Market Report · 4th Quarter 2026 · As of October 7, 2026

MLS data updated Oct 7, 2026

Saint Cloud

Small-Town Charm on East Toho

Saint Cloud, FL

A fast-growing Osceola County city on the east shore of Lake Tohopekaliga, with scenic waterfront access and new master-planned developments.

522
For Sale
$572K
Avg. List Price
20
Under Contract
$385K
Median Sold (12 mo)
3,056
Homes Sold (12 mo)

Median sold: $385K ·  Median days on market: 41 ·  Sold-to-list: 98.6% ·  Source: Stellar MLS

Seller's Market
2
months of inventory

About 2 months of inventory — homes are selling faster than new ones come on the market, so sellers hold the leverage (under 4 months = seller's market).

Median Sale Price
$385K
3056 sold / yr
1-Yr Appreciation
+11.4%
median price
Days on Market
41
median
Sale-to-List
98.6%
of asking
Sales Pace
254.7/mo
last 12 mo
Active Listings
522
for sale now

Aggregate statistics from recent Stellar MLS closed sales and live MLS inventory. A market read, not an appraisal of any home or a listing of individual sales.

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Ryan's Take on Saint Cloud

Saint Cloud draws a broader range of buyers than most Osceola County communities because it offers something genuinely different at each end of the market — historic small-town character on Lake Tohopekaliga for those who want walkable downtown access and large lots, and resort-caliber new construction for those chasing amenities and a quieter pace without a long commute penalty.

The employment anchor driving demand here is Lake Nona's Medical City, roughly 25 minutes away — one of Central Florida's fastest-growing job hubs, anchored by UF Health, Nemours, and the VA. If you work in healthcare or life sciences and want more house and more land than Nona proper affords, Saint Cloud is the obvious next choice. The Florida Turnpike connection also keeps downtown Orlando and the I-4 corridor accessible for commuters across industries.

What makes the housing stock distinctive is the range. Older ranch-style homes on generous lots near the water appeal to buyers who want character and outdoor space. Newer master-planned communities — Cross Prairie, Live Oak Lake, and the gated 55+ community Twin Lakes — offer contemporary open floor plans with resort amenities built in. Twin Lakes in particular delivers lakefront access, tennis, pickleball, a full fitness center, and 40-plus resident clubs within a single gated address.

Buyers cross-shopping Saint Cloud most often compare it to Harmony (for newer master-planned lifestyle) and the Celebration area (for proximity to Disney employment and curated community feel), though both tend to carry a premium over what Saint Cloud delivers today.

— Ryan Solberg, Broker/Owner, MaxLife Realty

Under Contract

20 homes pending in Saint Cloud · Avg. $477K

Saint Cloud pending
Pending
$420,440
4 bd2 ba1,819 sqft
Saint Cloud pending
Pending
$452,490
4 bd3 ba2,004 sqft
Saint Cloud pending
Pending
$467,490
4 bd3 ba2,210 sqft
Saint Cloud pending
Pending
$482,490
5 bd3 ba2,434 sqft
Saint Cloud pending
Pending
$545,000
4 bd4 ba2,932 sqft
Saint Cloud pending
Pending
$460,000
3 bd2 ba1,909 sqft
Market Snapshot

Saint Cloud · 4th Quarter 2026

3056 sales · Stellar MLS · last 12 mo

$385K

Median Sale Price

41 days

Median Days on Market

98.6%

Sold-to-List

$203

Median $/sqft

Sold-to-List Gauge · 90% → 100% → 105%+98.6%
90%95%100%105%+

Recent Sales Map

Recent sales activity in Saint Cloud

No recent public sales records found for this area. Call Ryan for a detailed sold analysis.

