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$1,150,000

243 Zachary Wade StreetWinter Garden, FL 34787

Listing updated: November 10, 2026 at 1:29 PM ET

Active

Listing courtesy of Keller Williams Classic · Rodi Guzman · MLS #O6455223 · Active · 407-292-5400

Beds

Baths

3,097

Sq Ft

0.28

Acres

2004

Built

◆Water view◆Water access◆Fireplace◆3-car garage◆$371/sqft◆360° tour

Single Family Residence

Property type

2004

Year built

12,190 sqft

Lot size

$371

Price / sq ft

$58/mo

HOA dues

225

Days on market

Garage spaces

X500*

Flood zone

About this home

RARE WATERFRONT OPPORTUNITY IN WINTER GARDEN | DIRECT LAKE APOPKA ACCESS | PRIVATE BOAT DOCK Welcome to Lakeview Reserve, one of Winter Garden's desirable gated communities, where waterfront living meets the charm and convenience of Historic Downtown Winter Garden. This impressive 5-bedroom, 3.5-bathroom home offers approximately 3,097 square feet of living space and a feature that is becoming increasingly hard to find: direct access to Lake Apopka with your own covered boat dock and boat lift. Inside, the home offers spacious living areas, a beautifully appointed gourmet kitchen with upgraded cabinetry, soft-close drawers, dual sinks, a large island with prep sink, and a pot filler. The home has been freshly painted throughout, and the bathrooms have been renovated, giving the interior a fresh, updated feel. Two ensuite bedrooms upstairs provide additional comfort and flexibility for family and guests. The outdoor space is just as special. Step into your backyard and enjoy the waterfront setting, complete with a covered private dock and boat lift, making it easy to enjoy boating, fishing, and everything Lake Apopka has to offer. The backyard also features an assortment of fruit-bearing trees, including mango, avocado, star fruit, and citrus, adding a special touch to this Florida retreat. Additional features include an oversized three-car garage, tankless water heater, and whole-house water softener and purification system. Location is another highlight, with golf cart access to Historic Downtown Winter Garden, where you can enjoy local restaurants, boutique shopping, the popular farmers market, and year-round community events. A rare opportunity to enjoy the space, privacy, and convenience of a gated community with the added luxury of direct Lake Apopka access. Come experience what makes this Winter Garden property so special!

Estimated monthly payment

Principal & interest$5,815

Property taxes$547

Home insurance (est.)$527

HOA dues$58

Down payment

20%

$230,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history225 days on market

Status: Active
Nov 9, 2026
Listed$1,150,000
Nov 9, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 225
Cumulative DOM: 225
Subdivision: Lakeview Reserve 46/149
County: Orange
Year built: 2004
Living area: 3,097 sq ft
Price/sq ft: $371
Building area: 4,119 sq ft (Public Records)
Lot size: 12,190 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X500* (12095C0205H)
Garage: 3 spaces
Annual taxes: $6,565 (2025)
Parcel #: 15-22-27-4890-00-320
Zoning: R-1B
MLS #: O6455223

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Interior Details

Bedrooms: 5
Full bathrooms: 3
Half bathrooms: 1
Flooring: Luxury Vinyl, Tile
Appliances: Dishwasher, Dryer, Electric Water Heater, Gas Water Heater, Range, Refrigerator, Washer
Interior features: High Ceilings, PrimaryBedroom Upstairs
Laundry: Laundry Room
Stories / Levels: Two
Direction faces: South
Fireplace: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 3
Attached garage: Yes
Parking features: Garage Door Opener

HOA & Financial

HOA fee: $175 / Quarterly
Monthly HOA: $58/mo
Total monthly fees: $58/mo
Total annual fees: $700
HOA name: Krystal Soto
CDD: No
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Water access: Yes
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryATildenville ElemGreatSchools ↗

MiddleBLakeview MiddleGreatSchools ↗

High SchoolAWest Orange HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	Second	16x16
Living Room	First	20x14
Kitchen	First	14x12

Listing Details

Listing date: 2026-11-03
On market date: 2026-11-09
Original list price: $1,150,000
Occupant type: Vacant
MLS area: 34787 - Winter Garden/Oakland
Listing AOR: Orlando Regional
Status changed: 2026-11-09
Tax legal description: LAKEVIEW RESERVE 46/149 LOT 32

Flood risk

Moderate riskFEMA Zone X500*Panel 12095C0205H

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Downtown Winter Garden, head west on Plant Street. Turn right onto Avalon Road, then left onto Tildenview. Turn left onto Lakeview Reserve Boulevard and proceed through the community. Turn right onto Zachary Wade Street. 243 Zachary Wade Street will be on your left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 10, 2026 at 1:29 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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