$678,000
4411 Dolphin Lane
Palmetto, FL 34221
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
SELLER IS OFFERING A 10,000 CREDIT TO BUYER AT CLOSING TOWARDS CLOSING COSTS Charming Waterfront Cottage with Pool on Snead Island Experience relaxed island living in this delightful 3-bedroom, 3-bathroom waterfront cottage, ideally situated on peaceful Snead Island in Palmetto. Offering 100 feet of tranquil canal frontage with direct access to Tampa Bay, the Gulf of Mexico, the Manatee River, and Terra Ceia Bay, this home is perfect for enjoying the Florida boating lifestyle. Set on an expansive lot extending approximately 134 feet toward the street, the property provides both privacy and ample outdoor space. Inside, the home features a well-appointed kitchen with abundant cabinetry and a cozy eat-in area, ideal for casual dining. The light-filled floor plan includes a spacious, fully enclosed Florida room with its own A/C unit—perfect for entertaining, relaxing, or hobbies. Step outside to the screened-in pool area overlooking the canal, where a resurfaced pool, new pump, and updated screening create a private tropical retreat. Recent upgrades include a new roof with fascia wrap, new gutters and downspouts, new HVAC system, new updated septic system with lift station and drain field, new electrical panel, new water heater, and a new well pump for irrigation. An oversized two-car garage offers generous space for vehicles, storage, or a workshop. Located within the quiet and highly desirable Snead Island community of approximately 300 homes, residents enjoy a laid-back lifestyle with no mandatory HOA. The island features minimal traffic, limited commercial development, and a welcoming atmosphere. Nearby Emerson Point Preserve offers a 500-acre State Park with nature trails, kayaking, wildlife viewing, a community beach, and an observation tower as well as a friendly dog beach with stunning sunset views. Additional highlights include close proximity to downtown Palmetto and Bradenton, with convenient access to St. Petersburg, Sarasota, Tampa, and major highways I-75 and I-275. An adjacent vacant lot at 4417 Dolphin Lane is also available for purchase, presenting a unique opportunity to acquire both properties as a package. Whether you're searching for a serene getaway or a full-time residence, this waterfront Snead Island home combines coastal charm with modern updates in an exceptional location. This home did not Flood during the 2024 storms
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history375 days on market
- Status: ActiveJan 23, 2026
- Listed$789,000Apr 30, 2025
- Price reduced$678,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 375
- Subdivision
- Gulf & Bay Estates Unit 4 Corr
- County
- Manatee
- Year built
- 1969
- Living area
- 1,876 sq ft
- Price/sq ft
- $361
- Building area
- 2,472 sq ft (Public Records)
- Lot size
- 13,399 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12081C0161F)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $7,138 (2024)
- Parcel #
- 2397500006
- Zoning
- RSF3/CH
- MLS #
- A4650694
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Terrazzo, Wood
- Appliances
- Dishwasher, Ice Maker, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Bath In Garage, Ground Level, Oversized
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- please check with local ordinances for all leasing restrictions
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Concrete, Stucco, Wood Siding
- Roof
- Shingle
- Foundation
- Block
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 19x14 |
| Dining Room | First | 13x12 |
| Living Room | First | 18x14 |
| Primary Bedroom | First | 14x14 |
| Primary Bathroom | First | 9x8 |
| Bedroom 2 | First | 12x11 |
| Bedroom 3 | First | 11x12 |
| Bathroom 2 | First | 8x8 |
| Bathroom 3 | First | 7x7 |
| Florida Room | First | 19x12 |
Listing Details
- Listing date
- 2025-04-30
- On market date
- 2025-04-30
- Original list price
- $789,000
- Occupant type
- Owner
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-01-23
- Tax legal description
- LOT 2 BLK 8 GULF & BAY ESTATES UNIT FOUR CORRECTED PLAT PI#23975.0000/6
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Palmetto, take 10th Street W. WEST. Cross bridge then take a RIGHT on Tarpon Road. Take a LEFT on Dolphin Lane, Home on Left The Vacant Lot next to home is also for sale and owned by same seller. SELLER IS OFFERING A 10,000 CREDIT TO BUYER AT CLOSING TOWARDS CLOSING COSTS
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 21, 2026 at 12:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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