Currently For Sale

50 active listings in Saint Cloud

Browse all Saint Cloud homes for sale
BedsBathsSq FtList Price$/Sq FtDOMPoolWaterfrontView
322,017$820,000$407200✓——
321,846$430,000$23317———
432,291$425,500$18630———
644,201$610,000$145132——Water
643,166$549,900$17463——Water
442,753$539,990$196154———
332,321$648,000$279149———
332,135$439,900$206154———
342,540$469,900$185302———
331,946$392,525$20272———
422,259$739,900$32844✓✓—
532,571$499,990$19484———
322,009$414,500$2062———
464,186$1,195,000$285132✓——
322,167$385,000$1781———
—0—$1,200,000—60———
432,759$555,000$2014✓——
422,008$425,000$2126——Water
532,077$454,997$219140———
321,504$429,900$286147✓✓Alligator Lake
332,352$499,900$21371———
665,246$849,900$16227✓——
321,626$498,990$30742———
332,120$569,394$26998———
432,676$559,000$209382✓——
644,456$725,000$16329———
332,085$502,794$2411——Water
342,306$566,344$2461——Water
422,115$476,859$2251———
321,320$390,000$2951✓——
432,308$459,900$19947———
321,680$375,000$2239———
443,063$589,000$19250———
421,846$394,000$213288———
322,051$449,990$21925———
442,575$526,990$20525———
321,844$474,990$25889———
322,051$494,990$241163———
432,317$519,990$224163———
442,260$456,350$20214———
554,074$999,900$24592✓——
432,462$467,990$19057———
432,462$474,990$19313———
443,319$479,900$14525———
443,041$479,900$15833———
443,061$589,990$19362———
432,039$381,155$18712———
444,391$649,900$14820———
442,854$859,000$30169✓——
421,592$1,200,000$754158———
All 50 active listings in Saint Cloud · live Stellar MLS · no addresses published

Saint Cloud Market — Common Questions

Is Saint Cloud a buyer's or seller's market in 2026?+

Saint Cloud is currently a seller's market with about 2 months of inventory. About 2 months of inventory — homes are selling faster than new ones come on the market, so sellers hold the leverage (under 4 months = seller's market).

What is the median home sale price in Saint Cloud?+

Based on Florida Department of Revenue public records over the last 6 months, the median sale price in Saint Cloud is approximately $385K, up about 11.4% from a year earlier.

How many homes are for sale in Saint Cloud?+

There are currently 522 active listings in Saint Cloud, with homes selling at roughly 254.7 per month. That works out to about 2 months of inventory.

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What Is Your Saint Cloud Home Worth?

I analyze active competition, recent sales, and neighborhood trends to give you a precise estimate of what your home is worth right now — no automated Zestimate, a real analysis from a local expert.

Ryan Solberg, MaxLife Realty

Ryan Solberg

MaxLife Realty

321.373.3536

5.0 ★ · 42 reviews

What clients say

All 42 reviews on Zillow

“We would strongly suggest working with Joshua Rueckert and Ryan Solberg. He was very knowledgeable and got our home sold quickly. He always took our calls too — what a great experience.”

Verified Zillow review · Seller

“Highly organized. Moves very quickly. Broad reaching resources, up-to-date advertising methods. Hard working, has all the materials for staging on hand — and sold in less than 30 days.”

Verified Zillow review · Seller · sold in <30 days

Report generated October 7, 2026 at 7:56 PM ET · Powered by Stellar MLS

MLS Data:Active and pending listing data is sourced from the Stellar MLS as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The MLS GRID does not guarantee the accuracy of this data, which may not reflect all real estate activity in the area.

Sold Data: Sales analysis is derived from Florida Department of Revenue public property records (arm's-length transactions). Ryan Solberg and MaxLife Realty LLC are not affiliated with Saint Cloudor its HOA. This report is not intended to solicit properties already listed for sale nor to cause a breach of an existing agency relationship. Data should be independently verified. E&OE.

Based on information submitted to the MLS GRID as of October 7, 2026 at 7:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Moving to Saint Cloud

Utilities & Services

Saint Cloud is in Osceola County, Florida. Here's who to call to get power, water, and trash service set up in your name before closing.

Electric

Kissimmee Utility Authority (KUA) · (407) 933-9800City of Kissimmee.

Orlando Utilities Commission (OUC) · (407) 423-9018City of St. Cloud (OUC has run St. Cloud's electric system since 1997).

Water & Sewer

Toho Water Authority · (407) 944-5000Kissimmee, St. Cloud, Poinciana, and many unincorporated areas.

Full Osceola County utilities & services guide →

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 7, 2026 at 7:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA