$437,800
13944 96th Circle
Summerfield, FL 34491
Listing updated: June 25, 2026 at 8:58 AM ET
Listing courtesy of Morris Realty And Investments · Kendra Lee Akers · MLS #G5099176 · Active · 352-435-4663Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Luxury Living on a Premium Lot - Discover the perfect blend of comfort, style, and resort-style living in this beautifully maintained 3-bedroom, 2-bath Johnstown model located on a premium private lot within the highly sought-after gated 55+ community of Spruce Creek Golf & Country Club. Designed for both relaxation and entertaining, this home features an inviting open layout with pocket sliding doors leading to a serene oversized lanai — creating the ideal indoor-outdoor Florida lifestyle buyers are searching for. Meticulously cared for and thoughtfully upgraded, this home offers peace of mind with a newer roof and exterior paint (2021), state-of-the-art HVAC system (2021), brand-new attic plumbing (2025), upgraded appliances, decorative front door inserts, rain gutters, plantation shutters, and stylish kitchen and bathroom cabinetry updates. Newer carpeting in the bedrooms and den adds warmth and comfort, while the spacious kitchen offers functionality and flexibility with a gas stove hookup available for culinary enthusiasts. Beyond the home itself, Spruce Creek Golf & Country Club offers an unmatched active-adult lifestyle with over 70 clubs, multiple pools, golf, fitness center, pickleball, tennis, dining, social activities, and golf cart-friendly living all within a beautifully maintained gated community. Perfectly positioned just minutes from The Villages, shopping, dining, and entertainment — and conveniently located approximately 30 miles from Florida’s Gulf Coast and 60 miles from Orlando attractions — this home offers the ideal combination of privacy, convenience, and vibrant community living. Whether you’re looking for a full-time residence or seasonal retreat, this exceptional property delivers the Florida lifestyle you’ve been dreaming about.
Local Insight
At $207/sqft in a 55+ community, you're getting decent value for a 2004 home with solid bones and a three-car garage—but the $211 monthly HOA is on top of your mortgage, so factor that into your true carrying costs. Spruce Creek is an established community with good amenities, though you're looking at an older build that may need updates sooner than newer construction. The location is solid for retirement living if you're in that demographic, but resale could be tighter if your situation changes and you need to exit a 55+ restricted market.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history353 days on market
- Status: ActiveJul 7, 2025
- Listed$448,900Jul 7, 2025
- Price reduced$437,800
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 353
- Cumulative DOM
- 625
- Subdivision
- Spruce Creek
- County
- Marion
- Year built
- 2004
- Living area
- 2,120 sq ft
- Price/sq ft
- $207
- Building area
- 3,200 sq ft (Public Records)
- Lot size
- 13,939 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- x
- Garage
- 3 spaces
- Annual taxes
- $3,221 (2024)
- Parcel #
- 6106-060-000
- Zoning
- PUD
- MLS #
- G5099176
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric, Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Garage Faces Rear
HOA & Financial
- HOA fee
- $211 / Monthly
- Monthly HOA
- $211/mo
- Total monthly fees
- $211/mo
- Total annual fees
- $2,532
- HOA name
- Nicole Arias
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Approval process
- See deed restrictions.
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sliding Doors
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Public, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 17x25 |
| Kitchen | First | 12x15 |
| Dining Room | First | 10x11 |
| Den | First | 11x11 |
| Primary Bedroom | First | 13x16 |
| Primary Bathroom | First | 11x14 |
| Bedroom 2 | First | 11x11 |
| Bedroom 3 | First | 12x11 |
| Balcony/Porch/Lanai | First | 37x10 |
Listing Details
- Listing date
- 2025-07-07
- On market date
- 2025-07-07
- Original list price
- $448,900
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Lake and Sumter
- Status changed
- 2025-07-07
- Tax legal description
- SEC 10 TWP 17 RGE 23 PLAT BOOK 007 PAGE 154 SPRUCE CREEK COUNTRY CLUB WINDWARD HILLS BEING A REPLAT OF A PORTION OF SPRUCE CREEK GOLF AND COUNTRY CLUB TURNBERRY LOT 60
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Hwy 441 north to Del Webb GC, enter and follow Del Webb Blvd to Windward Hills, turn right onto 137th Street Rd then Turn Right onto SE 96th Circle.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 8:58 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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