3045 Cecelia Drive, FL
Stellar MLS

$1,065,000

3045 Cecelia Drive

Apopka, FL 32703

Active
0
Baths
0.53
Acres
WaterfrontWater access$46/sqft360° tour
Land

Property type

23,214 sqft

Lot size

$46

Price / sq ft

No HOA

HOA dues

366

Days on market

AE

Flood zone

About this home

One of the few remaining buildable lots on one of the best lakes in Central Florida. Bear Lake is a clear spring feed 310 acre lake that is well maintained by the Lake Associations (BLPA). Wonderful for swimming, boating, skiing and fishing. Located in a great neighborhood with highly rated Seminole county schools. This is a large property with over half an acre of land and 125' of shoreline. Cecelia Drive is a quiet street with no drive through traffic. The house on the lot is insignificant in value except for reducing impact fees. Tenant occupied. Call today as very few opportunities remain for this premier lake.

Local Insight

At $46/sqft for a 0.53-acre waterfront lot in AE flood zone, you're getting the land component at a fair price, but flood insurance and elevation requirements will add significant carrying costs and construction complexity that aren't reflected in the asking price. Neals Bay Point's waterfront appeal is real, but Apopka's rapid suburban sprawl means this parcel sits in an awkward transition zone between the city's agricultural past and its Orlando-metro future—you need to decide whether you're betting on waterfront residential appreciation or accepting that neighboring foliage nurseries may not disappear as quickly as development patterns suggest. The 360° tour and water access are honest selling points, but get a flood engineer's assessment and clarify riparian rights before moving forward, since waterfront parcels in transitional markets often carry hidden permitting and legal complications.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$5,385
Property taxes$764
Home insurance (est.)$488

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history366 days on market

  1. Status: Active
    Feb 19, 2025
  2. Listed$1,070,000
    Feb 19, 2025
  3. Price reduced$1,065,000

Virtual Tour

Facts & features

Property type
Land
Status
Active
Days on market
366
Subdivision
Neals Bay Point
County
Seminole
Price/sq ft
$46
Lot size
23,214 sq ft
Lot category
1/2 to less than 1
Flood zone
AE (12117C0140F)
Annual taxes
$9,172 (2024)
Parcel #
18-21-29-511-0000-0080
Zoning
R-1AA
MLS #
O6280880

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HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
Listing terms
Cash, Conventional
Ownership
Fee Simple

Exterior & Construction

Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Private, Well
Utilities
Cable Available, Electricity Available

Schools

ElementaryBBear Lake ElementaryGreatSchools ↗
MiddleATeague MiddleGreatSchools ↗
High SchoolALake Brantley HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2025-02-19
On market date
2025-02-19
Original list price
$1,070,000
MLS area
32703 - Apopka
Listing AOR
Lake and Sumter
Status changed
2025-02-19
Tax legal description
LOT 8 NEALS BAY POINT PB 7 PG 74

Flood risk

High riskFEMA Zone AEPanel 12117C0140F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR436 and Balmy Beach head South to Cecelia and turn left and house will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of February 20, 2026 at 9:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA