2194 Pinnacle Circle, FL
Stellar MLS
1 / 1

$824,900

2194 Pinnacle CirclePalm Harbor, FL 34684

Listing updated: November 5, 2026 at 4:16 PM ET

Active
Stellar MLSListing courtesy of Re/Max Elite Realty · Kim Adams · MLS #TB8564034 · Active · 727-785-7653
3
Beds
2
Baths
2,619
Sq Ft
0.28
Acres
1988
Built
◆Water access◆Private pool◆Fireplace◆3-car garage◆$315/sqft
Single Family Residence

Property type

1988

Year built

12,384 sqft

Lot size

$315

Price / sq ft

$23/mo

HOA dues

25

Days on market

3

Garage spaces

X

Flood zone

About this home

NOW OFFERED WITH A $25,000 PRICE IMPROVEMENT! An unexpected relocation brings to market this beautifully renovated 3 BEDROOM, 2 BATH POOL HOME with a THREE-CAR GARAGE in the highly sought-after Pinnacle enclave of Cobb's Landing! Purchased with plans to be their forever home, the sellers invested in extensive renovations and improvements. This estate offers a rare opportunity to enjoy an established, highly desirable community known for its beautiful homes, along with the benefits of recent updates. The split floor plan provides privacy between the primary suite and secondary bedrooms, while 12-foot cathedral ceilings create a bright, open feel. Interior improvements include professionally painted living spaces, six-panel interior doors, brushed nickel knobs and hinges, closet doors, high-performance LVP flooring in the formal and primary areas, plantation blinds, high-end chandeliers, ceiling fans, marble vanity tops, brushed nickel faucets and shower heads, Levelor light-filtering blinds, custom primary bedroom curtains, and floating laundry room shelving. The HVAC system has been serviced, with deep-cleaned coils and recent ductwork cleaning. Pella hurricane windows provide protection and efficiency. The kitchen was reimagined with a more functional layout for everyday living and entertaining. Upgrades include premium quartz countertops and backsplash, induction range with air fry, dishwasher with stainless steel tub, microwave with heat sensor, smart refrigerator, deep single-bowl stainless steel sink, touchless faucet, tankless reverse osmosis at the sink and refrigerator, refinished cabinet and drawer fronts, soft-close doors and drawers, custom drawer organizers, 3/4 HP disposal, and GFCI outlets. Situated on a 0.28-acre lot, a field separates the backyard from neighbors, offering privacy and daily deer sightings. The pool, freshly cleaned paver patio, and updated screening create an ideal setting for relaxing or entertaining. Refreshed landscaping includes new mulch and plantings. Additional exterior improvements include facade lighting, freshly painted front doors, hardware and deadbolt, weather stripping, and a soft-washed cement tile roof. Cobb's Landing residents enjoy a community park, waterfront gazebo, boat slips, walking trails, tennis courts, and private access to Lake Tarpon. Restaurants, shopping, and popular beaches are located nearby.

Estimated monthly payment

Principal & interest$4,171
Property taxes$896
Home insurance (est.)$378
HOA dues$23

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history25 days on market

  1. Status: Active
    Nov 5, 2026
  2. Listed$824,900
    Nov 5, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
25
Cumulative DOM
25
Subdivision
Cobbs Landing
County
Pinellas
Year built
1988
Living area
2,619 sq ft
Price/sq ft
$315
Building area
3,639 sq ft (Public Records)
Lot size
12,384 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12103C0078G)
Garage
3 spaces
Pool
Private pool
Annual taxes
$10,749 (2025)
Parcel #
32-27-16-71809-000-0910
Zoning
RPD-7.5
MLS #
TB8564034

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Chair Rail, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Garage Door Opener, Ground Level

HOA & Financial

HOA fee
$275 / Annually
Monthly HOA
$23/mo
Total monthly fees
$153/mo
Total annual fees
$1,835
HOA name
PINNACLE/Cindy Alexopoulos
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
12 MONTH MINIMUM LEASE

Exterior & Construction

Construction materials
Block, Stucco
Roof
Concrete, Tile
Foundation
Slab
Pool
Private pool
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryHighland Lakes Elementary-PNGreatSchools ↗
MiddleCarwise Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst15x13
Family RoomFirst20x17
KitchenFirst13x8
DinetteFirst9x9
Primary BedroomFirst17x15
Primary BathroomFirst15x9
Bedroom 2First13x13
Bedroom 3First14x12
Dining RoomFirst12x9

Listing Details

Listing date
2026-11-05
On market date
2026-11-05
Original list price
$824,900
Occupant type
Owner
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-11-05
Tax legal description
PINNACLE AT COBB'S LANDING LOT 91

Flood risk

Minimal riskFEMA Zone XPanel 12103C0078G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Hwy 19 - East on Alderman, Left into Cobbs Landing on Woodbridge Parkway. Left on Pinnacle Circle North to address on Right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 5, 2026 at 4:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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