4512 28th Avenue, FL
Stellar MLS
1 / 1

$425,000

4512 28th Avenue

Palmetto, FL 34221

Listing updated: September 21, 2026 at 7:32 PM ET

Active
Stellar MLSListing courtesy of Radinka International Rlty Llc · Radinka Ilsink · MLS #A4706730 · Active · 941-962-4072
3
Beds
2
Baths
1,417
Sq Ft
0.2
Acres
2011
Built
Private pool$300/sqft
Single Family Residence

Property type

2011

Year built

8,803 sqft

Lot size

$300

Price / sq ft

$87/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. Welcome home to this naturally bright and airy 3-bedroom, 2-bath single-family pool home in the desirable Sugar Mill Lakes community. Situated on a spacious lot with excellent curb appeal and a vinyl privacy fence, this home is designed for comfortable Florida living inside and out. Step inside to an inviting great-room floor plan custom built by Geartz construction, featuring soaring ceilings that create a bright, open feel. The spacious kitchen offers a tubular solar skylight on your vaulted ceiling, allowing the natural light to pour in. The large island with high-top bar seating provides the perfect gathering spot for casual meals and entertaining. The generous dining area offers plenty of room for family dinners and special occasions. The primary suite is a relaxing retreat with a tray ceiling, a large walk-in closet, and a spacious en-suite bathroom featuring a walk-in shower. Two additional bedrooms and a full guest bathroom provide flexibility for family, guests, a home office, or hobby space. All 3 bedrooms and both bathrooms have just been freshly painted (September 2026). Outside, enjoy your own private backyard oasis with a newer heated saltwater pool and spa, all surrounded by a vinyl privacy fence and huge grassy area—perfect for relaxing, entertaining, and enjoying Florida’s year-round sunshine. Sugar Mill Lakes offers a neighborhood playground, tennis and basketball courts, low HOA fees, and no CDD fee. The community is centrally located with convenient access to Manatee Memorial Hospital, boating and waterfront activities along the Manatee River with access toward Tampa Bay, as well as downtown Bradenton’s Riverwalk area with restaurants, entertainment, and nightlife. Ready for immediate occupancy, this home offers the space, location, amenities, and Florida lifestyle you’ve been looking for.

Estimated monthly payment

Principal & interest$2,149
Property taxes$219
Home insurance (est.)$195
HOA dues$87

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 21, 2026
  2. Listed$425,000
    Sep 21, 2026
  3. Price increased$425,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Sugar Mill Lakes Ph Ii & Iii
County
Manatee
Year built
2011
Living area
1,417 sq ft
Price/sq ft
$300
Building area
2,010 sq ft (Public Records)
Lot size
8,803 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12081C0166F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$2,624 (2025)
Parcel #
747511059
Zoning
PDR
MLS #
A4706730

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$260 / Quarterly
Monthly HOA
$87/mo
Total monthly fees
$87/mo
Total annual fees
$1,040
HOA name
CAMS
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
No
Lease restrictions
Yes
Additional lease restrictions
Only hardship cases for rentals may be allowed with board approval.
Approval process
For all HOA docs visit https://www.cam-ss.com/our-communities/ and scroll down to Sugar Mill Lakes

Exterior & Construction

Exterior features
Private Mailbox, Private Yard
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleLincoln MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2First10x11
Bedroom 3First11x10
Great RoomFirst16x17
KitchenFirst11x15
Dining RoomFirst11x9
Primary BedroomFirst13x15

Listing Details

Listing date
2026-09-21
On market date
2026-09-21
Original list price
$425,000
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2026-09-21
Tax legal description
LOT 200 SUGAR MILL LAKES PHASE II AND III PI#7475.1105/9

Flood risk

Minimal riskFEMA Zone XPanel 12081C0166F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Ellenton-Gillette, turn into Sugar Mill Lakes on 46th St E, left on 29th Ave Cie E, right on 28th Ave E, second home on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 21, 2026 at 7:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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