Harbor Island Beach Club
Harbor Island Beach Club — intercoastal / waterway condo on the Space Coast, $775K median sale, ~$820/mo HOA.
Live the MaxLife.
$775K
Median Price
$775K – $775K
0
Homes
$820–$820
Monthly HOA
2023
Established
Brevard Public Schools (verify zoning by address)
School Zone
Stellar MLS · 2026-04-26 · 1 closed sale
Recent market data
Median sold
$775,000
$775K – $775K
$/sqft
$404
Median DOM
14
days on market
HOA
$820/mo
Background
A brief history
Harbor Island Beach Club sits on the intercoastal / lagoon waterway in Melbourne Beach. Built 2023. Direct waterway frontage with the amenity package below, which is the structural reason an intercoastal condo carries the HOA fee it does — the building is paying for shared dock / seawall / pool / fitness infrastructure that a single-family river-front lot would have to underwrite individually.
The feel
What it's like to live here
Waterway-front condo lifestyle in Melbourne Beach — direct sunset views over the Indian River Lagoon / waterway, beach / pool amenity, and the natural quiet that distinguishes the lagoon side from the noisier oceanfront.
The details
What to expect
Association amenities
17 listed amenities per MLS: Beach Access, Boat Dock, Elevator(s), Gated, Insurance, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Developer, Management - Full Time, Pool, Sewer, Spa/Hot Tub, Storage, Trash, Water, Water Association Fee Includes: Cable TV.
What the HOA fee covers
Per recent MLS: Cable TV, Insurance, Sewer, Trash, Water. Intercoastal condos typically bundle exterior maintenance, master insurance, and dock/seawall maintenance — verify reserve study before closing.
Views
Listings report views of: Intracoastal, Marina, Pool, River, Water.
Waterfront features
Per MLS: Deeded Beach Access, Intracoastal, Lagoon, Navigable Water, Ocean Access, River Access, River Front Water Frntg Ft: 400.
Why intercoastal vs oceanfront
Intercoastal-side condos in this segment trade at a meaningful discount to direct-oceanfront product — typically 30–50% lower per square foot for similar age/sqft. The trade-off is no immediate beach access (a 5–15 minute walk or short drive to the closest crossing). What you get in exchange: dramatic sunset exposure, boat-water access if the building has dockage, a more sheltered insurance posture, and substantially lower HOA assessments because the building isn't underwriting full direct-Atlantic exposure.
Schools
Brevard Public Schools — feeder pattern depends on the specific address. Melbourne Beach families typically zone to mainland or beachside cluster schools. Verify with BPS School Locator. Intercoastal condo demographics skew seasonal / 55+ / second-home, so school zoning is informational for most buyers.
Insurance posture
Lagoon-side condos carry materially lower wind+flood exposure than direct-oceanfront. Master HOA policy typically covers building exterior; unit owner needs HO-6 (interior + contents). Verify the master policy details, deductibles, recent special assessments, and reserve study — these three numbers separate a healthy intercoastal association from a problem one.
Community
Amenities
- Beach Access
- Boat Dock
- Elevator(s)
- Gated
- Insurance
- Jogging Path
- Maintenance Grounds
- Maintenance Structure
- Management - Developer
- Management - Full Time
- Pool
- Sewer
- Spa/Hot Tub
- Storage
- Trash
- Water
- Water Association Fee Includes: Cable TV
Know Before You Buy
HOA rules worth knowing
- HOA ~$820/month
- Master insurance covers building exterior; unit owner needs HO-6 for interior + contents
- Verify reserve study + recent special assessments before closing
- Most Brevard intercoastal condos prohibit short-term (<30 day) rentals; some allow 7/14 day minimums — confirm with each association
- Pet policies vary widely between buildings — verify weight/breed limits per association
Education
School assignments
- Brevard Public Schools (verify zoning by address)
School zone assignments change. Verify with Orange County Public Schools before purchase.
Market Commentary
What the market is doing
Recent close: $775,000 (1 sale in last 60 days). Median $775,000 at $404/sqft. HOA ~$820/month. Intercoastal-side pricing in this segment runs roughly 30–50% under comparable direct-oceanfront product — the trade is no immediate beach access in exchange for boat-water, sunset exposure, and a meaningfully lower insurance + HOA carrying cost.
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Information on this page is compiled from public records, MLS data, community associations, and broker observation. Price ranges, HOA fees, school assignments, and community amenities change — verify all details with MaxLife Realty and the relevant community association before making a purchase decision. Ryan Solberg, Broker, License #BK3354351. MaxLife Realty, 321.373.3536.