabinetry, stainless steel appliances and backsplash, integrated with a breakfast area and family room connected through three sliding doors to outdoor summer kitchen, perfect for family gatherings or hosting guests. Luxury large master bedroom downstairs features trail ceiling, private access to back yard, double generous closets, garden soaking tub with separate walk-in shower, dual vanities. Bellalago is an amazing water leads community on Lake Tohopekaliga, 24 hours guard gated, hundreds of acres of wooded nature preserves, lake view multi-million-dollar clubhouses, state-of-the-art fitness center, resort-style zero-entry pool, waterpark, spa, dock access, tennis courts, basketball courts, recreation room, playground, dog park, walking/biking trails, boat marina with ramp and lift, restaurant, boardwalk with fishing pier...etc. Schools nearby, only few mins to Publix, markets, shoppings, eatings and entertainments. Short drive to world-class attractions like Disney World, Universal Studios, Sea World, Premium Outlets, Orlando Downtown...etc. Schedule a showing today!

Estimated monthly payment

Principal & interest$4,778
Property taxes$804
Home insurance (est.)$433
HOA dues$165

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history220 days on market

  1. Status: Active
    Oct 8, 2025
  2. Listed$1,099,900
    Oct 8, 2025
  3. Price reduced$945,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
220
Subdivision
Bellalago Ph 6h & 6i
County
Osceola
Year built
2015
Living area
4,566 sq ft
Price/sq ft
$207
Building area
5,748 sq ft (Public Records)
Lot size
12,197 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12097C0245G)
Garage
3 spaces
Annual taxes
$9,644 (2024)
Parcel #
29-26-29-3246-0001-0600
Zoning
0
MLS #
O6350530

Interior Details

Bedrooms
5
Full bathrooms
4
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
Built-in Features
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$165 / Monthly
Monthly HOA
$165/mo
Total monthly fees
$165/mo
Total annual fees
$1,980
HOA name
first service residential
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
please contact hoa to verify the details of restrictions and rules.
Approval process
please contact hoa to verify the details of process and rules.

Exterior & Construction

Exterior features
Other
Construction materials
Other, Stucco
Roof
Tile
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Other

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3Second
Bedroom 4Second
Bedroom 5Second
Dining RoomFirst
Living RoomFirst
Family RoomFirst
DenFirst
LoftSecond
KitchenFirst

Listing Details

Listing date
2025-10-01
On market date
2025-10-08
Original list price
$1,099,900
Occupant type
Vacant
MLS area
34746 - Kissimmee (West of Town)
Listing AOR
Orlando Regional
Status changed
2025-10-08
Tax legal description
BELLALAGO PHS 6H AND 6I PB 22 PG 137-138 LOT 60

Flood risk

Minimal riskFEMA Zone XPanel 12097C0245G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Drive to south on John Young Parkway, turn left on Pleasant Hill Road, turn left to Bellalago, on Bellalago Drive, turn left to Windlass Ct, turn left to Spinnaker Way, house is on the left side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 16, 2026 at 3:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA