3938 Cortland Drive, FL
Stellar MLS
1 / 1

$499,000

3938 Cortland DriveDavenport, FL 33837

Listing updated: November 13, 2026 at 11:01 AM ET

Active
Stellar MLSListing courtesy of Realty Of America · Jomar Concepcion · MLS #S5161158 · Active · 321-732-5369
4
Beds
3
Baths
2,529
Sq Ft
0.14
Acres
2017
Built
◆$197/sqft
Single Family Residence

Property type

2017

Year built

6,133 sqft

Lot size

$197

Price / sq ft

$147/mo

HOA dues

0

Days on market

X

Flood zone

About this home

Davenport, FL home for sale in Providence, a guard-gated golf community. This 4-bedroom, 3-bathroom, 2,529 sf two-story at 3938 Cortland Dr has a pond view and a 2017 build. Updates include Renewal by Andersen windows throughout, a custom 18-ft sliding glass wall to the backyard, renovated primary bath, custom fireplace, new LVP flooring upstairs, crown molding, custom front door and an upgraded kitchen island with a custom countertop extension. More: barn doors on the office and dining room, custom laundry room, built-in shelving under the stairs and walk-in closets in the secondary bedrooms. Outdoor living: backyard pavers, fenced yard, zoysia sod, expanded driveway, fresh exterior paint, gutters and an irrigation well. Cortland Woods at Providence, Polk County, 33837. Schedule your showing today!

Estimated monthly payment

Principal & interest$2,523
Property taxes$302
Home insurance (est.)$229
HOA dues$147

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Nov 13, 2026
  2. Listed$499,000
    Nov 13, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Cortland Woods/Providence Iii
County
Polk
Year built
2017
Living area
2,529 sq ft
Price/sq ft
$197
Lot size
6,133 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0235H)
Annual taxes
$3,626 (2026)
Parcel #
28-26-18-932909-001450
Zoning
PUD
MLS #
S5161158

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Vinyl
Appliances
Cooktop, Dishwasher, Microwave
Interior features
Ceiling Fans(s), High Ceilings
Laundry
Electric Dryer Hookup
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
0
Attached garage
Yes

HOA & Financial

HOA fee
$440 / Quarterly
Monthly HOA
$147/mo
Total monthly fees
$293/mo
Total annual fees
$3,520
HOA name
Stephen Lim
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
N/A
Approval process
N/A

Exterior & Construction

Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Road surface
Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Other

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomSecond
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-11-13
On market date
2026-11-13
Original list price
$499,000
Occupant type
Owner
MLS area
33837 - Davenport
Listing AOR
Suncoast Tampa
Status changed
2026-11-13
Tax legal description
LOT 145, CORTLAND WOODS AT PROVIDENCE - PHASE III, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 157, PAGES 19 AND 20, OF THE PUBLIC RECORDS OF POLK COUNTY, FLORIDA.

Flood risk

Minimal riskFEMA Zone XPanel 12105C0235H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 13, 2026 at 11:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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