Harbor Island Beach Club
Harbor Island Beach Club — intercoastal / waterway condo on the Space Coast, $775K median sale, ~$820/mo HOA.
Live the MaxLife.
$775K
Median Price
$775K – $775K
0
Homes
$820–$820
Monthly HOA
2023
Established
Brevard Public Schools (verify zoning by address)
School Zone
Search Homes for Sale in Harbor Island Beach Club
Stellar MLS · 2026-04-26 · 1 closed sale
Recent market data
Median sold
$775,000
$775K – $775K
$/sqft
$404
Median DOM
14
days on market
HOA
$820/mo
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Background
A brief history
Harbor Island Beach Club sits on the intercoastal / lagoon waterway in Melbourne Beach. Built 2023. Direct waterway frontage with the amenity package below, which is the structural reason an intercoastal condo carries the HOA fee it does — the building is paying for shared dock / seawall / pool / fitness infrastructure that a single-family river-front lot would have to underwrite individually.
The feel
What it's like to live here
Waterway-front condo lifestyle in Melbourne Beach — direct sunset views over the Indian River Lagoon / waterway, beach / pool amenity, and the natural quiet that distinguishes the lagoon side from the noisier oceanfront.
The details
What to expect
Association amenities
17 listed amenities per MLS: Beach Access, Boat Dock, Elevator(s), Gated, Insurance, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Developer, Management - Full Time, Pool, Sewer, Spa/Hot Tub, Storage, Trash, Water, Water Association Fee Includes: Cable TV.
What the HOA fee covers
Per recent MLS: Cable TV, Insurance, Sewer, Trash, Water. Intercoastal condos typically bundle exterior maintenance, master insurance, and dock/seawall maintenance — verify reserve study before closing.
Views
Listings report views of: Intracoastal, Marina, Pool, River, Water.
Waterfront features
Per MLS: Deeded Beach Access, Intracoastal, Lagoon, Navigable Water, Ocean Access, River Access, River Front Water Frntg Ft: 400.
Why intercoastal vs oceanfront
Intercoastal-side condos in this segment trade at a meaningful discount to direct-oceanfront product — typically 30–50% lower per square foot for similar age/sqft. The trade-off is no immediate beach access (a 5–15 minute walk or short drive to the closest crossing). What you get in exchange: dramatic sunset exposure, boat-water access if the building has dockage, a more sheltered insurance posture, and substantially lower HOA assessments because the building isn't underwriting full direct-Atlantic exposure.
Schools
Brevard Public Schools — feeder pattern depends on the specific address. Melbourne Beach families typically zone to mainland or beachside cluster schools. Verify with BPS School Locator. Intercoastal condo demographics skew seasonal / 55+ / second-home, so school zoning is informational for most buyers.
Insurance posture
Lagoon-side condos carry materially lower wind+flood exposure than direct-oceanfront. Master HOA policy typically covers building exterior; unit owner needs HO-6 (interior + contents). Verify the master policy details, deductibles, recent special assessments, and reserve study — these three numbers separate a healthy intercoastal association from a problem one.
Community
Amenities
- Beach Access
- Boat Dock
- Elevator(s)
- Gated
- Insurance
- Jogging Path
- Maintenance Grounds
- Maintenance Structure
- Management - Developer
- Management - Full Time
- Pool
- Sewer
- Spa/Hot Tub
- Storage
- Trash
- Water
- Water Association Fee Includes: Cable TV
Know Before You Buy
HOA rules worth knowing
- HOA ~$820/month
- Master insurance covers building exterior; unit owner needs HO-6 for interior + contents
- Verify reserve study + recent special assessments before closing
- Most Brevard intercoastal condos prohibit short-term (<30 day) rentals; some allow 7/14 day minimums — confirm with each association
- Pet policies vary widely between buildings — verify weight/breed limits per association
Education
School assignments
- Brevard Public Schools (verify zoning by address)
School zone assignments change. Verify with Orange County Public Schools before purchase.
Market Commentary
What the market is doing
Recent close: $775,000 (1 sale in last 60 days). Median $775,000 at $404/sqft. HOA ~$820/month. Intercoastal-side pricing in this segment runs roughly 30–50% under comparable direct-oceanfront product — the trade is no immediate beach access in exchange for boat-water, sunset exposure, and a meaningfully lower insurance + HOA carrying cost.
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Homes available in Harbor Island Beach Club
4 homes currently listed in Harbor Island Beach Club.
$384,999
1710 Atlantic St #5e
Melbourne Beach, FL 32951
2 bd · 3 ba · 1,575 sqft
Windjammer Twnhse Condo Ph Iii
MLS# S5144730
$2,400 /mo
2150 Atlantic St #413
Melbourne Beach, FL 32951
2 bd · 2 ba · 1,215 sqft
Breakers West
MLS# O6407635
$355,000
177 Casseekee Trl #177
Melbourne Beach, FL 32951
2 bd · 2 ba · 1,309 sqft
Lighthouse Cove Condo Ph 04
MLS# O6400658
$300,000
3257 River Villa Way
Melbourne Beach, FL 32951
2 bd · 2 ba · 1,148 sqft
Beach Woods Stage 8
MLS# O6389800
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 10, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA