$438,800

13944 96th Circle

Summerfield, FL 34491

Active
3
Beds
2
Baths
2,120
Sq Ft
0.32
Acres
2004
Built
55+ community3-car garage$207/sqft
🏠Single Family Residence

Property type

🏗️2004

Year built

📐13,939 sqft

Lot size

📊$207

Price / sq ft

🏘️$211/mo

HOA dues

📅324

Days on market

🚗3

Garage spaces

🌊x

Flood zone

About this home

Luxury Living on a Premium Lot - Discover the perfect blend of comfort, style, and resort-style living in this beautifully maintained 3-bedroom, 2-bath Johnstown model located on a premium private lot within the highly sought-after gated 55+ community of Spruce Creek Golf & Country Club. Designed for both relaxation and entertaining, this home features an inviting open layout with pocket sliding doors leading to a serene oversized lanai — creating the ideal indoor-outdoor Florida lifestyle buyers are searching for. Meticulously cared for and thoughtfully upgraded, this home offers peace of mind with a newer roof and exterior paint (2021), state-of-the-art HVAC system (2021), brand-new attic plumbing (2025), upgraded appliances, decorative front door inserts, rain gutters, plantation shutters, and stylish kitchen and bathroom cabinetry updates. Newer carpeting in the bedrooms and den adds warmth and comfort, while the spacious kitchen offers functionality and flexibility with a gas stove hookup available for culinary enthusiasts. Beyond the home itself, Spruce Creek Golf & Country Club offers an unmatched active-adult lifestyle with over 70 clubs, multiple pools, golf, fitness center, pickleball, tennis, dining, social activities, and golf cart-friendly living all within a beautifully maintained gated community. Perfectly positioned just minutes from The Villages, shopping, dining, and entertainment — and conveniently located approximately 30 miles from Florida’s Gulf Coast and 60 miles from Orlando attractions — this home offers the ideal combination of privacy, convenience, and vibrant community living. Whether you’re looking for a full-time residence or seasonal retreat, this exceptional property delivers the Florida lifestyle you’ve been dreaming about.

Estimated monthly payment

Principal & interest$2,219
Property taxes$268
Home insurance (est.)$201
HOA dues$211

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history324 days on market

  1. Status: Active
    Jul 7, 2025
  2. Listed$448,900
    Jul 7, 2025
  3. Price reduced$438,800

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
324
Cumulative DOM
596
Subdivision
Spruce Creek
County
Marion
Year built
2004
Living area
2,120 sq ft
Price/sq ft
$207
Building area
3,200 sq ft (Public Records)
Lot size
13,939 sq ft
Lot category
1/4 to less than 1/2
Flood zone
x
Garage
3 spaces
Annual taxes
$3,221 (2024)
Parcel #
6106-060-000
Zoning
PUD
MLS #
G5099176

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric, Natural Gas
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Garage Door Opener, Garage Faces Rear

HOA & Financial

HOA fee
$211 / Monthly
Monthly HOA
$211/mo
Total monthly fees
$211/mo
Total annual fees
$2,532
HOA name
Nicole Arias
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Approval process
See deed restrictions.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Public, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst17x25
KitchenFirst12x15
Dining RoomFirst10x11
DenFirst11x11
Primary BedroomFirst13x16
Primary BathroomFirst11x14
Bedroom 2First11x11
Bedroom 3First12x11
Balcony/Porch/LanaiFirst37x10

Listing Details

Listing date
2025-07-07
On market date
2025-07-07
Original list price
$448,900
Occupant type
Owner
MLS area
34491 - Summerfield
Listing AOR
Lake and Sumter
Status changed
2025-07-07
Tax legal description
SEC 10 TWP 17 RGE 23 PLAT BOOK 007 PAGE 154 SPRUCE CREEK COUNTRY CLUB WINDWARD HILLS BEING A REPLAT OF A PORTION OF SPRUCE CREEK GOLF AND COUNTRY CLUB TURNBERRY LOT 60

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hwy 441 north to Del Webb GC, enter and follow Del Webb Blvd to Windward Hills, turn right onto 137th Street Rd then Turn Right onto SE 96th Circle.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 27, 2026 at 1:23 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA