$850,000
900 Harbor Terrace
Tavares, FL 32778
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
**Waterfront Duplex on Lake Dora – A Unique Income-Generating Opportunity!** Discover the perfect blend of location and luxury with this custom-built waterfront duplex, Nestled along the scenic shores of Lake Dora, this property offers premier views and endless possibilities for water enthusiasts—bring your boat, jet skis, and all your favorite water activities! The thoughtfully designed layout features two spacious bedrooms and a full bathroom on the main level, along with a generous family room adorned with a stunning brick facade and a cozy wood-burning fireplace. Enjoy breathtaking vistas of Lake Dora and the Dora Canal from the comfort of your living space. The upper level boasts a unique apartment/suite with its own private entrance, comprising a bedroom, bathroom, full kitchen, and living area. This versatile space is ideal for generating rental income, accommodating guests, or serving as a dedicated retreat. Recent upgrades include all new irrigation system HVAC system, and a newer roof, with no HOA or restrictions in place, the potential for this property is boundless. Located less than five minutes from Downtown Tavares and just 15 minutes from Downtown Mount Dora, you’ll find yourself at the heart of it all. Don’t miss your chance to own this exceptional duplex—schedule your visit today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history237 days on market
- Status: ActiveDec 11, 2025
- Listed$925,000Aug 7, 2025
- Price reduced$850,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 237
- Subdivision
- Tavares Palm Dora Park
- County
- Lake
- Year built
- 1979
- Living area
- 1,752 sq ft
- Price/sq ft
- $485
- Building area
- 2,504 sq ft (Public Records)
- Lot size
- 10,850 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE
- Annual taxes
- $4,646 (2024)
- Parcel #
- 32-19-26-0200-000-00B00
- MLS #
- O6333934
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator
- Interior features
- Ceiling Fans(s), Thermostat
- Laundry
- Inside, Laundry Room, Other
- Stories / Levels
- Two
- Direction faces
- East
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Outdoor Grill, Sidewalk, Storage
- Construction materials
- Block, Wood Siding
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Kitchen | First | |
| Living Room | First | |
| Bedroom 2 | First | |
| Family Room | Second | |
| Additional Bedroom | Second |
Listing Details
- Listing date
- 2025-08-05
- On market date
- 2025-08-07
- Original list price
- $925,000
- Occupant type
- Vacant
- MLS area
- 32778 - Tavares / Deer Island
- Listing AOR
- Lake and Sumter
- Status changed
- 2025-12-11
- Tax legal description
- TAVARES, PALM DORA PARK LOT B & 1/5 INT IN CANAL & PRIVATE ROADS PB 16 PG 24 ORB 598 PG 2166 ORB 4878 PG 717
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Mount dora, left on sr19 towards Tavares. Left on Dead River Road, right on wells, left on Mansfield, left on harbor terrace. house is at the end of the driveway
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 2, 2026 at 5:52 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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