Market Report · 3rd Quarter 2026 · As of August 8, 2026

MLS data updated Aug 8, 2026

Saint Cloud

Small-Town Charm on East Toho

Saint Cloud, FL

A fast-growing Osceola County city on the east shore of Lake Tohopekaliga, attracting families and outdoor enthusiasts with scenic waterfront access and new master-planned developments.

518
For Sale
$501K
Avg. List Price
20
Under Contract
$400K
Median Sold (12 mo)
1616
Homes Sold (12 mo)

Median sold: $400K ·  Median days on market: 47 ·  Sold-to-list: 98.4% ·  Source: Stellar MLS

Seller's Market
3.8
months of inventory

About 3.8 months of inventory — homes are selling faster than new ones come on the market, so sellers hold the leverage (under 4 months = seller's market).

Median Sale Price
$400K
1616 sold / yr
1-Yr Appreciation
+10.1%
median price
Days on Market
47
median
Sale-to-List
98.4%
of asking
Sales Pace
134.7/mo
last 12 mo
Active Listings
518
for sale now

Aggregate statistics from recent Stellar MLS closed sales and live MLS inventory. A market read, not an appraisal of any home or a listing of individual sales.

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Ryan's Take on Saint Cloud

Saint Cloud draws a broader range of buyers than most Osceola County communities because it offers something genuinely different at each end of the market — historic small-town character on Lake Tohopekaliga for those who want walkable downtown access and large lots, and resort-caliber new construction for those chasing amenities and a quieter pace without a long commute penalty.

The employment anchor driving demand here is Lake Nona's Medical City, roughly 25 minutes away — one of Central Florida's fastest-growing job hubs, anchored by UF Health, Nemours, and the VA. Buyers employed in healthcare or life sciences who want more house and more land than Nona proper affords look southeast to Saint Cloud as the obvious next choice. The Florida Turnpike connection also keeps downtown Orlando and the I-4 corridor accessible for commuters across industries.

What makes the housing stock distinctive is the range. Older ranch-style homes on generous lots near the water appeal to buyers who want character and outdoor space. Newer master-planned communities — Cross Prairie, Live Oak Lake, and the gated 55+ community Twin Lakes — offer contemporary open floor plans with resort amenities built in. Twin Lakes in particular delivers lakefront access, tennis, pickleball, a full fitness center, and 40-plus resident clubs within a single gated address.

Buyers cross-shopping Saint Cloud most often compare it to Harmony (for newer master-planned lifestyle) and the Celebration area (for proximity to Disney employment and curated community feel), though both tend to carry a premium over what Saint Cloud delivers today.

— Ryan Solberg, Broker/Owner, MaxLife Realty

Under Contract

20 homes pending in Saint Cloud · Avg. $432K

Saint Cloud pending
Pending
$605,000
4 bd3 ba2,904 sqft
Saint Cloud pending
Pending
$420,440
4 bd2 ba1,819 sqft
Saint Cloud pending
Pending
$339,360
3 bd3 ba1,730 sqft
Saint Cloud pending
Pending
$490,000
5 bd4 ba3,119 sqft
Saint Cloud pending
Pending
$369,990
3 bd3 ba1,833 sqft
Saint Cloud pending
Pending
$490,000
5 bd3 ba2,626 sqft
Market Snapshot

Saint Cloud · 3rd Quarter 2026

1616 sales · Stellar MLS · last 12 mo

$400K

Median Sale Price

47 days

Median Days on Market

98.4%

Sold-to-List

$208

Median $/sqft

Sold-to-List Gauge · 90% → 100% → 105%+98.4%
90%95%100%105%+

Recent Sales Map

16 recent individual sales in and around Saint Cloud · FL public records · no addresses published

Approximate sale locations — dots are offset ±1 home for privacy

BedsBathsSq FtListedSoldList PriceSold Price$/Sq FtDOM
3,4279/1/25$635,000$185
2,6059/1/25$500,000$192
3,9419/1/25$495,000$126
2,8979/1/25$460,000$159
2,4119/1/25$440,000$182
2,0389/1/25$425,000$209
2,5439/1/25$405,000$159
2,1789/1/25$385,000$177
2,1569/1/25$365,000$169
2,6129/1/25$316,600$121
2,7039/1/25$300,000$111
1,3479/1/25$262,500$195
2,0139/1/25$260,000$129
9389/1/25$230,000$245
9369/1/25$220,000$235
7849/1/25$165,000$210
16 sales · FL Dept. of Revenue public records · past 12 months · no addresses published · tap any column to sort

Currently For Sale

50 active listings in Saint Cloud

BedsBathsSq FtList Price$/Sq FtDOMPoolWaterfrontView
432,776$589,900$21327
443,053$630,000$20615
532,601$475,000$1834
432,419$459,900$19011
431,825$335,000$18468
433,062$695,000$227106Bay Lake
442,464$425,900$1731
422,092$405,000$1942
532,674$400,000$15037
321,780$395,900$222210
432,272$525,000$23151
543,717$950,000$25612
543,736$674,800$18165
331,553$324,990$20926
532,490$499,990$20139
321,672$404,990$24239
432,202$432,900$19764
331,767$339,990$19253
421,820$412,900$22758
321,780$411,900$23158
331,551$339,990$21957
532,077$439,990$21286
331,463$314,990$21596
321,970$423,900$215103
442,010$374,999$18773
431,860$349,999$18898
321,750$394,900$22661
432,403$409,000$1708
331,792$383,000$21458
421,830$419,990$23065
543,329$650,000$1952
543,287$1,200,000$36524
321,954$985,000$50454
543,222$549,900$17189
421,972$440,000$223320Water
342,055$599,000$291166Alligator Lake
421,820$412,900$22764
421,853$364,999$197163
321,650$455,000$2762Water
331,913$395,990$207130
221,584$309,000$19551
321,515$381,900$25257Water
321,420$329,900$2326
655,193$1,375,000$2659Fells Cove Lake And Ajay Lake
532,566$475,000$18516
644,346$875,000$201130Water
653,820$519,900$13652
331,910$275,000$1441
321,659$404,490$24411
321,659$404,490$24438
All 50 active listings in Saint Cloud · live Stellar MLS · no addresses published

Saint Cloud Market — Common Questions

Is Saint Cloud a buyer's or seller's market in 2026?+

Saint Cloud is currently a seller's market with about 3.8 months of inventory. About 3.8 months of inventory — homes are selling faster than new ones come on the market, so sellers hold the leverage (under 4 months = seller's market).

What is the median home sale price in Saint Cloud?+

Based on Florida Department of Revenue public records over the last 6 months, the median sale price in Saint Cloud is approximately $400K, up about 10.1% from a year earlier.

How many homes are for sale in Saint Cloud?+

There are currently 518 active listings in Saint Cloud, with homes selling at roughly 134.7 per month. That works out to about 3.8 months of inventory.

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What Is Your Saint Cloud Home Worth?

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Ryan Solberg, MaxLife Realty

Ryan Solberg

MaxLife Realty

321.373.3536

Report generated August 8, 2026 at 2:00 AM ET· Powered by Stellar MLS

MLS Data:Active and pending listing data is sourced from the Stellar MLS as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The MLS GRID does not guarantee the accuracy of this data, which may not reflect all real estate activity in the area.

Sold Data: Sales analysis is derived from Florida Department of Revenue public property records(arm's-length transactions). Ryan Solberg and MaxLife Realty LLC are not affiliated with Saint Cloudor its HOA. This report is not intended to solicit properties already listed for sale nor to cause a breach of an existing agency relationship. Data should be independently verified. E&OE.

Based on information submitted to the MLS GRID as of August 8, 2026 at 1:18 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 8, 2026 at 1:18 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA