Market Report · 3rd Quarter 2026 · As of July 18, 2026

MLS data updated Jul 18, 2026

Saint Cloud

Small-Town Charm on East Toho

Saint Cloud, FL

A fast-growing Osceola County city on the east shore of Lake Tohopekaliga, attracting families and outdoor enthusiasts with scenic waterfront access and new master-planned developments.

558
For Sale
$504K
Avg. List Price
20
Under Contract
$395K
Median Sold (12 mo)
1720
Homes Sold (12 mo)

Median sold: $395K ·  Median days on market: 44 ·  Sold-to-list: 98.5% ·  Source: Stellar MLS

Seller's Market
3.9
months of inventory

About 3.9 months of inventory — homes are selling faster than new ones come on the market, so sellers hold the leverage (under 4 months = seller's market).

Median Sale Price
$395K
1720 sold / yr
1-Yr Appreciation
+7.8%
median price
Days on Market
44
median
Sale-to-List
98.5%
of asking
Sales Pace
143.3/mo
last 12 mo
Active Listings
558
for sale now

Aggregate statistics from recent Stellar MLS closed sales and live MLS inventory. A market read, not an appraisal of any home or a listing of individual sales.

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Ryan's Take on Saint Cloud

Saint Cloud draws a broader range of buyers than most Osceola County communities because it offers something genuinely different at each end of the market — historic small-town character on Lake Tohopekaliga for those who want walkable downtown access and large lots, and resort-caliber new construction for those chasing amenities and a quieter pace without a long commute penalty.

The employment anchor driving demand here is Lake Nona's Medical City, roughly 25 minutes away — one of Central Florida's fastest-growing job hubs, anchored by UF Health, Nemours, and the VA. Buyers employed in healthcare or life sciences who want more house and more land than Nona proper affords look southeast to Saint Cloud as the obvious next choice. The Florida Turnpike connection also keeps downtown Orlando and the I-4 corridor accessible for commuters across industries.

What makes the housing stock distinctive is the range. Older ranch-style homes on generous lots near the water appeal to buyers who want character and outdoor space. Newer master-planned communities — Cross Prairie, Live Oak Lake, and the gated 55+ community Twin Lakes — offer contemporary open floor plans with resort amenities built in. Twin Lakes in particular delivers lakefront access, tennis, pickleball, a full fitness center, and 40-plus resident clubs within a single gated address.

Buyers cross-shopping Saint Cloud most often compare it to Harmony (for newer master-planned lifestyle) and the Celebration area (for proximity to Disney employment and curated community feel), though both tend to carry a premium over what Saint Cloud delivers today.

— Ryan Solberg, Broker/Owner, MaxLife Realty

Under Contract

20 homes pending in Saint Cloud · Avg. $472K

Saint Cloud pending
Pending
$362,688
3 bd4 ba1,992 sqft
Saint Cloud pending
Pending
$734,990
5 bd5 ba3,810 sqft
Saint Cloud pending
Pending
$539,990
4 bd2 ba2,199 sqft
Saint Cloud pending
Pending
$348,860
3 bd3 ba1,730 sqft
Saint Cloud pending
Pending
$340,000
4 bd3 ba1,860 sqft
Saint Cloud pending
Pending
$459,900
3 bd2 ba2,182 sqft
Market Snapshot

Saint Cloud · 3rd Quarter 2026

1720 sales · Stellar MLS · last 12 mo

$395K

Median Sale Price

44 days

Median Days on Market

98.5%

Sold-to-List

$207

Median $/sqft

Sold-to-List Gauge · 90% → 100% → 105%+98.5%
90%95%100%105%+

Recent Sales Map

41 recent individual sales in and around Saint Cloud · FL public records · no addresses published

Approximate sale locations — dots are offset ±1 home for privacy

BedsBathsSq FtListedSoldList PriceSold Price$/Sq FtDOM
3,4279/1/25$635,000$185
2,6059/1/25$500,000$192
3,9419/1/25$495,000$126
2,8979/1/25$460,000$159
2,4119/1/25$440,000$182
2,0389/1/25$425,000$209
2,5439/1/25$405,000$159
2,1789/1/25$385,000$177
2,1569/1/25$365,000$169
2,6129/1/25$316,600$121
2,7039/1/25$300,000$111
1,3479/1/25$262,500$195
2,0139/1/25$260,000$129
9389/1/25$230,000$245
9369/1/25$220,000$235
7849/1/25$165,000$210
3,8128/1/25$940,000$247
2,3418/1/25$917,000$392
3,6578/1/25$770,000$211
4,1958/1/25$625,000$149
3,6478/1/25$565,000$155
2,6618/1/25$560,000$210
3,8888/1/25$528,000$136
3,3658/1/25$525,000$156
3,2148/1/25$499,000$155
3,4668/1/25$455,000$131
2,5048/1/25$433,000$173
2,4738/1/25$430,000$174
2,6598/1/25$425,000$160
2,6258/1/25$400,000$152
2,1228/1/25$390,000$184
2,0648/1/25$380,000$184
2,9708/1/25$375,000$126
2,4948/1/25$375,000$150
2,5058/1/25$360,000$144
1,7178/1/25$357,500$208
1,5218/1/25$345,000$227
2,7048/1/25$310,000$115
2,1228/1/25$300,000$141
1,2388/1/25$280,000$226
2,1538/1/25$240,000$111
41 sales · FL Dept. of Revenue public records · past 12 months · no addresses published · tap any column to sort

Currently For Sale

50 active listings in Saint Cloud

BedsBathsSq FtList Price$/Sq FtDOMPoolWaterfrontView
432,244$445,500$199115Water
321,470$435,000$29646
432,465$564,016$2294Water
442,999$707,668$23619Water
331,767$341,990$19433
421,820$412,900$22738
321,780$411,900$23138
452,925$564,659$19340
342,149$388,034$18141Water
331,639$375,990$22946
532,434$497,490$20446
421,839$442,490$24146
331,639$349,990$21473
331,639$374,940$22975
331,767$357,990$20385
432,394$456,224$191104
442,721$561,849$206104
342,833$999,768$353117
342,306$839,904$364117
321,589$429,490$270131
452,855$599,000$210150
332,275$763,000$335157Water
442,149$411,514$191157Water
331,639$375,990$229160
333,115$900,000$289278Water
321,886$480,000$255320Water
432,465$579,186$235325
321,923$430,000$224340
432,394$464,229$194474
442,582$600,000$232496Water
332,372$540,000$228599
422,020$439,000$2175
543,736$694,500$18645
321,815$394,458$21731
331,767$336,900$19137
442,010$384,999$19253
332,213$369,900$16768
431,860$349,999$18878
432,490$415,000$16780
532,558$539,990$211108
331,913$399,390$209118
432,800$700,000$250164
332,269$899,821$397300
553,092$626,010$2021Water
221,584$319,000$20131
321,672$375,000$22431
521,901$580,000$30533Alligator Chain Of Lakes
442,222$439,777$19869
432,612$460,000$17698
422,144$382,000$178116
All 50 active listings in Saint Cloud · live Stellar MLS · no addresses published

Saint Cloud Market — Common Questions

Is Saint Cloud a buyer's or seller's market in 2026?+

Saint Cloud is currently a seller's market with about 3.9 months of inventory. About 3.9 months of inventory — homes are selling faster than new ones come on the market, so sellers hold the leverage (under 4 months = seller's market).

What is the median home sale price in Saint Cloud?+

Based on Florida Department of Revenue public records over the last 6 months, the median sale price in Saint Cloud is approximately $395K, up about 7.8% from a year earlier.

How many homes are for sale in Saint Cloud?+

There are currently 558 active listings in Saint Cloud, with homes selling at roughly 143.3 per month. That works out to about 3.9 months of inventory.

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What Is Your Saint Cloud Home Worth?

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Ryan Solberg, MaxLife Realty

Ryan Solberg

MaxLife Realty

321.373.3536

Report generated July 18, 2026 at 8:58 PM ET· Powered by Stellar MLS

MLS Data:Active and pending listing data is sourced from the Stellar MLS as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The MLS GRID does not guarantee the accuracy of this data, which may not reflect all real estate activity in the area.

Sold Data: Sales analysis is derived from Florida Department of Revenue public property records(arm's-length transactions). Ryan Solberg and MaxLife Realty LLC are not affiliated with Saint Cloudor its HOA. This report is not intended to solicit properties already listed for sale nor to cause a breach of an existing agency relationship. Data should be independently verified. E&OE.

Based on information submitted to the MLS GRID as of July 18, 2026 at 8:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 18, 2026 at 8:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA