Stone Island Estates
Central Florida's premier horse community with waterfront access and resort-style living.
Live the MaxLife.
$446K
Median Price
$380K – $1.3M
200
Homes
$48–$990
Monthly HOA
1972
Established
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Background
A brief history
Stone Island Estates traces its roots to 1968 when Corkey Huffman, Marvin Titus, Jim Huffman, and Herky Huffman formed the Stone Island Construction Company to develop this property north of Deltona. The community was officially established in 1972 and has evolved into one of Central Florida's most distinctive neighborhoods. Originally conceived as a rural, land-rich community, Stone Island was designed to appeal to families and individuals seeking space, privacy, and connection to nature—particularly those with equestrian interests.
Over the past five decades, Stone Island has maintained its character while selectively adding amenities and infrastructure. The community preserved its winding roads lined with majestic old oak trees and resisted over-development, keeping lot sizes generous and maintaining a peaceful, natural ambiance. By the early 2000s, Stone Island had become well-known throughout Central Florida's real estate community as a premier lifestyle destination for horse lovers and waterfront enthusiasts.
Today, Stone Island Estates stands as a testament to thoughtful, long-term community planning. With approximately 200 homes situated on Lake Monroe's northern shore, the neighborhood has become a sought-after enclave for buyers seeking equestrian amenities, boating access, and a strong sense of community without the sprawl of typical suburban developments.
The feel
What it's like to live here
Stone Island Estates is defined by its dedication to an equestrian and waterfront lifestyle. The community's winding roads are shaded by mature oak trees, creating a park-like setting that feels worlds away from typical Deltona neighborhoods. Homes are set on spacious lots, many with horse facilities, riding arenas, pastures, and direct water access to Lake Monroe through the private boat ramp. The architecture ranges from traditional Florida ranch styles to modern estates, reflecting decades of development and the diverse tastes of residents who've chosen this unique location.
What truly sets Stone Island apart is its social fabric and lifestyle focus. The HOA organizes regular community events—barn dances, horse shows, Easter egg hunts, 4th of July parades, golf cart races, Halloween parties, and seasonal celebrations. Streets are golf cart friendly, adding to the resort-like atmosphere. Residents enjoy amenities including horse stables, a community pavilion, fire pit, playground, tennis and pickleball courts, extensive parks, and walking trails. This is not a bedroom community; it's a destination for people who value outdoor activity, equestrian pursuits, water recreation, and tight-knit neighborhood connections.
The details
What to expect
Architecture & Homes
Stone Island homes range from traditional Florida ranch styles built in the 1970s and 1980s to modern estates added more recently. Lot sizes are substantially larger than typical Deltona neighborhoods, with many homes sitting on 1–5 acres. Equestrian properties often feature horse barns, riding arenas, round pens, pastures, and fencing. Waterfront homes offer Lake Monroe views and boat dock access. The architectural vernacular is casual and functional—this is a working equestrian community, not a formal country club aesthetic.
Amenities & Lifestyle
Stone Island Estates offers amenities that most Deltona neighborhoods cannot match: horse stables, riding arenas and pastures, a private boat ramp and dock access to Lake Monroe, multiple community parks, a playground, tennis and pickleball courts, fire pit, community pavilion, and walking/jogging trails. The community is golf cart friendly, and residents enjoy an active social calendar including barn dances, horse shows, Easter egg hunts, 4th of July parades, golf cart races, Halloween parties, ladies' luncheons, and holiday celebrations. The HOA is highly active in fostering community culture.
Schools
Stone Island Estates is zoned for Osteen Elementary School (PK–5), Heritage Middle School (6–8), and Pine Ridge High School (9–12), all part of Volusia County Schools. These are well-regarded public schools serving the rural and semi-rural north Deltona area. Families with young children often commute to private schools in nearby DeBary, Orange City, or south toward Orlando if they prefer alternative educational options.
Location & Access
Stone Island Estates is located on the northern shore of Lake Monroe, roughly 8–10 miles north of downtown Deltona and 20 miles northeast of downtown Orlando. US-92 and Hwy-17/92 provide highway access. The community is semi-rural, characterized by quiet roads and limited commercial development nearby. Deltona's shopping and dining are 10–15 minutes away; Beach Street in Daytona is 25 minutes for waterfront dining and activities. Lake Monroe itself is a major recreational asset—Florida's largest freshwater lake—offering boating, fishing, and scenic beauty.
Community
Amenities
- Horse stables and riding arenas
- Pastures and equestrian facilities
- Private boat ramp to Lake Monroe
- Boat dock access
- Community pavilion
- Fire pit
- Playground
- Tennis courts
- Pickleball courts
- Community parks (acres)
- Walking and jogging trails
- Golf cart friendly streets
- Community events (barn dances, horse shows, holiday celebrations)
Know Before You Buy
HOA rules worth knowing
- Horse facilities must be maintained to community standards
- Lot sizes typically 1–5 acres with setback requirements
- Architectural guidelines favor functional equestrian design over formal aesthetics
- Boat dock assignments managed by HOA
- Golf cart registration and safety rules for community roads
- Community event participation encouraged
- Pasture and fencing maintenance standards for equestrian properties
- Pets and animals allowed; restrictions vary by lot type
- Common area maintenance funded through tiered HOA fees ($48–$990/month)
Market Commentary
What the market is doing
Stone Island Estates occupies a unique position in the Deltona market. Recent sales average around $446,000, with homes generally priced at $160–$170 per square foot—a premium to the broader Deltona market, reflecting the community's amenities, waterfront access, and equestrian infrastructure. The price range runs from $380,000 for smaller or entry-level homes to over $1.2 million for luxury estates with premium lot sizes and water views. I've found that buyers seeking Stone Island specifically are willing to pay for the lifestyle it offers—the combination of horse facilities, Lake Monroe access, and established community culture is rare in Central Florida and appeals to a niche but passionate market. If you're selling in Stone Island, you're attracting serious lifestyle buyers, not just investors looking for the cheapest price per square foot. That's your advantage.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 5, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA