$439,900
3538 Pine Lake CourtPalm Harbor, FL 34684
Listing updated: November 14, 2026 at 8:01 AM ET
Listing courtesy of Coldwell Banker Realty · Amanda Justus · MLS #TB8567287 · Active · 727-781-3700Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Discover the Florida lifestyle you’ve been dreaming of in Highland Lakes, Palm Harbor’s premier 55+ golf community! Enjoy the added privacy of NO REAR NEIGHBORS and peaceful green views from nearly every room. Ideally located within a short walk of the private Lake Lodge pool and amenities, this beautifully maintained 2-bedroom, 2-bath home features a desirable split-bedroom floor plan, spacious living areas, and an abundance of natural light. The welcoming tiled foyer opens to a bright and inviting main living area highlighted by beautiful bay windows. Additional features include an INDOOR LAUNDRY ROOM with a convenient utility sink, a comfortable family room, and an exceptional enclosed bonus sunroom offering additional living space and versatility. With three sets of glass sliders providing access to the primary suite, main living area, and kitchen, the sunroom creates a seamless flow throughout the home while offering a peaceful place to relax and enjoy the private green views. The well-appointed kitchen boasts granite countertops, a closet pantry, and a charming breakfast nook overlooking the greenery. The spacious primary suite offers tranquil views through the sunroom, a private bath with walk-in shower, and a walk-in closet with custom cabinetry. Enjoy added peace of mind with a 2024 ROOF, 2022 HVAC SYSTEM, and 2025 WATER SOFTENER! Best of all, this home is located safely in a NON-FLOOD ZONE and non-evacuation zone. Highland Lakes offers an outstanding array of amenities, including FREE GREEN FEES on three private executive golf courses, a clubhouse featuring entertainment and social events, fitness and recreation facilities, and a variety of arts, hobbies, and interest programs. The nearby Lake Tarpon Lodge offers a second heated pool, picnic and party facilities, a fishing pier, community pontoon boats, and secure, complimentary RV and boat storage. Whether you enjoy golf, social activities, or simply relaxing in a beautiful setting, Highland Lakes has something for everyone. Come experience the carefree Florida lifestyle and make this wonderful home your own! Some photos have been virtually staged.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveNov 14, 2026
- Listed$439,900Nov 14, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Highland Lakes
- County
- Pinellas
- Year built
- 1987
- Living area
- 1,704 sq ft
- Price/sq ft
- $258
- Building area
- 2,576 sq ft (Public Records)
- Lot size
- 12,541 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12103C0079H)
- Garage
- 2 spaces
- Annual taxes
- $7,277 (2025)
- Parcel #
- 05-28-16-38925-000-0510
- Zoning
- RPD-7.5
- MLS #
- TB8567287
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Golf Cart Parking
HOA & Financial
- HOA fee
- $164 / Monthly
- Monthly HOA
- $164/mo
- Total monthly fees
- $164/mo
- Total annual fees
- $1,968
- HOA name
- Highland Lakes HOA
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 55+ community. Please confirm lease restrictions with Highland Lakes HOA.
- Approval process
- Application & fee.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 16x20 |
| Dining Room | First | 12x9 |
| Family Room | First | 15x18 |
| Kitchen | First | 9x14 |
| Primary Bedroom | First | 12x20 |
| Primary Bathroom | First | 5x10 |
| Bedroom 2 | First | 12x13 |
| Balcony/Porch/Lanai | First | 23x11 |
| Laundry | First | 9x5 |
Listing Details
- Listing date
- 2026-11-09
- On market date
- 2026-11-14
- Original list price
- $439,900
- Occupant type
- Vacant
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-11-14
- Tax legal description
- HIGHLAND LAKES UNIT EIGHTEEN LOT 51
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US 19 North to Highland Lakes main entrance (fountains) North of Nebraska. Follow entrance road to a left onto MacGregor Dr. At stop sign take a left onto Highlands Blvd. Follow to a right onto Lakepointe Rd. Follow to a left onto Pine Lake Court. Property located immediately on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 14, 2026 at 8:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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