650 Island Way, FL
Stellar MLS
1 / 1

$427,000

650 Island WayClearwater Beach, FL 33767

Listing updated: November 3, 2026 at 8:31 PM ET

Active
Stellar MLSListing courtesy of Mavrealty · Stewart DeVore · MLS #TB8564016 · Active · 727-314-3942
2
Beds
2
Baths
1,218
Sq Ft
2.15
Acres
1988
Built
◆Waterfront◆Water access◆2.15 acres◆$351/sqft
Condominium

Property type

1988

Year built

93,507 sqft

Lot size

$351

Price / sq ft

No HOA

HOA dues

0

Days on market

AE, X500

Flood zone

About this home

Life on Island Estates comes with a different kind of daily routine, where waterfront dining, neighborhood shops, and trips to Clearwater Beach are all part of the experience. At 650 Island Way, this beautifully maintained two-bedroom, two-bath WATERFRONT condo pairs that island lifestyle with sweeping southwest views across Mandalay Channel toward Clearwater Beach. From the kitchen, living room, owner’s suite, and private balcony, the water stays in view, with Clearwater’s famous sunsets providing the perfect way to end the day. All impact and low emissivity windows and sliders provide peace of mind. STRENGTH IN ELEVATION as this building is perched on one of the highest points on the island. Extensive building improvements bring added appeal to this waterfront address. Completed in 2026, the updates include a new roof and fascia, new HardiePlank siding, fresh exterior paint, new outdoor lighting, new covered carports, new mailboxes, and a new tiki hut. Together, these improvements represent a substantial investment in the building’s exterior, infrastructure, and long-term upkeep. BRING YOUR BOAT as a slip and lift is available to rent and some do become available for purchase from time to time. Imagine bringing your fresh catch home and grilling poolside! Inside this second-floor residence, the updated kitchen features granite countertops, newer stainless steel appliances, a pantry closet, and a new full-size stackable washer and dryer installed in 2025. A pass-through connects the kitchen to the dining and living areas, keeping the layout open and comfortable for everyday living or entertaining. Sliding glass doors lead to the tiled balcony, where there is room for outdoor seating and a storage closet to keep essentials tucked away. The spacious owner’s suite offers beautiful water views, direct balcony access, a walk-in closet, a linen closet, and an en-suite bathroom with an updated vanity and a shower with a built-in seat. The second bedroom connects to a bathroom with an updated vanity and a recently installed glass shower door. The waterfront received its own comprehensive upgrade in 2024, including a new seawall, new composite dock, fish cleaning station, and kayak launch. Residents enjoy a heated waterfront pool, tiki hut gathering area, charcoal grill, kayak storage along with tropical landscaping, a car wash area, and a designated dog walk area. Assigned covered parking at carport #43 adds everyday convenience. Have your cake and eat it too with a 6 month RENTAL OPTION to help cover holding costs. Head out by boat to waterfront restaurants, nearby Carlouel Yacht Club, Caladesi Island, or the open Gulf. Enjoy concerts from the water near The Sound at Coachman Park, or anchor at Three Rooker Island for an afternoon of sunshine and salt air. Back on Island Estates, grocery shopping, local restaurants, small businesses, and the Clearwater Marine Aquarium bring everyday convenience close to home. A walk, bike ride, drive, or Jolly Trolley trip takes you to Clearwater Beach’s powder -sand shoreline, sunset celebrations at Pier 60, and an array of dining and entertainment options. Access to Tampa International and St. Pete-Clearwater International airports makes traveling to and from your island retreat convenient. Morning coffee overlooking the channel, afternoons exploring the coast, and sunsets from your own balcony. This is the Island Estates lifestyle waiting for you.

Estimated monthly payment

Principal & interest$2,159
Property taxes$356
Home insurance (est.)$196

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Nov 4, 2026
  2. Listed$427,000
    Nov 3, 2026

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
0
Subdivision
650 Island Way Condo
County
Pinellas
Year built
1988
Living area
1,218 sq ft
Price/sq ft
$351
Lot size
93,507 sq ft
Flood zone
AE, X500 (12103C0102H)
Annual taxes
$4,277 (2025)
Parcel #
05-29-15-82255-000-2060
MLS #
TB8564016

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
In Kitchen
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
0
Parking features
Assigned, Guest, On Street, Reserved
Carport
Yes

HOA & Financial

Total monthly fees
$1,245/mo
Total annual fees
$14,940
HOA name
Ameri-Tech/Susan Ables
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Application and fee, Association Approval, Confirm with Management.
Approval process
Application and fee, Association approval, Confirm with Management,

Exterior & Construction

Exterior features
Balcony, Lighting, Outdoor Grill, Outdoor Shower, Sidewalk, Sprinkler Metered, Storage
Construction materials
Concrete, HardiPlank Type
Roof
Built-Up, Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Size Limit, Yes

Schools

ElementarySandy Lane Elementary-PNGreatSchools ↗
MiddleDunedin Highland Middle-PNGreatSchools ↗
High SchoolClearwater High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst16.5x8.9
Dining RoomFirst13.3x10.5
Living RoomFirst17.3x13.3
Primary BedroomFirst17.2x13.3
Bedroom 2First13.7x13.3

Listing Details

Listing date
2026-11-03
On market date
2026-11-03
Original list price
$427,000
Occupant type
Owner
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-11-04
Tax legal description
650 ISLAND WAY CONDO UNIT 206

Flood risk

High riskFEMA Zone AE, X500Panel 12103C0102H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Gulf-to-Bay Blvd west to Island Way (light). Turn right onto Island Way. Drive north to 650 Island Way, which is located on the west (left) side of the street. Turn left and then right into the parking lot for 650 Island Way. Guest spots are on the right. There is also parking on the street, if needed.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 3, 2026 at 8:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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