$678,000

4411 Dolphin Lane

Palmetto, FL 34221

Active
3
Beds
3
Baths
1,876
Sq Ft
0.31
Acres
1969
Built
WaterfrontWater accessPrivate pool$361/sqft360° tour
🏠Single Family Residence

Property type

🏗️1969

Year built

📐13,399 sqft

Lot size

📊$361

Price / sq ft

🏘️No HOA

HOA dues

📅375

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

SELLER IS OFFERING A 10,000 CREDIT TO BUYER AT CLOSING TOWARDS CLOSING COSTS Charming Waterfront Cottage with Pool on Snead Island Experience relaxed island living in this delightful 3-bedroom, 3-bathroom waterfront cottage, ideally situated on peaceful Snead Island in Palmetto. Offering 100 feet of tranquil canal frontage with direct access to Tampa Bay, the Gulf of Mexico, the Manatee River, and Terra Ceia Bay, this home is perfect for enjoying the Florida boating lifestyle. Set on an expansive lot extending approximately 134 feet toward the street, the property provides both privacy and ample outdoor space. Inside, the home features a well-appointed kitchen with abundant cabinetry and a cozy eat-in area, ideal for casual dining. The light-filled floor plan includes a spacious, fully enclosed Florida room with its own A/C unit—perfect for entertaining, relaxing, or hobbies. Step outside to the screened-in pool area overlooking the canal, where a resurfaced pool, new pump, and updated screening create a private tropical retreat. Recent upgrades include a new roof with fascia wrap, new gutters and downspouts, new HVAC system, new updated septic system with lift station and drain field, new electrical panel, new water heater, and a new well pump for irrigation. An oversized two-car garage offers generous space for vehicles, storage, or a workshop. Located within the quiet and highly desirable Snead Island community of approximately 300 homes, residents enjoy a laid-back lifestyle with no mandatory HOA. The island features minimal traffic, limited commercial development, and a welcoming atmosphere. Nearby Emerson Point Preserve offers a 500-acre State Park with nature trails, kayaking, wildlife viewing, a community beach, and an observation tower as well as a friendly dog beach with stunning sunset views. Additional highlights include close proximity to downtown Palmetto and Bradenton, with convenient access to St. Petersburg, Sarasota, Tampa, and major highways I-75 and I-275. An adjacent vacant lot at 4417 Dolphin Lane is also available for purchase, presenting a unique opportunity to acquire both properties as a package. Whether you're searching for a serene getaway or a full-time residence, this waterfront Snead Island home combines coastal charm with modern updates in an exceptional location. This home did not Flood during the 2024 storms

Estimated monthly payment

Principal & interest$3,428
Property taxes$595
Home insurance (est.)$311

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history375 days on market

  1. Status: Active
    Jan 23, 2026
  2. Listed$789,000
    Apr 30, 2025
  3. Price reduced$678,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
375
Subdivision
Gulf & Bay Estates Unit 4 Corr
County
Manatee
Year built
1969
Living area
1,876 sq ft
Price/sq ft
$361
Building area
2,472 sq ft (Public Records)
Lot size
13,399 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12081C0161F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$7,138 (2024)
Parcel #
2397500006
Zoning
RSF3/CH
MLS #
A4650694

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Terrazzo, Wood
Appliances
Dishwasher, Ice Maker, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor
Laundry
In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Bath In Garage, Ground Level, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
please check with local ordinances for all leasing restrictions

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Concrete, Stucco, Wood Siding
Roof
Shingle
Foundation
Block
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst19x14
Dining RoomFirst13x12
Living RoomFirst18x14
Primary BedroomFirst14x14
Primary BathroomFirst9x8
Bedroom 2First12x11
Bedroom 3First11x12
Bathroom 2First8x8
Bathroom 3First7x7
Florida RoomFirst19x12

Listing Details

Listing date
2025-04-30
On market date
2025-04-30
Original list price
$789,000
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2026-01-23
Tax legal description
LOT 2 BLK 8 GULF & BAY ESTATES UNIT FOUR CORRECTED PLAT PI#23975.0000/6

Flood risk

High riskFEMA Zone AEPanel 12081C0161F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Palmetto, take 10th Street W. WEST. Cross bridge then take a RIGHT on Tarpon Road. Take a LEFT on Dolphin Lane, Home on Left The Vacant Lot next to home is also for sale and owned by same seller. SELLER IS OFFERING A 10,000 CREDIT TO BUYER AT CLOSING TOWARDS CLOSING COSTS

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 21, 2026 at 12:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA