900 Harbor Terrace, FL

$850,000

900 Harbor Terrace

Tavares, FL 32778

Active
3
Beds
2
Baths
1,752
Sq Ft
0.25
Acres
1979
Built
WaterfrontWater accessIn-law suiteFireplace$485/sqft360° tour
Single Family Residence

Property type

1979

Year built

10,850 sqft

Lot size

$485

Price / sq ft

No HOA

HOA dues

237

Days on market

AE

Flood zone

About this home

**Waterfront Duplex on Lake Dora – A Unique Income-Generating Opportunity!** Discover the perfect blend of location and luxury with this custom-built waterfront duplex, Nestled along the scenic shores of Lake Dora, this property offers premier views and endless possibilities for water enthusiasts—bring your boat, jet skis, and all your favorite water activities! The thoughtfully designed layout features two spacious bedrooms and a full bathroom on the main level, along with a generous family room adorned with a stunning brick facade and a cozy wood-burning fireplace. Enjoy breathtaking vistas of Lake Dora and the Dora Canal from the comfort of your living space. The upper level boasts a unique apartment/suite with its own private entrance, comprising a bedroom, bathroom, full kitchen, and living area. This versatile space is ideal for generating rental income, accommodating guests, or serving as a dedicated retreat. Recent upgrades include all new irrigation system HVAC system, and a newer roof, with no HOA or restrictions in place, the potential for this property is boundless. Located less than five minutes from Downtown Tavares and just 15 minutes from Downtown Mount Dora, you’ll find yourself at the heart of it all. Don’t miss your chance to own this exceptional duplex—schedule your visit today!

Estimated monthly payment

Principal & interest$4,298
Property taxes$387
Home insurance (est.)$390

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history237 days on market

  1. Status: Active
    Dec 11, 2025
  2. Listed$925,000
    Aug 7, 2025
  3. Price reduced$850,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
237
Subdivision
Tavares Palm Dora Park
County
Lake
Year built
1979
Living area
1,752 sq ft
Price/sq ft
$485
Building area
2,504 sq ft (Public Records)
Lot size
10,850 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE
Annual taxes
$4,646 (2024)
Parcel #
32-19-26-0200-000-00B00
MLS #
O6333934

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator
Interior features
Ceiling Fans(s), Thermostat
Laundry
Inside, Laundry Room, Other
Stories / Levels
Two
Direction faces
East
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Sidewalk, Storage
Construction materials
Block, Wood Siding
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected

Schools

ElementaryTavares ElemGreatSchools ↗
MiddleTavares MiddleGreatSchools ↗
High SchoolTavares HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
KitchenFirst
Living RoomFirst
Bedroom 2First
Family RoomSecond
Additional BedroomSecond

Listing Details

Listing date
2025-08-05
On market date
2025-08-07
Original list price
$925,000
Occupant type
Vacant
MLS area
32778 - Tavares / Deer Island
Listing AOR
Lake and Sumter
Status changed
2025-12-11
Tax legal description
TAVARES, PALM DORA PARK LOT B & 1/5 INT IN CANAL & PRIVATE ROADS PB 16 PG 24 ORB 598 PG 2166 ORB 4878 PG 717

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Mount dora, left on sr19 towards Tavares. Left on Dead River Road, right on wells, left on Mansfield, left on harbor terrace. house is at the end of the driveway

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 2, 2026 at 5:52 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA